<?xml version='1.0' encoding='UTF-8'?><?xml-stylesheet href="http://www.blogger.com/styles/atom.css" type="text/css"?><feed xmlns='http://www.w3.org/2005/Atom' xmlns:openSearch='http://a9.com/-/spec/opensearchrss/1.0/' xmlns:georss='http://www.georss.org/georss' xmlns:gd='http://schemas.google.com/g/2005' xmlns:thr='http://purl.org/syndication/thread/1.0'><id>tag:blogger.com,1999:blog-3673926143004215301</id><updated>2012-02-16T14:53:21.668-08:00</updated><category term='2C'/><category term='kaedah pembelajaran sifir'/><category term='office space for rent'/><category term='kursus optical fiber'/><category term='office for rent'/><category term='kursus fiber optics'/><category term='OTDR'/><category term='Kursus Fiber Optik'/><category term='SKMM'/><category term='workstation for rent'/><category term='Seminar Kerjaya'/><category term='ingat sifir'/><category term='mudah sifir'/><category term='hafal sifil'/><category term='fiber optics'/><category term='Splicing'/><category term='Forex'/><category term='sifir'/><category term='test equipment'/><category term='gentian fiber'/><category term='Islamic Forex'/><category term='FTTH'/><category term='mahir sifir'/><category term='multiplication table'/><category term='optical fiber'/><category term='virtual office'/><category term='Forex Cara Islam'/><title type='text'>Intai-Intai Bisnes</title><subtitle type='html'></subtitle><link rel='http://schemas.google.com/g/2005#feed' type='application/atom+xml' href='http://bayatech.blogspot.com/feeds/posts/default'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/3673926143004215301/posts/default?max-results=100'/><link rel='alternate' type='text/html' href='http://bayatech.blogspot.com/'/><link rel='hub' href='http://pubsubhubbub.appspot.com/'/><author><name>Intai Intai Bisnes</name><uri>http://www.blogger.com/profile/12730769021432732558</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='32' height='28' src='http://2.bp.blogspot.com/_yxxHQFkLcgU/TU0_hBju1SI/AAAAAAAAAF0/aybEy1aKDCA/s220/fibercaricature.jpg'/></author><generator version='7.00' uri='http://www.blogger.com'>Blogger</generator><openSearch:totalResults>66</openSearch:totalResults><openSearch:startIndex>1</openSearch:startIndex><openSearch:itemsPerPage>100</openSearch:itemsPerPage><entry><id>tag:blogger.com,1999:blog-3673926143004215301.post-364394800077617006</id><published>2012-02-02T17:22:00.000-08:00</published><updated>2012-02-02T17:22:16.399-08:00</updated><title type='text'>Ingin Berbisnes Sendiri? - Persediaan Siri 2</title><content type='html'>&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;Anda ingin berbisnes sendiri?&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;Jika anda sudah berumah tangga &amp;amp; sudah pun mempunyai anak-anak adalah baiknya anda berbincang terlebih dahulu dengan isteri anda mengenai pelan anda..&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;Anda harus ketahui bahawa bisnes sendiri ibarat roller coaster.. ada kalanya anda berada di atas dan ada kalanya anda berada di bawah sekali..&amp;nbsp;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;div class="separator" style="clear: both; text-align: center;"&gt;&lt;a href="http://3.bp.blogspot.com/-OPpPg1JPY4c/Tys0F-m51kI/AAAAAAAAAdw/tRt3ZvGbYwQ/s1600/blogrollercoaster.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;&lt;img border="0" src="http://3.bp.blogspot.com/-OPpPg1JPY4c/Tys0F-m51kI/AAAAAAAAAdw/tRt3ZvGbYwQ/s1600/blogrollercoaster.jpg" /&gt;&lt;/span&gt;&lt;/a&gt;&lt;/div&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;Ianya tidak semudah seperti yang anda sangka sebelum ini.&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;Anda lihat kekawan anda berjaya dalam bisnes mereka, jadi anda pun ingin menjadi seperti mereka..&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;Tetapi tahukah anda apakah perjalanan yang sudah mereka lalui?&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;Jika anda menaiki roller coaster dan berada di tahap yang paling tinggi, semuanya indah belaka.. sudah tentu isteri dan keluarga anda senyum girang..&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;div class="separator" style="clear: both; text-align: center;"&gt;&lt;a href="http://1.bp.blogspot.com/-femKmOYdrAQ/Tys1PcssZVI/AAAAAAAAAd4/HGy8jjm_ukw/s1600/Blogsenyumgirang.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"&gt;&lt;img border="0" src="http://1.bp.blogspot.com/-femKmOYdrAQ/Tys1PcssZVI/AAAAAAAAAd4/HGy8jjm_ukw/s1600/Blogsenyumgirang.jpg" /&gt;&lt;/a&gt;&lt;/div&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;Tetapi jika roller coaster anda berada di tahap bawah sekali, sudikah isteri anda berdamping dengan anda dengan senyuman yang girang jua?&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;div class="separator" style="clear: both; text-align: center;"&gt;&lt;a href="http://1.bp.blogspot.com/-tPU9-BRBBJI/Tys1jJhIB8I/AAAAAAAAAeA/kkZKPux6iKM/s1600/BlogSmileSad.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"&gt;&lt;img border="0" src="http://1.bp.blogspot.com/-tPU9-BRBBJI/Tys1jJhIB8I/AAAAAAAAAeA/kkZKPux6iKM/s1600/BlogSmileSad.jpg" /&gt;&lt;/a&gt;&lt;/div&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;Saya sudah banyak saksikan isteri tidak sanggup berdamping dengan si suami apabila bisnes si suami merudum tidak disangka-sangka..&amp;nbsp;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;Ada juga si isteri yang terus meminta cerai..&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;Ada juga si isteri yang terus bermasam muka ..&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;Jika anda seorang yang bujang, anda mungkin tidak mempunyai masalah seperti mereka yang sudah berumahtangga..&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;Kecualilah jika anda mahu berbisnes sendiri tetapi anda sudah pun menjumpai lubuk emas yang mana anda dan keluarga anda tidak habis makan sehingga 8 keturunan..&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;div class="separator" style="clear: both; text-align: center;"&gt;&lt;a href="http://2.bp.blogspot.com/-JS-x8heRUB8/Tys2blV-UYI/AAAAAAAAAeI/Av3kjQNztpc/s1600/Blogemas.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"&gt;&lt;img border="0" src="http://2.bp.blogspot.com/-JS-x8heRUB8/Tys2blV-UYI/AAAAAAAAAeI/Av3kjQNztpc/s1600/Blogemas.jpg" /&gt;&lt;/a&gt;&lt;/div&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;Tetapi terpulang pada anda untuk berbincang dan bercerita panjang dengan pasangan masing-masing..&amp;nbsp;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;Saya pasti perbincangan nanti akan membawa berkat di dalam kehidupan anda.&lt;/span&gt;.&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/3673926143004215301-364394800077617006?l=bayatech.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://bayatech.blogspot.com/feeds/364394800077617006/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://bayatech.blogspot.com/2012/02/ingin-berbisnes-sendiri-persediaan-siri.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/3673926143004215301/posts/default/364394800077617006'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/3673926143004215301/posts/default/364394800077617006'/><link rel='alternate' type='text/html' href='http://bayatech.blogspot.com/2012/02/ingin-berbisnes-sendiri-persediaan-siri.html' title='Ingin Berbisnes Sendiri? - Persediaan Siri 2'/><author><name>Intai Intai Bisnes</name><uri>http://www.blogger.com/profile/12730769021432732558</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='32' height='28' src='http://2.bp.blogspot.com/_yxxHQFkLcgU/TU0_hBju1SI/AAAAAAAAAF0/aybEy1aKDCA/s220/fibercaricature.jpg'/></author><media:thumbnail xmlns:media='http://search.yahoo.com/mrss/' url='http://3.bp.blogspot.com/-OPpPg1JPY4c/Tys0F-m51kI/AAAAAAAAAdw/tRt3ZvGbYwQ/s72-c/blogrollercoaster.jpg' height='72' width='72'/><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-3673926143004215301.post-5181153423685135740</id><published>2012-01-29T02:24:00.000-08:00</published><updated>2012-01-29T04:19:26.059-08:00</updated><title type='text'>Intai Peluang Bisnes Projek KVMRT - Siri 2</title><content type='html'>&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;&lt;b&gt;Apakah dia KVMRT ?&lt;/b&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;KVMRT adalah singkatan untuk Klang Valley Mass Rapid Transit.&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;Untuk mengetahui apakah itu Mass Rapid Transit sila Ke &lt;a href="http://www.bayatech.blogspot.com/2012/01/intai-peluang-bisnes-projek-mrt-klang.html"&gt;POST&amp;nbsp;&lt;/a&gt;sebelum ini.&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;Ianya adalah pembinaan sistem keretapi baru selain dari LRT, Monorail dan KTM Komuter yang bernilai hampir RM50,000,000,000.00 ( RM 50 Billion)..&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto; text-align: center;"&gt;&lt;tbody&gt;&lt;tr&gt;&lt;td style="text-align: center;"&gt;&lt;a href="http://2.bp.blogspot.com/-I7dZXL5egQc/TyTPYD-_yNI/AAAAAAAAAdI/ZhxGbzESGp4/s1600/BlogKVMRTroute.jpg" imageanchor="1" style="margin-left: auto; margin-right: auto;"&gt;&lt;img border="0" height="273" src="http://2.bp.blogspot.com/-I7dZXL5egQc/TyTPYD-_yNI/AAAAAAAAAdI/ZhxGbzESGp4/s400/BlogKVMRTroute.jpg" width="400" /&gt;&lt;/a&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td class="tr-caption" style="text-align: center;"&gt;Laluan KVMRT&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;Maklumat mengenai laluan KVMRT dan infrastruktur KVMRT boleh anda lihat seperti gambarajah di atas.&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/tbody&gt;&lt;/table&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;&lt;b&gt;Siapakah yang mengurus projek KVMRT ini?&lt;/b&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;Syarikat Prasana Negara Bhd dibawah milik Kementerian Kewangan Malaysia telah pun dilantik sebagai projek KVMRT mewakili Kerajaan Malaysia.&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;&lt;b&gt;Siapakah pula yang akan menjadi pemilik dan pengendali KVMRT ini kelak?&lt;/b&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;Syarikat Prasarana Negara Bhd (SPNB) juga telah dilantik sebagai empunya KVMRT memandangkan Syarikat Prasarana Negara Sdn Bhd mempunyai pengalaman dalam pengendalian LRT dan Monorail disamping memudahkan mengintegrasi pengangkutan keretapi kelak.&lt;/span&gt;&lt;br /&gt;&lt;div class="separator" style="clear: both; text-align: center;"&gt;&lt;a href="http://4.bp.blogspot.com/-zdU9GScSHxs/TyTmIdhqidI/AAAAAAAAAdQ/vhWKyhErPmo/s1600/BlogSPNB.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"&gt;&lt;img border="0" height="90" src="http://4.bp.blogspot.com/-zdU9GScSHxs/TyTmIdhqidI/AAAAAAAAAdQ/vhWKyhErPmo/s320/BlogSPNB.jpg" width="320" /&gt;&lt;/a&gt;&lt;/div&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;&lt;b&gt;SPNB &lt;/b&gt;juga buat masa sekarang mengawal selia projek keretapi penyambungan LRT seperti berikut :-&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;a. Kelana Jaya LRT Extension line&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;b. Ampang LRT Extension line&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;&lt;b&gt;Siapakah pula Project Management Consultant (PMC) untuk projek KVMRT?&lt;/b&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;Untuk projek KVMRT ini panggilan Project Management Consultant (PMC) telah ditukar kepada PDP iaitu &amp;nbsp;Project Delivery Partner&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;Panggilan PDP adalah yang unggul kali digunakan di Malaysia.&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;Walaubagaimanapun fungsi PDP boleh dibahagi kepada 2 bahagian utama&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;a. Sebagai Pengurus Projek mewakili SPNB bagi memastikan projek KVMRT ini siap dengan sempurnanya mengikuti tarikh siap yang telah ditetapkan oleh kerajaan disamping memastikan pembinaannya mengikut piawaian yang telah ditentukan disamping memastikan kos pembinaan tidak meningkat melebihi apa yang telah ditetapkan sebelum ini.&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;b. PDP juga bertanggungjawab mengeluarkan tender, mengevaluasi tender dan menganugerahkan kontrak.&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;&lt;b&gt;Beza ketara antara PDP dan PMC&lt;/b&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;Jika berlakunya kelewatan dalam pembinaan KVMRT ini dari segi teknikal dan kewangan adalah difahamkan PDP ini bertanggungjawab penuh.&amp;nbsp;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;Kemungkinan besar maksud utamanya&amp;nbsp;&lt;i&gt;&lt;b&gt;Variation Order &amp;nbsp;&lt;/b&gt;&lt;/i&gt;tidak dibenarkan sama sekali.&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;Kemungkinan juga PDP ini boleh dikenakan penalti jika&amp;nbsp;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;a. tidak dapat menyempurnakan projek KVMRT mengikut masa yang ditetapkan&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;b. kos asal tidak dapat menampung untuk menyempurnakan projek KVMRT sepenuhnya.&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;Itulah beza agaknya antara&amp;nbsp;&lt;/span&gt;&lt;b style="font-family: Arial, Helvetica, sans-serif;"&gt;PDP&lt;/b&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;&amp;nbsp;dan&amp;nbsp;&lt;/span&gt;&lt;b style="font-family: Arial, Helvetica, sans-serif;"&gt;PMC&lt;/b&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;.&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;Tetapi harus diingat&amp;nbsp;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;a. tiada projek keretapi di dunia disiapkan mengikut masa yang ditetapkan.&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;b. tiada juga projek keretapi yang menetapi kos kewangan yang dirancang.&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;Hampir 99.99% projek keretapi di Malaysia &amp;nbsp;mengalami kelewatan kekadang antara &amp;nbsp;2 tahun - 10 tahun.&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;Contoh:-&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;a. KTMB Komuter Klang Valley - kelewatan dan kos yang lari dari tempuh masa&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;b. Rawang ke Ipoh - juga mengalami kelewatan sehingga beberapa tahun&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;c. Ipoh - Padang Besar - &amp;nbsp;tarikh siap ditolak ke hadapan&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;d. Seremban - Gemas - juga melihatkan kelewatan&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;Dengan magnitud projek KVMRT terutama sekali pembinaan infrastruktur yang melibatkan tanah awam dan pembinaan terowong &amp;nbsp;yang panjangnya hampir mencecah 10km di bawah tanah , &amp;nbsp;faktor cuaca, &amp;nbsp;faktor keadaan tanah bawah tanah dan faktor pengambilalihan tanah akan menjadi faktor utama punca kelewatan pembinaan sivil dan infrastruktur KVMRT.&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;Faktor pengujian dan mengujilari Sistem Keretapi yang utama terutama railway signalling dan komunikasi juga berkemungkinan akan mengalami gangguan yang tidak diduga di saat akhir jika sekiranya sistem-sistem ini dicampuraduk seperti Rojak Mamak.&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;&lt;b&gt;Siapakah yang telah dilantik sebagai PDP?&lt;/b&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;MMC-Gamuda Konsortium.&lt;/span&gt;&lt;br /&gt;&lt;div class="separator" style="clear: both; text-align: center;"&gt;&lt;a href="http://3.bp.blogspot.com/-ngM2Tu-xpxU/TyTqPVoHehI/AAAAAAAAAdY/YKiQ44LWO00/s1600/BlogMMCGamuda.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"&gt;&lt;img border="0" height="74" src="http://3.bp.blogspot.com/-ngM2Tu-xpxU/TyTqPVoHehI/AAAAAAAAAdY/YKiQ44LWO00/s200/BlogMMCGamuda.jpg" width="200" /&gt;&lt;/a&gt;&lt;/div&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;Kalau mengikut keratan akhbar sebelum ini sehingga 10% dari harga pembinaan KVMRT ini telah diperuntukkan sebagai pembayaran yuran PDP.&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;&lt;b&gt;Kenapa MMC-Gamuda Konsortium?&lt;/b&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;&lt;b&gt;&lt;br /&gt;&lt;/b&gt;&lt;/span&gt;&lt;br /&gt;&lt;div class="separator" style="clear: both; text-align: center;"&gt;&lt;a href="http://4.bp.blogspot.com/-9hIlTjvDeDQ/TyTqa2AdIYI/AAAAAAAAAdg/Pkxm0BBdWJE/s1600/BlogMMCGamudaEE.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"&gt;&lt;img border="0" height="45" src="http://4.bp.blogspot.com/-9hIlTjvDeDQ/TyTqa2AdIYI/AAAAAAAAAdg/Pkxm0BBdWJE/s400/BlogMMCGamudaEE.jpg" width="400" /&gt;&lt;/a&gt;&lt;/div&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;&lt;b&gt;&lt;br /&gt;&lt;/b&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;Kemungkinan besar berdasarkan kepada pengalaman MMC-Gamuda Konsortium sebagai :-a. Pengurus dan Kontraktor Utama Projek Landasan Berkembar KTMB dari Ipoh ke Padang Besar&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;b. Kemungkinan jua pembinaan Landasan Berkembar KTMB dari Gemas ke Johor Bahru di bawah Konsortium dari negara China.&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;&lt;b&gt;Conflict of Interest untuk MMC-Gamuda Konsortium sebagai PDP dan juga bakal kontraktor KVMRT?&lt;/b&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;Perlantikan MMC-Gamuda Konsortium sebagai PDP tidak membenarkan mereka terlibat sama sekali dalam mana-mana tender KVMRT kecuali "tunnelling".&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;Itu pun dibenarkan jika harga MMC-Gamuda Konsortium adalah yang terendah sekali ataupun MMC-Gamuda Konsortium boleh memberi harga yang lebih rendah dari harga tender yang terendah sekali.&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;div class="separator" style="clear: both; text-align: center;"&gt;&lt;a href="http://3.bp.blogspot.com/-04c6CwyNMYU/TyTr1RLM4rI/AAAAAAAAAdo/-6Hd8hTUVgA/s1600/BlogMMCGamuaTunnel.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"&gt;&lt;img border="0" height="265" src="http://3.bp.blogspot.com/-04c6CwyNMYU/TyTr1RLM4rI/AAAAAAAAAdo/-6Hd8hTUVgA/s320/BlogMMCGamuaTunnel.jpg" width="320" /&gt;&lt;/a&gt;&lt;/div&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;Untuk makluman MMC-Gamuda Konsortium juga terlibat dalam "tunnelling" untuk Projek SMART Tunnel sebelum ini yang mana mereka juga adalah kontraktor utama.&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;Walaubagaimanapun adalah tidak sukar untuk MMC ataupun Gamuda terlibat sama dalam proses tendering pembinaan KVMRT ini.&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;Ianya boleh dilakukan samada menerusi anak syarikat mereka yang lain atau pun melalui syarikat lain yang tidak secara langsung mereka sendiri mempunyai kepentingan.&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;b style="font-family: Arial, Helvetica, sans-serif;"&gt;Siapakah dia MMC-Gamuda Konsortium ini?&lt;/b&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;Secara amnya jika tidak silap (kalau silap bacalah sebagai hiburan)&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;Orang di belakang tabir MMC &amp;amp; Gamuda&lt;/span&gt;&lt;br /&gt;&lt;table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="float: right; margin-left: 1em; text-align: right;"&gt;&lt;tbody&gt;&lt;tr&gt;&lt;td style="text-align: center;"&gt;&lt;img height="156" src="http://3.bp.blogspot.com/-FcikHkuAms0/TxXS0KySAoI/AAAAAAAAB54/I6YWN1WasNg/s320/Proton+Holding+HRB+Hicom+Tan+Sri+Mokhtar+Al+Bukhary.jpg" style="margin-left: auto; margin-right: auto;" width="320" /&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td class="tr-caption" style="text-align: center;"&gt;Tan Sri Syed Mokhtar Al-Bukhary&lt;/td&gt;&lt;/tr&gt;&lt;/tbody&gt;&lt;/table&gt;&lt;table cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto; text-align: center;"&gt;&lt;tbody&gt;&lt;tr&gt;&lt;td style="text-align: center;"&gt;&lt;img alt="Dato' Lin Yun Ling" class="ir_tableBorder bod_gamuda_left" src="http://www.gamuda.com.my/images/bod_2011/d02.jpg" style="border-bottom-color: rgb(153, 153, 153); border-bottom-style: solid; border-bottom-width: 2px; border-color: initial; border-image: initial; border-left-color: rgb(153, 153, 153); border-left-style: solid; border-left-width: 2px; border-right-color: rgb(153, 153, 153); border-right-style: solid; border-right-width: 2px; border-style: initial; border-top-color: rgb(153, 153, 153); border-top-style: solid; border-top-width: 2px; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 12px; margin-bottom: 10px; margin-left: auto; margin-right: auto; margin-top: 4px;" /&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td class="tr-caption" style="text-align: center;"&gt;Datok Lin Yun Ling&lt;/td&gt;&lt;/tr&gt;&lt;/tbody&gt;&lt;/table&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;Intai Peluang Bisnes Projek KVMRT - Siri 3 akan membincangkan mengenai sivil, infrastruktur dan sistem keretapi yang dijangka akan digunapakai....&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;&lt;b&gt;&lt;br /&gt;&lt;/b&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;&lt;b&gt;&lt;br /&gt;&lt;/b&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;&lt;b&gt;&lt;br /&gt;&lt;/b&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;&lt;b&gt;&lt;br /&gt;&lt;/b&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;&lt;b&gt;&lt;br /&gt;&lt;/b&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;&lt;b&gt;&lt;br /&gt;&lt;/b&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;&lt;b&gt;&lt;br /&gt;&lt;/b&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;&lt;b&gt;&lt;br /&gt;&lt;/b&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;&lt;b&gt;&lt;br /&gt;&lt;/b&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;&lt;b&gt;&lt;br /&gt;&lt;/b&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;&lt;b&gt;&lt;br /&gt;&lt;/b&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;&lt;b&gt;&lt;br /&gt;&lt;/b&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;&lt;b&gt;&lt;br /&gt;&lt;/b&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;&lt;b&gt;&lt;br /&gt;&lt;/b&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;&lt;b&gt;&lt;br /&gt;&lt;/b&gt;&lt;/span&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/3673926143004215301-5181153423685135740?l=bayatech.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://bayatech.blogspot.com/feeds/5181153423685135740/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://bayatech.blogspot.com/2012/01/intai-peluang-bisnes-projek-kvmrt-siri.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/3673926143004215301/posts/default/5181153423685135740'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/3673926143004215301/posts/default/5181153423685135740'/><link rel='alternate' type='text/html' href='http://bayatech.blogspot.com/2012/01/intai-peluang-bisnes-projek-kvmrt-siri.html' title='Intai Peluang Bisnes Projek KVMRT - Siri 2'/><author><name>Intai Intai Bisnes</name><uri>http://www.blogger.com/profile/12730769021432732558</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='32' height='28' src='http://2.bp.blogspot.com/_yxxHQFkLcgU/TU0_hBju1SI/AAAAAAAAAF0/aybEy1aKDCA/s220/fibercaricature.jpg'/></author><media:thumbnail xmlns:media='http://search.yahoo.com/mrss/' url='http://2.bp.blogspot.com/-I7dZXL5egQc/TyTPYD-_yNI/AAAAAAAAAdI/ZhxGbzESGp4/s72-c/BlogKVMRTroute.jpg' height='72' width='72'/><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-3673926143004215301.post-1785787174661896263</id><published>2012-01-28T07:51:00.000-08:00</published><updated>2012-01-29T02:25:54.633-08:00</updated><title type='text'>Intai Peluang Bisnes Projek KVMRT - Klang Valley Mass Rapid Transit - Siri 1</title><content type='html'>&lt;div style="text-align: center;"&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;Secara amnya "rail tansit" atau perkhidmatan keretapi boleh dikategorikan seperti berikut :-&lt;/span&gt;&lt;/div&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;&lt;b&gt;&lt;i&gt;Tram atau Rail-Guided Bus&lt;/i&gt;&lt;/b&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;Tram atau Rail-Guided Bus adalah ibarat sebuah bas yang tidak mempunyai tayar, sebaliknya dipasang pula dengan roda keretapi.&amp;nbsp;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;&lt;/span&gt;&lt;br /&gt;&lt;div class="separator" style="clear: both; text-align: center;"&gt;&lt;a href="http://4.bp.blogspot.com/-feIlsiBikGQ/TyOlHpdAciI/AAAAAAAAAac/VX-hsII8ywU/s1600/BlogTram.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"&gt;&lt;img border="0" src="http://4.bp.blogspot.com/-feIlsiBikGQ/TyOlHpdAciI/AAAAAAAAAac/VX-hsII8ywU/s1600/BlogTram.jpg" /&gt;&lt;/a&gt;&lt;/div&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;Ianya bergerak di atas landasan keretapi yang dibina dan ditanam disepanjang jalanraya yang terdapat di bandar-bandar besar seperti bandaraya Toronto di Canada dan juga bandaraya San Francisco di USA. Amnya,&amp;nbsp;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;Tram dan kenderaan yang lain seperti kereta, bas dan lori berkongsi laluan jalanraya yang sama tetapi keutamaan harus diberi pada Tram.&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;Tram bergerak seperti bas yang telah ditetapkan laluan perjalanan dan kerap berhenti untuk mengambil dan menurunkan penumpang.&amp;nbsp;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;&lt;b&gt;&lt;i&gt;Light Rail&lt;/i&gt;&lt;/b&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;Light Rail adalah "upgraded version" Tram atau Rail-Guided Bus. Ianya berjalan lebih laju dan boleh membawa lebih ramai penumpang pada suatu masa memandangkan gerabak keretapi Light Rail ini boleh disambung-sambung sehingga 3 atau 4 gerabak pada satu masa.&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;Light Rail pula mempunyai landasan berkembar khusus dan boleh dibina samada "elevated" mahupun "underground".&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;Ianya dibina khusus untuk perjalanan dalam kawasan bandar sahaja.&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;Di Malaysia Light Rail boleh dilihat di Putra LRT dan STAR LRT.&lt;/span&gt;&lt;br /&gt;&lt;br /&gt;&lt;table cellpadding="0" cellspacing="0" class="tr-caption-container" style="background-color: white; float: left; margin-right: 1em; text-align: left;"&gt;&lt;tbody&gt;&lt;tr&gt;&lt;td&gt;&lt;a href="http://4.bp.blogspot.com/-i2YDOwCi6WM/TyOn_2umtuI/AAAAAAAAAak/R2BZCO6AM6o/s1600/BlogPutra.jpg" imageanchor="1" style="margin-left: auto; margin-right: auto;"&gt;&lt;img border="0" height="149" src="http://4.bp.blogspot.com/-i2YDOwCi6WM/TyOn_2umtuI/AAAAAAAAAak/R2BZCO6AM6o/s200/BlogPutra.jpg" width="200" /&gt;&lt;/a&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td class="tr-caption" style="font-size: 13px;"&gt;PUTRA LRT&lt;/td&gt;&lt;/tr&gt;&lt;/tbody&gt;&lt;/table&gt;&lt;br /&gt;&lt;table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="background-color: white; margin-left: auto; margin-right: auto; text-align: center;"&gt;&lt;tbody&gt;&lt;tr&gt;&lt;td&gt;&lt;a href="http://4.bp.blogspot.com/-qv2ONJMJHKc/TyOq7PS6zII/AAAAAAAAAa0/rGixrdtYDjM/s1600/BlogStarLRT.jpg" imageanchor="1" style="margin-left: auto; margin-right: auto;"&gt;&lt;img border="0" height="127" src="http://4.bp.blogspot.com/-qv2ONJMJHKc/TyOq7PS6zII/AAAAAAAAAa0/rGixrdtYDjM/s200/BlogStarLRT.jpg" width="200" /&gt;&lt;/a&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td class="tr-caption" style="font-size: 13px;"&gt;STAR LRT&lt;/td&gt;&lt;/tr&gt;&lt;/tbody&gt;&lt;/table&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;&lt;b&gt;&lt;i&gt;Rapid Transit&lt;/i&gt;&lt;/b&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;Rapid Transit pula seperti LRT tetapi ianya lebih laju dari LRT dan berkeupayaan untuk membawa lebih ramai penumpang berbanding dengan Light Rail. Ianya boleh dilihat di kebanyakan negara seperti Hong Kong, Singapura dan Taiwan.&lt;/span&gt;&lt;br /&gt;&lt;br /&gt;&lt;table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="background-color: white; margin-left: auto; margin-right: auto; text-align: center;"&gt;&lt;tbody&gt;&lt;tr&gt;&lt;td&gt;&lt;a href="http://3.bp.blogspot.com/-z4gGwy78KSg/TyOtuX9SaII/AAAAAAAAAbc/qqxqVMMbcfo/s1600/BlogMRTTaiwan.jpg" imageanchor="1" style="margin-left: auto; margin-right: auto;"&gt;&lt;img border="0" src="http://3.bp.blogspot.com/-z4gGwy78KSg/TyOtuX9SaII/AAAAAAAAAbc/qqxqVMMbcfo/s1600/BlogMRTTaiwan.jpg" /&gt;&lt;/a&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td class="tr-caption" style="font-size: 13px;"&gt;MRT Taiwan&lt;/td&gt;&lt;/tr&gt;&lt;/tbody&gt;&lt;/table&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;Ianya juga bergerak di atas landasan berkembar yang khusus dibina seperti LRT Rail. Walaubagaimanapun ianya direka khusus untuk bergerak menyambung antara dari sebuah bandar ke sebuah bandar yang lain berbanding dengan LRT Transit yang dibina khusus dalam sesebuah bandar sahaja.&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;Contoh &amp;nbsp;l&lt;/span&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;aluan Rapid Transit boleh dilihat dengan jelas pada peta laluan Rapid Transit Singapura yang mana ianya mempunyai perancangan di masa hadapan untuk memperluaskan Rapid Transit Singapura ke Johor Baharu dan di sekitar bandar Johor Bahru.&lt;/span&gt;&lt;br /&gt;&lt;table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto; text-align: center;"&gt;&lt;tbody&gt;&lt;tr&gt;&lt;td style="text-align: center;"&gt;&lt;a href="http://2.bp.blogspot.com/-SNZ2n3yPPpI/TyPus5IGuZI/AAAAAAAAAbs/8NFNf1W2dYY/s1600/BlogMRTSporeJB1.jpg" imageanchor="1" style="margin-left: auto; margin-right: auto;"&gt;&lt;img border="0" height="180" src="http://2.bp.blogspot.com/-SNZ2n3yPPpI/TyPus5IGuZI/AAAAAAAAAbs/8NFNf1W2dYY/s320/BlogMRTSporeJB1.jpg" width="320" /&gt;&lt;/a&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td class="tr-caption" style="text-align: center;"&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;Betul atau Tidak atau hanya Imaginasi?&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/tbody&gt;&lt;/table&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;&lt;b&gt;Monorail&lt;/b&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;Monorail juga seperti Light Rail tetapi yang bezanya ianya tidak mempunyai landasan keretapi sebaliknya bergerak atas "beam" yang dibina untuk tujuan memberi arah pada keretapi Monorail dan disambung dari satu stesen ke stesen yang lain.&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;Ianya boleh dilihat dengan mudah pada KL Monorail..&lt;/span&gt;&lt;br /&gt;&lt;table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto; text-align: center;"&gt;&lt;tbody&gt;&lt;tr&gt;&lt;td style="text-align: center;"&gt;&lt;a href="http://1.bp.blogspot.com/-Y48uW7JRUj8/TyPxc2PWR3I/AAAAAAAAAb0/rZ3lmF6pooA/s1600/BlogKLMonorail.jpg" imageanchor="1" style="margin-left: auto; margin-right: auto;"&gt;&lt;img border="0" height="239" src="http://1.bp.blogspot.com/-Y48uW7JRUj8/TyPxc2PWR3I/AAAAAAAAAb0/rZ3lmF6pooA/s320/BlogKLMonorail.jpg" width="320" /&gt;&lt;/a&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td class="tr-caption" style="text-align: center;"&gt;KL Monorail&lt;/td&gt;&lt;/tr&gt;&lt;/tbody&gt;&lt;/table&gt;&lt;table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto; text-align: center;"&gt;&lt;tbody&gt;&lt;tr&gt;&lt;td style="text-align: center;"&gt;&lt;a href="http://4.bp.blogspot.com/-e-gXLr_IXSo/TyPyV50uppI/AAAAAAAAAcE/VibLLETBSik/s1600/BlogMonorailMoscow.jpg" imageanchor="1" style="margin-left: auto; margin-right: auto;"&gt;&lt;img border="0" height="257" src="http://4.bp.blogspot.com/-e-gXLr_IXSo/TyPyV50uppI/AAAAAAAAAcE/VibLLETBSik/s320/BlogMonorailMoscow.jpg" width="320" /&gt;&lt;/a&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td class="tr-caption" style="text-align: center;"&gt;Moscow Monorail&lt;b style="font-family: Arial, Helvetica, sans-serif;"&gt;&amp;nbsp;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/tbody&gt;&lt;/table&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;&lt;b&gt;Other Mode of Rail&lt;/b&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;Ianya lebih kurang sama dengan Rapid Transit &amp;nbsp;tapi bezanya kebanyakan landasan berkembar keretapi ini di bina pada laluan yang lurus untuk membolehkannya beroperasi antara 80km/j hingga 300 km/j bergantung pada sistem keretapi yang dipasang.&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;Pada kebiasaannya ianya dibina untuk memendekkan jarang perjalanan dari suatu negeri ke negeri yang lain atau pun dari satu negara ke negara yang lain&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;Ianya boleh dikategorikan kepada&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;a. Commuter Rail&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;b. Regional Rail&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;c. Intercity Rail&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;d. High-Speed Rail&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto; text-align: center;"&gt;&lt;tbody&gt;&lt;tr&gt;&lt;td style="text-align: center;"&gt;&lt;a href="http://1.bp.blogspot.com/-YlyI5kiPvR4/TyP0_3kZeoI/AAAAAAAAAcM/3ngN8lJtl2c/s1600/BlogKTMB.jpg" imageanchor="1" style="margin-left: auto; margin-right: auto;"&gt;&lt;img border="0" height="229" src="http://1.bp.blogspot.com/-YlyI5kiPvR4/TyP0_3kZeoI/AAAAAAAAAcM/3ngN8lJtl2c/s320/BlogKTMB.jpg" width="320" /&gt;&lt;/a&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td class="tr-caption" style="text-align: center;"&gt;KTMB Komuter &amp;nbsp;beroperasi sebagai Commuter Rail, Regonal Rail dan Intercity Rail&lt;/td&gt;&lt;/tr&gt;&lt;/tbody&gt;&lt;/table&gt;&lt;table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto; text-align: center;"&gt;&lt;tbody&gt;&lt;tr&gt;&lt;td style="text-align: center;"&gt;&lt;a href="http://1.bp.blogspot.com/-6ewkbj1RYM8/TyP5SZ1HnCI/AAAAAAAAAcU/6EqjVzPCqG0/s1600/BlogChinaRail.jpg" imageanchor="1" style="margin-left: auto; margin-right: auto;"&gt;&lt;img border="0" height="205" src="http://1.bp.blogspot.com/-6ewkbj1RYM8/TyP5SZ1HnCI/AAAAAAAAAcU/6EqjVzPCqG0/s320/BlogChinaRail.jpg" width="320" /&gt;&lt;/a&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td class="tr-caption" style="text-align: center;"&gt;China's High Speed Rail yang berkeupayaan bergerak 380km/j&lt;/td&gt;&lt;/tr&gt;&lt;/tbody&gt;&lt;/table&gt;&lt;div style="background-attachment: initial; background-clip: initial; background-color: white; background-image: initial; background-origin: initial; border-bottom-width: 0px; border-color: initial; border-image: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; outline-color: initial; outline-style: initial; outline-width: 0px; padding-bottom: 0px; padding-left: 30px; padding-right: 0px; padding-top: 0px; text-align: left; vertical-align: baseline;"&gt;&lt;div style="text-align: -webkit-auto;"&gt;&lt;table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto; text-align: center;"&gt;&lt;tbody&gt;&lt;tr&gt;&lt;td style="text-align: center;"&gt;&lt;a href="http://4.bp.blogspot.com/-IhDAfNtrdqM/TyQYl2c3DlI/AAAAAAAAAcc/AxY_h2uQ4kY/s1600/BlogMekahMetro.jpg" imageanchor="1" style="margin-left: auto; margin-right: auto;"&gt;&lt;img border="0" height="224" src="http://4.bp.blogspot.com/-IhDAfNtrdqM/TyQYl2c3DlI/AAAAAAAAAcc/AxY_h2uQ4kY/s400/BlogMekahMetro.jpg" width="400" /&gt;&lt;/a&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td class="tr-caption" style="text-align: center;"&gt;Elevated Mecca Metro&lt;/td&gt;&lt;/tr&gt;&lt;/tbody&gt;&lt;/table&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;&lt;b&gt;Intai Peluang Bisnes Projek MRT - Klang Valley Mass Rapid Transit - Siri 1&lt;/b&gt; lebih menumpukan pada jenis jenis keretapi yang terdapat di dunia dan apakah perhubungan jenis keretapi ini antara satu sama lain.&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;Ini memandangkan di Malaysia terdapat lebih dari 1 jenis sistem pengangkutan keretapi iaitu :-&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;a. KTM Komuter&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;b. Monorail&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;c. LRT Putra dan STAR&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;&lt;b&gt;&lt;i&gt;&lt;br /&gt;&lt;/i&gt;&lt;/b&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;&lt;b&gt;&lt;i&gt;Intai Peluang Bisnes Projek MRT - Klang Valley Mass Rapid Transit - Siri 2 akan membincang lebih lanjut mengenai Klang Valley Mass Rapid Transit &amp;nbsp;yang sekarang di dalam proses pembinaan.&lt;/i&gt;&lt;/b&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;&lt;b&gt;Nantikan pembikinan Siri 2...&amp;nbsp;&lt;/b&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;&lt;b&gt;&lt;br /&gt;&lt;/b&gt;&lt;/span&gt;&lt;br /&gt;&lt;br /&gt;&lt;/div&gt;&lt;/div&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/3673926143004215301-1785787174661896263?l=bayatech.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://bayatech.blogspot.com/feeds/1785787174661896263/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://bayatech.blogspot.com/2012/01/intai-peluang-bisnes-projek-mrt-klang.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/3673926143004215301/posts/default/1785787174661896263'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/3673926143004215301/posts/default/1785787174661896263'/><link rel='alternate' type='text/html' href='http://bayatech.blogspot.com/2012/01/intai-peluang-bisnes-projek-mrt-klang.html' title='Intai Peluang Bisnes Projek KVMRT - Klang Valley Mass Rapid Transit - Siri 1'/><author><name>Intai Intai Bisnes</name><uri>http://www.blogger.com/profile/12730769021432732558</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='32' height='28' src='http://2.bp.blogspot.com/_yxxHQFkLcgU/TU0_hBju1SI/AAAAAAAAAF0/aybEy1aKDCA/s220/fibercaricature.jpg'/></author><media:thumbnail xmlns:media='http://search.yahoo.com/mrss/' url='http://4.bp.blogspot.com/-feIlsiBikGQ/TyOlHpdAciI/AAAAAAAAAac/VX-hsII8ywU/s72-c/BlogTram.jpg' height='72' width='72'/><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-3673926143004215301.post-7574154607325020221</id><published>2012-01-26T18:33:00.000-08:00</published><updated>2012-01-28T07:36:40.782-08:00</updated><title type='text'>Intai Peluang Perniagaan Lebuhraya Pantai Barat</title><content type='html'>&lt;span about="http://archives.thestar.com.my/search/?q=Kumpulan Europlus Bhd" class="knx-annotation" content="Kumpulan Europlus Bhd" property="foaf:name" style="background-color: white; color: #333333; font-family: Arial; font-size: 14px; line-height: 21px;" typeof="foaf:Organization" xmlns:foaf="http://xmlns.com/foaf/0.1/"&gt;West Coast Exrpessway Sdn Bhd &amp;nbsp;telah dianugerahkan oleh Kerajaan Malaysia untuk pembinaan lebuhraya baru dari Lebuhraya Pantai Barat dari&amp;nbsp;&lt;/span&gt;&lt;span style="background-color: white; color: #333333; font-family: Arial; font-size: 14px; line-height: 21px;"&gt;Banting, Selangor ke Taiping, Perak.&lt;/span&gt;&lt;br /&gt;&lt;div class="separator" style="clear: both; text-align: center;"&gt;&lt;a href="http://4.bp.blogspot.com/-Z_-sKDuppeQ/TyICCnfA0PI/AAAAAAAAAaM/nfKVEDkcFV0/s1600/blogWestCoast.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"&gt;&lt;img border="0" height="303" src="http://4.bp.blogspot.com/-Z_-sKDuppeQ/TyICCnfA0PI/AAAAAAAAAaM/nfKVEDkcFV0/s400/blogWestCoast.jpg" width="400" /&gt;&lt;/a&gt;&lt;/div&gt;&lt;span style="background-color: white; color: #333333; font-family: Arial; font-size: 14px; line-height: 21px;"&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="color: #333333; font-family: Arial;"&gt;&lt;span style="font-size: 14px; line-height: 20px;"&gt;Panjang lebuhraya dari Banting ke Taiping adalah sejauh 316 km dengan laluan bertol adalah sejumlah 224 km dan selebihnya laluan tidak bertol.&lt;/span&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="color: #333333; font-family: Arial;"&gt;&lt;span style="font-size: 14px; line-height: 20px;"&gt;&lt;br /&gt;&lt;/span&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="color: #333333; font-family: Arial;"&gt;&lt;span style="font-size: 14px; line-height: 20px;"&gt;Pembinaan lebuhraya ini adalah berdasarkan kepada BOT konsep iaitu Build, Operate and Transfer yang mana rekacipta dan pembinaan lebuhraya termasuk operasi sepanjang &amp;nbsp;lebuhraya&lt;/span&gt;&lt;/span&gt;&lt;span style="color: #333333; font-family: Arial; font-size: 14px; line-height: 20px;"&gt;&amp;nbsp;ini adalah hak milik West Coast Expressway Sdn Bhd. Diakhir operasi period ini, lebih kurang 60 tahun, lebuhraya ini akan dipindahmilik kepada Kerajaan Malaysia.&lt;/span&gt;&lt;br /&gt;&lt;span style="color: #333333; font-family: Arial; font-size: 14px; line-height: 20px;"&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="color: #333333; font-family: Arial;"&gt;&lt;span style="font-size: 14px; line-height: 19px;"&gt;Anggaran pembinaan lebuhraya ini adalah sebanyak RM 7,000,000,000.00 (RM 7 Billion)&lt;/span&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="color: #333333; font-family: Arial;"&gt;&lt;span style="font-size: 14px; line-height: 19px;"&gt;&lt;br /&gt;&lt;/span&gt;&lt;/span&gt;&lt;br /&gt;&lt;span about="http://archives.thestar.com.my/search/?q=Kumpulan Europlus Bhd" class="knx-annotation" content="Kumpulan Europlus Bhd" property="foaf:name" style="background-color: white; color: #333333; font-family: Arial; font-size: 14px; line-height: 21px;" typeof="foaf:Organization" xmlns:foaf="http://xmlns.com/foaf/0.1/"&gt;Untuk makluman West Coast &amp;nbsp;Expressway Sdn Bhd adalah anak syarikat &amp;nbsp;62.4% milik Kumpulan Europlus Sdn Bhd.&lt;/span&gt;&lt;br /&gt;&lt;div class="separator" style="clear: both; text-align: center;"&gt;&lt;a href="http://2.bp.blogspot.com/-KzEZJokMbBo/TyIFlhEysrI/AAAAAAAAAaU/mf62mcxshRQ/s1600/blogEuroplus.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"&gt;&lt;img border="0" height="640" src="http://2.bp.blogspot.com/-KzEZJokMbBo/TyIFlhEysrI/AAAAAAAAAaU/mf62mcxshRQ/s640/blogEuroplus.jpg" width="577" /&gt;&lt;/a&gt;&lt;/div&gt;&lt;span about="http://archives.thestar.com.my/search/?q=Kumpulan Europlus Bhd" class="knx-annotation" content="Kumpulan Europlus Bhd" property="foaf:name" style="background-color: white; color: #333333; font-family: Arial; font-size: 14px; line-height: 21px;" typeof="foaf:Organization" xmlns:foaf="http://xmlns.com/foaf/0.1/"&gt;Adalah dijangkakan segala urusan rekacipta lebuhraya ini termasuk pembinaan sivil , pembinaan infrastruktur, pemasangan sistem lebuhraya termasuk toll, sistem keselamatan, sistem perhubungan dan yang berkaitan akan disempurnakan oleh Kumpulan Europlus Sdn Bhd.&lt;/span&gt;&lt;br /&gt;&lt;span about="http://archives.thestar.com.my/search/?q=Kumpulan Europlus Bhd" class="knx-annotation" content="Kumpulan Europlus Bhd" property="foaf:name" style="background-color: white; color: #333333; font-family: Arial; font-size: 14px; line-height: 21px;" typeof="foaf:Organization" xmlns:foaf="http://xmlns.com/foaf/0.1/"&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="color: #333333; font-family: Arial;"&gt;&lt;span style="font-size: 14px; line-height: 20px;"&gt;Maklumat korporat Kumpulan Europlus Sdn Bhd adalah seperti berikut :-&lt;/span&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="color: #333333; font-family: Arial;"&gt;&lt;span style="font-size: 14px; line-height: 20px;"&gt;&lt;br /&gt;&lt;/span&gt;&lt;/span&gt;&lt;br /&gt;&lt;table border="0" cellpadding="0" cellspacing="0" class="text" style="color: #494949; font-family: Verdana, Arial; font-size: 12px; text-align: justify; width: 578px;"&gt;&lt;tbody&gt;&lt;tr&gt;&lt;td class="text" valign="top" width="279"&gt;&lt;strong&gt;Tan Sri Dato’ (Dr.) Ir. Chan Ah Chye @ Chan Chong Yoon&lt;/strong&gt;&lt;/td&gt;&lt;td valign="top" width="20"&gt;&lt;/td&gt;&lt;td valign="top" width="279"&gt;&lt;strong&gt;Dato’ Abdul Hamid Bin Mustapha&lt;/strong&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td class="text1" style="color: black; font-size: 11px;" valign="top"&gt;(President/Chief Executive - Executive Director)&lt;/td&gt;&lt;td valign="top"&gt;&lt;/td&gt;&lt;td class="text1" style="color: black; font-size: 11px;" valign="top"&gt;(Chairman/Independent Non Executive Director)&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td valign="top" width="279"&gt;&lt;img height="7" src="http://www.keuro.com.my/images/dot.gif" width="279" /&gt;&lt;/td&gt;&lt;td valign="top" width="20"&gt;&lt;/td&gt;&lt;td valign="top" width="279"&gt;&lt;img height="7" src="http://www.keuro.com.my/images/dot.gif" width="279" /&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td valign="top"&gt;&lt;/td&gt;&lt;td valign="top"&gt;&lt;/td&gt;&lt;td valign="top"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td valign="top" width="279"&gt;&lt;strong&gt;Puan Sri Datin Thong Nyok Choo&lt;/strong&gt;&lt;/td&gt;&lt;td valign="top" width="20"&gt;&lt;/td&gt;&lt;td valign="top"&gt;&lt;strong&gt;Loy Boon Chen&lt;/strong&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td class="text1" style="color: black; font-size: 11px;" valign="top"&gt;(Non Independent Non Executive Director)&lt;/td&gt;&lt;td valign="top"&gt;&lt;/td&gt;&lt;td class="text1" style="color: black; font-size: 11px;" valign="top"&gt;(Executive Director)&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td valign="top"&gt;&lt;img height="7" src="http://www.keuro.com.my/images/dot.gif" width="279" /&gt;&lt;/td&gt;&lt;td valign="top"&gt;&lt;/td&gt;&lt;td valign="top"&gt;&lt;img height="7" src="http://www.keuro.com.my/images/dot.gif" width="279" /&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td valign="top"&gt;&lt;/td&gt;&lt;td valign="top"&gt;&lt;/td&gt;&lt;td valign="top"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td valign="top"&gt;&lt;strong&gt;Datuk Oh Chong Peng&lt;/strong&gt;&lt;/td&gt;&lt;td valign="top"&gt;&lt;/td&gt;&lt;td valign="top"&gt;&lt;strong&gt;U Chin Wei&lt;/strong&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr class="text1" style="color: black; font-size: 11px;"&gt;&lt;td valign="top"&gt;(Independent Non Executive Director)&lt;/td&gt;&lt;td valign="top"&gt;&lt;/td&gt;&lt;td valign="top"&gt;(Independent Non Executive Director)&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td valign="top"&gt;&lt;img height="7" src="http://www.keuro.com.my/images/dot.gif" width="279" /&gt;&lt;/td&gt;&lt;td valign="top"&gt;&lt;/td&gt;&lt;td valign="top"&gt;&lt;img height="7" src="http://www.keuro.com.my/images/dot.gif" width="279" /&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td valign="top"&gt;&lt;/td&gt;&lt;td valign="top"&gt;&lt;/td&gt;&lt;td valign="top"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td valign="top"&gt;&lt;strong&gt;Dato’ Goh Chye Koon&lt;/strong&gt;&lt;/td&gt;&lt;td valign="top"&gt;&lt;/td&gt;&lt;td valign="top"&gt;&lt;strong&gt;Chee Heng Tong&lt;/strong&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr class="text1" style="color: black; font-size: 11px;"&gt;&lt;td valign="top"&gt;(Non Independent Non Executive Director)&lt;/td&gt;&lt;td valign="top"&gt;&lt;/td&gt;&lt;td valign="top"&gt;(Non Independent Non Executive Director)&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td valign="top"&gt;&lt;img height="7" src="http://www.keuro.com.my/images/dot.gif" width="279" /&gt;&lt;/td&gt;&lt;td valign="top"&gt;&lt;/td&gt;&lt;td valign="top"&gt;&lt;img height="7" src="http://www.keuro.com.my/images/dot.gif" width="279" /&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td valign="top"&gt;&lt;/td&gt;&lt;td valign="top"&gt;&lt;/td&gt;&lt;td valign="top"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td valign="top"&gt;&lt;/td&gt;&lt;td valign="top"&gt;&lt;/td&gt;&lt;td valign="top"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/tbody&gt;&lt;/table&gt;&lt;table border="0" cellpadding="0" cellspacing="0" class="text" style="color: #494949; font-family: Verdana, Arial; font-size: 12px; text-align: justify; width: 578px;"&gt;&lt;tbody&gt;&lt;tr&gt;&lt;td valign="top" width="279"&gt;&lt;table border="0" cellpadding="0" cellspacing="0" class="text" style="color: #494949; font-size: 12px; text-align: justify;"&gt;&lt;tbody&gt;&lt;tr&gt;&lt;td class="textboldx1" style="color: #66cc66; font-weight: bold;"&gt;Company Secretary&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td&gt;Raw Koon Beng&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td&gt;(MIA 8521)&lt;/td&gt;&lt;/tr&gt;&lt;/tbody&gt;&lt;/table&gt;&lt;/td&gt;&lt;td valign="top" width="20"&gt;&lt;/td&gt;&lt;td valign="top" width="279"&gt;&lt;table border="0" cellpadding="0" cellspacing="0" class="text" style="color: #494949; font-size: 12px; text-align: justify;"&gt;&lt;tbody&gt;&lt;tr&gt;&lt;td class="textboldx1" style="color: #66cc66; font-weight: bold;"&gt;Stock Exchange Listing&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td&gt;Main Market of Bursa Malaysia Securities Berhad&lt;/td&gt;&lt;/tr&gt;&lt;/tbody&gt;&lt;/table&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td valign="top" width="279"&gt;&lt;/td&gt;&lt;td valign="top" width="20"&gt;&lt;/td&gt;&lt;td valign="top" width="279"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td valign="top"&gt;&lt;table border="0" cellpadding="0" cellspacing="0" class="text" style="color: #494949; font-size: 12px; text-align: justify;"&gt;&lt;tbody&gt;&lt;tr&gt;&lt;td class="textboldx1" style="color: #66cc66; font-weight: bold;"&gt;Audit Committee&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td&gt;Datuk Oh Chong Peng&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td&gt;Chairman&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td&gt;Dato’ Abdul Hamid Bin Mustapha&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td&gt;Member&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td&gt;U Chin Wei&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td&gt;Member&lt;/td&gt;&lt;/tr&gt;&lt;/tbody&gt;&lt;/table&gt;&lt;/td&gt;&lt;td valign="top"&gt;&lt;/td&gt;&lt;td valign="top"&gt;&lt;table border="0" cellpadding="0" cellspacing="0" class="text" style="color: #494949; font-size: 12px; text-align: justify;"&gt;&lt;tbody&gt;&lt;tr&gt;&lt;td class="textboldx1" style="color: #66cc66; font-weight: bold;"&gt;Principal Bankers&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td&gt;EON Bank Berhad&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td&gt;CIMB Bank Berhad&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td&gt;RHB Investment Bank Berhad&lt;/td&gt;&lt;/tr&gt;&lt;/tbody&gt;&lt;/table&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td valign="top"&gt;&lt;/td&gt;&lt;td valign="top"&gt;&lt;/td&gt;&lt;td valign="top"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td valign="top"&gt;&lt;table border="0" cellpadding="0" cellspacing="0" class="text" style="color: #494949; font-size: 12px; text-align: justify;"&gt;&lt;tbody&gt;&lt;tr&gt;&lt;td class="textboldx1" style="color: #66cc66; font-weight: bold;"&gt;Auditors&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td&gt;&lt;strong&gt;Baker Tilly Monteiro Heng (AF0117)&lt;/strong&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td&gt;22-1, Monteiro &amp;amp; Heng Chambers&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td&gt;Jalan Tun Sambanthan 3&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td&gt;50470 Kuala Lumpur&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td&gt;Tel No. : 03-2274 8988&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td&gt;Fax No.: 03-2260 1708&lt;/td&gt;&lt;/tr&gt;&lt;/tbody&gt;&lt;/table&gt;&lt;/td&gt;&lt;td valign="top"&gt;&lt;/td&gt;&lt;td valign="top"&gt;&lt;table border="0" cellpadding="0" cellspacing="0" class="text" style="color: #494949; font-size: 12px; text-align: justify;"&gt;&lt;tbody&gt;&lt;tr&gt;&lt;td class="textboldx1" style="color: #66cc66; font-weight: bold;"&gt;Share Registrar&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td&gt;&lt;strong&gt;Tricor Investor Services Sdn Bhd&lt;/strong&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td&gt;Level 17, The Gardens North Tower&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td&gt;Mid Valley City&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td&gt;Lingkaran Syed Putra&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td&gt;59200 Kuala Lumpur&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td&gt;Tel No. : 03 – 2264 3883&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td&gt;Fax No.: 03 – 2282 1886&lt;/td&gt;&lt;/tr&gt;&lt;/tbody&gt;&lt;/table&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td valign="top"&gt;&lt;/td&gt;&lt;td valign="top"&gt;&lt;/td&gt;&lt;td valign="top"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td valign="top"&gt;&lt;table border="0" cellpadding="0" cellspacing="0" class="text" style="color: #494949; font-size: 12px; text-align: justify;"&gt;&lt;tbody&gt;&lt;tr&gt;&lt;td class="textboldx1" style="color: #66cc66; font-weight: bold;"&gt;Registered Office&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td&gt;&lt;span class="text"&gt;Suite 2.05, Level 2, Menara Maxisegar&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td&gt;&lt;span class="text"&gt;Jalan Pandan Indah 4/2&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td&gt;&lt;span class="text"&gt;Pandan Indah&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td&gt;&lt;span class="text"&gt;55100 Kuala Lumpur&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td&gt;&lt;span class="text"&gt;Tel No. : 03 – 4296 2000&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td&gt;&lt;span class="text"&gt;Fax No.: 03 – 4294 5072&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/tbody&gt;&lt;/table&gt;&lt;/td&gt;&lt;td valign="top"&gt;&lt;/td&gt;&lt;td valign="top"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/tbody&gt;&lt;/table&gt;&lt;br /&gt;&lt;span about="http://archives.thestar.com.my/search/?q=Kumpulan Europlus Bhd" class="knx-annotation" content="Kumpulan Europlus Bhd" property="foaf:name" style="background-color: white; color: #333333; font-family: Arial; font-size: 14px; line-height: 21px;" typeof="foaf:Organization" xmlns:foaf="http://xmlns.com/foaf/0.1/"&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="color: #333333; font-family: Arial;"&gt;&lt;span style="line-height: 20px;"&gt;&lt;b&gt;&lt;span style="font-size: large;"&gt;Pengarah - Pengarah Kumpulan Europlus Sdn Bhd&lt;/span&gt;&lt;/b&gt;&lt;span style="font-size: 14px;"&gt; adalah seperti dibawah ini.&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="color: #333333; font-family: Arial;"&gt;&lt;span style="font-size: 14px; line-height: 20px;"&gt;&lt;br /&gt;&lt;/span&gt;&lt;/span&gt;&lt;br /&gt;&lt;table border="0" cellpadding="0" cellspacing="0" class="text" style="color: #494949; font-family: Verdana, Arial; font-size: 12px; text-align: justify; width: 578px;"&gt;&lt;tbody&gt;&lt;tr&gt;&lt;td colspan="3"&gt;&lt;img height="38" src="http://www.keuro.com.my/images/hd_board.jpg" width="249" /&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3"&gt;&lt;img alt="" height="22" src="http://www.keuro.com.my/images/left_06.gif" width="212" /&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td valign="top"&gt;&lt;img height="187" src="http://www.keuro.com.my/images/abdul-hamid.jpg" width="140" /&gt;&lt;/td&gt;&lt;td&gt;&lt;/td&gt;&lt;td&gt;&lt;span class="textboldx1" style="color: #66cc66; font-weight: bold;"&gt;Dato’ Abdul Hamid Bin Mustapha •&lt;/span&gt;&lt;br /&gt;Malaysian, aged 65, Chairman/Independent Non-Executive Director, joined the Board of Kumpulan Europlus Berhad (“KEURO”) on 27 October 2005 and was appointed as Chairman on 29 September 2009.&lt;br /&gt;Dato’ Abdul Hamid is a member of the Audit Committee and also the Chairman of Nomination Committee and Remuneration Committee of KEURO. Dato’ Abdul Hamid also sits on the Board of Edaran Berhad, Online E-Club Malaysia Berhad and several other private companies.&lt;br /&gt;Dato’ Abdul Hamid graduated with Bachelor of Arts from University of Malaya. He has served the Royal Malaysia Police Force in various capacities since 1971 until his retirement as the Commissioner of Police, Director of Public Order and Internal Security in 2002. He was appointed as a member of the Police Force Commission in Malaysia in May 2003 to May 2005.&lt;br /&gt;Dato’ Abdul Hamid has no family relationship with any other directors and/or major shareholders of the Company. There is no conflict of interest with the Company. He has no convictions for offences within the past ten (10) years.&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td valign="top"&gt;&lt;/td&gt;&lt;td&gt;&lt;/td&gt;&lt;td&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" valign="top"&gt;&lt;img height="7" src="http://www.keuro.com.my/images/dot3.gif" width="578" /&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td valign="top"&gt;&lt;/td&gt;&lt;td&gt;&lt;/td&gt;&lt;td&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td class="text" valign="top" width="140"&gt;&lt;img height="187" src="http://www.keuro.com.my/images/chan-ah-chye.jpg" width="140" /&gt;&lt;/td&gt;&lt;td valign="top" width="19"&gt;&lt;img height="7" src="http://www.keuro.com.my/images/spc.gif" width="19" /&gt;&lt;/td&gt;&lt;td width="419"&gt;&lt;span class="textboldx1" style="color: #66cc66; font-weight: bold;"&gt;Tan Sri Dato’ (Dr.) Ir. Chan Ah Chye @ Chan Chong Yoon •&lt;/span&gt;&lt;br /&gt;Malaysian, aged 65, President/Chief Executive, joined the Board of KEURO as Director on 1 March 2001 and was appointed as President/Chief Executive on 1 July 2003. Tan Sri Chan is the Chairman of the Executive Committee and a member of the Remuneration Committee of KEURO. He is also a Non-Independent Non-Executive Director of Trinity Corporation Berhad.&lt;br /&gt;Tan Sri Chan graduated with a Bachelor Degree in Civil Engineering from the University of Malaya in 1970 and is a member of the Institution of Engineers, Malaysia since 1974 and was subsequently made a Fellow in 1984. Tan Sri Chan has over 40 years experience in the property and construction industry since Tan Sri Chan started his career with Messrs Binnie &amp;amp; Partners (M) Sdn Bhd and later joined Perbadanan Kemajuan Negeri Selangor in 1971 as a Project Manager handling project designs, management and property development. Tan Sri Chan was awarded the prestigious “Property Man of the Year 1998” by Federation Internationale Des Professions Immobilieres (“FIABCI”) in recognition of his achievements in property development. Tan Sri Chan was conferred the Honorary Doctorate of Science (Engineering) by the University Malaya on 11 August 2003.&lt;br /&gt;Tan Sri Chan is the spouse of Puan Sri Datin Thong Nyok Choo, who is also a Director of KEURO. Tan Sri Chan has no convictions for offences within the past ten (10) years.&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td valign="top"&gt;&lt;/td&gt;&lt;td&gt;&lt;/td&gt;&lt;td&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" valign="top"&gt;&lt;img height="7" src="http://www.keuro.com.my/images/dot3.gif" width="578" /&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td valign="top"&gt;&lt;/td&gt;&lt;td&gt;&lt;/td&gt;&lt;td&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td valign="top"&gt;&lt;img height="187" src="http://www.keuro.com.my/images/thong-nyok-choo.jpg" width="140" /&gt;&lt;/td&gt;&lt;td&gt;&lt;/td&gt;&lt;td&gt;&lt;span class="textboldx1" style="color: #66cc66; font-weight: bold;"&gt;Puan Sri Datin Thong Nyok Choo •&lt;/span&gt;&lt;br /&gt;Malaysian, aged 66, Non-Independent Non-Executive Director, joined the Board of KEURO on 1 March 2001.&lt;br /&gt;Puan Sri Thong graduated with a Bachelor of Arts (Hons) Degree in 1971 and a Diploma in Education in 1973 from the University of Malaya. Puan Sri Thong served as General Manager with Pembangunan Brisdale Sdn Bhd (“PB”), a property development company, from 1984 to 1989 and was appointed a Director of PB in March 1992. Puan Sri Thong is presently a director of several private limited companies.&lt;br /&gt;Puan Sri Thong is the spouse of Tan Sri Dato’ (Dr) Ir Chan Ah Chye @ Chan Chong Yoon, who is the President/Chief Executive of KEURO. Puan Sri Thong has no conviction for offences within the past ten (10) years.&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td valign="top"&gt;&lt;/td&gt;&lt;td&gt;&lt;/td&gt;&lt;td&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" valign="top"&gt;&lt;img height="7" src="http://www.keuro.com.my/images/dot3.gif" width="578" /&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td valign="top"&gt;&lt;/td&gt;&lt;td&gt;&lt;/td&gt;&lt;td&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td valign="top"&gt;&lt;img height="187" src="http://www.keuro.com.my/images/oh-chong-peng.jpg" width="140" /&gt;&lt;/td&gt;&lt;td&gt;&lt;/td&gt;&lt;td&gt;&lt;span class="textboldx1" style="color: #66cc66; font-weight: bold;"&gt;Datuk Oh Chong Peng •&lt;/span&gt;&lt;br /&gt;Malaysian, aged 66, an Independent Non-Executive Director, joined the Board of KEURO on 28 September 2007. Datuk Oh is the Chairman of the Audit Committee and a member of Nomination Committee and Remuneration Committee.&lt;br /&gt;Datuk Oh undertook his accountancy training in London and qualified as a Chartered Accountant in 1969. He is a Fellow of the Institute of Chartered Accountants, England and Wales. Datuk Oh joined Coopers &amp;amp; Lybrand in London in 1969 and in Malaysia in 1971. He was a partner of Coopers and Lybrand Malaysia from 1974 until his retirement in 1997.&lt;br /&gt;Datuk Oh is currently the Chairman of Alliance Financial Group Berhad. He is also a Non-Executive Director of several public listed companies, such as British American Tobacco (Malaysia) Berhad, Dialog Group Berhad, IJM Corporation Berhad, IJM Plantations Berhad, Malayan Flour Mills Berhad and Ingenious Growth Berhad.&lt;br /&gt;He is a Government appointed member of the Labuan Financial Services Authority (LFSA).&lt;br /&gt;His past appointments include being a Government appointed Member of the Kuala Lumpur Stock Exchange (1990-1996), a Council member (1981-2002) and a past President (1994-1996) of the Malaysian Institute of Certified Public Accountants (MICPA).&lt;br /&gt;Datuk Oh has no family relationship with any other directors and/or major shareholders of the Company. There is no conflict of interest with the Company. He has no convictions for offences within the past ten (10) years.&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td valign="top"&gt;&lt;/td&gt;&lt;td&gt;&lt;/td&gt;&lt;td&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" valign="top"&gt;&lt;img height="7" src="http://www.keuro.com.my/images/dot3.gif" width="578" /&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td valign="top"&gt;&lt;/td&gt;&lt;td&gt;&lt;/td&gt;&lt;td&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td valign="top"&gt;&lt;img height="187" src="http://www.keuro.com.my/images/goh-chye-kon.jpg" width="140" /&gt;&lt;/td&gt;&lt;td&gt;&lt;/td&gt;&lt;td&gt;&lt;span class="textboldx1" style="color: #66cc66; font-weight: bold;"&gt;Dato Goh Chye Koon •&lt;/span&gt;&lt;br /&gt;Malaysian, aged 62, Non-Independent Non-Executive Director, joined the Board of KEURO on 28 September 2007.&lt;br /&gt;Dato’ Goh graduated with a Bachelor of Engineering (Honours) Degree from University of Malaya in 1973, and served as an engineer in the Ministry of Works for 11 years and was its Superintending Engineer prior to joining IJM Corporation Berhad (“IJM”) as Senior Engineer in 1984. He was promoted as General Manager (Central Region) in 1986 and was made Alternate Director on 25 July 1995 before assuming the position of Deputy Group Managing Director on 1 January 1997. He was redesignated Deputy Chief Executive Officer and Deputy Managing Director on 26 February 2004, and upon his retirement in June 2008, he remained as Executive Director of IJM for a year till June 2009. He is presently the Non-Executive Director of IJM.&lt;br /&gt;He was a member of the Technical Resource Group on Human Resource of the National Productivity Corporation. (2003 – January 2010). He was the Chairman of the Building Industry Presidents’ Council and the President of the Master Builders Association Malaysia for session 2004/2006, and was its Deputy President for session 2002/2004, Vice President from 1990 to 2002 and Deputy Secretary General from 1998 to 1990. He was also a member of the Construction Industry Development Board, Malaysia (2004-2006), Construction Consultative Panel of the National Productivity Corporation (2003-2006) and Presidential Consultative Council of the Board of Engineers, Malaysia (2002-2004). He is presently an Advisory Peer Group (APG) member of the School of Science and Technology (SST), Wawasan Open University (March 2010).&lt;br /&gt;Dato’ Goh has no family relationship with any other directors and/or major shareholders of the Company. There is no conflict of interest with the Company. He has no convictions for offences within the past ten (10) years.&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td valign="top"&gt;&lt;/td&gt;&lt;td&gt;&lt;/td&gt;&lt;td&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" valign="top"&gt;&lt;img height="7" src="http://www.keuro.com.my/images/dot3.gif" width="578" /&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td valign="top"&gt;&lt;/td&gt;&lt;td&gt;&lt;/td&gt;&lt;td&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td valign="top"&gt;&lt;img height="187" src="http://www.keuro.com.my/images/chee-heng-tong.jpg" width="140" /&gt;&lt;/td&gt;&lt;td&gt;&lt;/td&gt;&lt;td&gt;&lt;span class="textboldx1" style="color: #66cc66; font-weight: bold;"&gt;Chee Heng Tong •&lt;/span&gt;&lt;br /&gt;Malaysian, aged 70, Non-Independent Non-Executive Director, joined the Board of KEURO on 9 August 2004. He is a member of Executive Committee of KEURO.&lt;br /&gt;Mr Chee graduated with a Bachelor of Arts (Hons) Degree in Economics from the University of Malaya. He joined Bank Negara Malaysia as an Economist in 1965 and served in various capacities, before being appointed as Manager of Bank Regulations Department in 1974. From 1980 to 1996, he was involved in senior management positions in several financial institutions in the country.&lt;br /&gt;He was the Executive Director of Kampong Lanjut Tin Dredging Berhad, a property development company listed on the Main Board of Bursa Malaysia Securities Berhad, from 1990 to 1994.&lt;br /&gt;He has no family relationship with any other directors and/or major shareholders of the Company. There is no conflict of interest with the company. He has no conviction for offences within the past ten (10) years.&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td valign="top"&gt;&lt;/td&gt;&lt;td&gt;&lt;/td&gt;&lt;td&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" valign="top"&gt;&lt;img height="7" src="http://www.keuro.com.my/images/dot3.gif" width="578" /&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td valign="top"&gt;&lt;/td&gt;&lt;td&gt;&lt;/td&gt;&lt;td&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td valign="top"&gt;&lt;img height="187" src="http://www.keuro.com.my/images/loy-boon-chen.jpg" width="140" /&gt;&lt;/td&gt;&lt;td&gt;&lt;/td&gt;&lt;td&gt;&lt;span class="textboldx1" style="color: #66cc66; font-weight: bold;"&gt;Loy Boon Chen •&lt;/span&gt;&lt;br /&gt;Malaysian, aged 59, Executive Director, joined the Board of KEURO on 28 September 2008. He is a member of Executive Committee of KEURO. He is also an Executive Director of Trinity Corporation Berhad.&lt;br /&gt;Mr Loy Boon Chen holds a Master Degree in Business Administration from Golden Gate University, San Francisco, USA and is a Certified Public Accountant, Malaysia.&lt;br /&gt;Mr Loy worked as an auditor for an international accounting firm for seven (7) years prior to joining Mudajaya Construction Sdn Bhd as Chief Accountant before being appointed Group Financial Controller of IJM Corporation Berhad in 1994. Mr Loy was appointed the Financial Director of IJM Corporation Berhad from 1998, and was the Head of the Finance &amp;amp; Accounts Department and Chairman of IJM Group Risk Management Committee up till the end of 2006. Thereafter, he was assigned to be in charge of special projects.&lt;br /&gt;Mr Loy was member of the Accounting Standards Sub-Committee of the Federation of Public Listed Companies Berhad (1998-2006).&lt;br /&gt;He was an Independent and Non-Executive Director of Guangdong Provincial Expressway Development Co. Limited, a company listed on the Shenzhen Stock Exchange, China for more than 10 years until his retirement in 2010.&lt;br /&gt;He has no family relationship with any other directors and/or major shareholders of the Company. There is no conflict of interest with the Company. He has no convictions for offences within the past ten (10) years.&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td valign="top"&gt;&lt;/td&gt;&lt;td&gt;&lt;/td&gt;&lt;td&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" valign="top"&gt;&lt;img height="7" src="http://www.keuro.com.my/images/dot3.gif" width="578" /&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td valign="top"&gt;&lt;/td&gt;&lt;td&gt;&lt;/td&gt;&lt;td&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td valign="top"&gt;&lt;img height="187" src="http://www.keuro.com.my/images/u-chin-wei.jpg" width="140" /&gt;&lt;/td&gt;&lt;td&gt;&lt;/td&gt;&lt;td&gt;&lt;span class="textboldx1" style="color: #66cc66; font-weight: bold;"&gt;U Chin Wei •&lt;/span&gt;&lt;br /&gt;Malaysian, aged 60, Independent Non-Executive Director of KEURO, joined the Board of KEURO on 1 July 2003. He is a member of the Audit Committee and Nomination Committee. He is also a Director of TA Enterprise Berhad.&lt;br /&gt;Mr U is a Fellow of Institute of Chartered Accountants in England and Wales and a member of the Malaysian Institute of Accountants and carries with him a wealth of experience from international companies and local conglomerates. Before returning to Malaysia, he worked in the London office of Coopers &amp;amp; Lybrand Chartered Accountant (now known as PriceWaterhouse Coopers). His initial years of career were with Inchcape and YTL Group. He was with the MUI Group from 1980 to 1989 where he served as General Manager. He was appointed as an Executive Director of Pegi Malaysia Berhad for a year and he was subsequently appointed as an Executive Director of TA Enterprise Berhad, a position he held until October 1998. He was reappointed as an Independent Non-Executive Director from July 1999.&lt;br /&gt;On 5 October 2009 he was appointed as an Independent Non-Executive Director of TA Global Berhad.&lt;br /&gt;He has no family relationship with any other directors and/or major shareholders of the Company. There is no conflict of interest with the Company. He has no conviction for offences within the past ten (10) years.&lt;/td&gt;&lt;/tr&gt;&lt;/tbody&gt;&lt;/table&gt;&lt;br /&gt;&lt;span about="http://archives.thestar.com.my/search/?q=Kumpulan Europlus Bhd" class="knx-annotation" content="Kumpulan Europlus Bhd" property="foaf:name" style="background-color: white; color: #333333; font-family: Arial, Helvetica, sans-serif; line-height: 21px;" typeof="foaf:Organization" xmlns:foaf="http://xmlns.com/foaf/0.1/"&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;&lt;span style="color: #333333;"&gt;&lt;span style="line-height: 21px;"&gt;Kesemua maklumat mengenai Kumpulan Europlus Sdn Bhd seperti di atas boleh anda dapati di laman sesawang mereka di&amp;nbsp;&lt;/span&gt;&lt;/span&gt;&lt;a href="http://www.keuro.com.my/"&gt;http://www.keuro.com.my&lt;/a&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;Yang menariknya Kumpulan Europlus Sdn Bhd pula dimiliki sebanyak 25% oleh IJM Corporation.&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;Buat masa sekarang IJM adalah pemegang lebuhraya toll concession untuk lebuhraya yang berikut di Malaysia :-&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;a. Besraya Highway&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;b. New Pantai Highway&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;c. Lekas Highway&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;Pada masa yang sama juga IJM mempunyai tiga lebuhraya bertol di India and Argentina.&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;IJM juga telah dianugerah kontrak untuk &amp;nbsp;menyambung New Pantai Expressway sejauh 10km lagi dari Pantai Tol Plaza ke Ampang berjumlah RM1,000,000,000.00 (RM 1 Billion).&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;Dengan berbekalkan pengalaman dalam pembinaan lebuhraya utama di Malaysia dan di luar negara, adalah dijangkakan IJM akan memain peranan besar dalam pembinaan Lebuhraya Pantai Barat ini.&amp;nbsp;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;Jika anda bercadang untuk melibatkan bisnes anda di bidang pembinaan lebuhraya, anda dicadangkan membuat presentation pada IJM juga disamping Kumpulan Europlus Sdn Bhd.&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;Menjadi subkontraktor pada IJM dikira berbaloi kerana IJM dipercayai mempunyai kewangan yang teguh hasil dari kutipan lebuhraya bertol di Malaysia dan luar negara yang semakin meningkat dari tahun ke tahun disamping mendapat kepercayaan dari bank-bank tempatan untuk membuat pinjaman membiayai projek-projek yang mereka perolehi.&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;Baru baru ini pula IJM Construction Sdn Bhd telah dianugerah Pakej V&amp;nbsp;&lt;/span&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;Klang Valley Mass Rapid Trasnit (KVMRT)&lt;/span&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;&amp;nbsp;projek bernilai RM 974 juta iaitu pembinaan "viaduct guideway and other associated works" dari stesen MRT dari Maluri Portal hingga ke Plaza Phoenix Stesen.&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;Apakah peluang perniagaan yang boleh anda intai di sini?&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;Secara amnya boleh dikategori seperti berikut :-&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;a. Kerja-kerja Sivil&amp;nbsp;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;b. Kerja-Kerja Infrastruktur&amp;nbsp;&lt;/span&gt;&lt;br /&gt;&lt;ul&gt;&lt;li&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;pembinaan toll plaza&lt;/span&gt;&lt;/li&gt;&lt;li&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;pembinaan jambatan&lt;/span&gt;&lt;/li&gt;&lt;li&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;pembinaan laluan tambahan jika perlu&lt;/span&gt;&lt;/li&gt;&lt;li&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;pembinaan R&amp;amp;R&lt;/span&gt;&lt;/li&gt;&lt;/ul&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;c. Kerja-Kerja Pemasangan Sistem Lebuhraya&lt;/span&gt;&lt;br /&gt;&lt;ul&gt;&lt;li&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;supply, install, test &amp;amp; commission sistem toll&lt;/span&gt;&lt;/li&gt;&lt;li&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;supply, install, test &amp;amp; commission sistem keselamatan seperti CCTV&lt;/span&gt;&lt;/li&gt;&lt;li&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;supply, install, test &amp;amp; commission sistem perhubungan melalui fiber optics&lt;/span&gt;&lt;/li&gt;&lt;li&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;dan lain lain sistem yang bersangkutan dengan pembinaan lebuhraya&amp;nbsp;&lt;/span&gt;&lt;/li&gt;&lt;/ul&gt;&lt;div&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;Kemungkinan besar anda sukar untuk menembusi Kumpulan Europlus Sdn Bhd kerana kemungkinan besar mereka sudahpun mempunyai kontraktor-kontraktor utama pilihan mereka.&amp;nbsp;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;Tetapi anda boleh menjadi subkontraktor kepada kontraktor utama Kumpulan Europlus Sdn Bhd.&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;Jika anda mempunyai kemahiran dan kepakaran dalam bidang-bidang yang tertentu dalam pembinaan lebuhraya ini, anda lebihkanlah kepada kemahiran dan kepakaran anda ketika anda membuat presentation kelak.&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;Tetapi sayugia diingatkan anda harus berjaga jaga dalam urusan pembayaran terutama sekali jika anda adalah sub-kontraktor kepada sub-kontraktor yang tidak ubah seperti sistem MLM.&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;Apakah yang dimaksudkan sub-kontraktor kepada sub-kontraktor?&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;Lakaran yang mudah adalah seperti dilakarkan di bawah ini :-&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align: center;"&gt;&lt;span style="color: red; font-family: Arial, Helvetica, sans-serif; font-size: large;"&gt;Kumpulan Europlus Sdn Bhd&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align: center;"&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif; font-size: large;"&gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align: center;"&gt;&lt;span style="color: orange; font-family: Arial, Helvetica, sans-serif; font-size: large;"&gt;Kontraktor Utama&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align: center;"&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif; font-size: large;"&gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align: center;"&gt;&lt;span style="color: yellow; font-family: Arial, Helvetica, sans-serif; font-size: large;"&gt;Sub-Kontraktor 1&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align: center;"&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif; font-size: large;"&gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align: center;"&gt;&lt;span style="color: lime; font-family: Arial, Helvetica, sans-serif; font-size: large;"&gt;Sub-Kontraktor 2&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align: center;"&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif; font-size: large;"&gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align: center;"&gt;&lt;span style="color: cyan; font-family: Arial, Helvetica, sans-serif; font-size: large;"&gt;Sub-Kontraktor 3&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align: center;"&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif; font-size: large;"&gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align: center;"&gt;&lt;span style="color: blue; font-family: Arial, Helvetica, sans-serif; font-size: large;"&gt;Sub-Kontraktor 4&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align: center;"&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif; font-size: large;"&gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align: center;"&gt;&lt;span style="color: magenta; font-family: Arial, Helvetica, sans-serif; font-size: large;"&gt;Sub-Kontraktor yang ke n&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align: center;"&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif; font-size: large;"&gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align: center;"&gt;&lt;span style="color: #ea9999; font-family: Arial, Helvetica, sans-serif; font-size: large;"&gt;&lt;b&gt;&lt;i&gt;Jadi dimanakah anda ??&lt;/i&gt;&lt;/b&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;Adalah kemungkinan besar jika anda menjadi sub-kontraktor kepada sub-kontraktor method pembayaran adalah berdasarkan kepada "back-to-back payment"..&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;Maksudnya jika anda sub-kontraktor yang ke 4 pembayaran hanya boleh dilakukan oleh sub-kontraktor yang ke 3 setelah mendapat pembayaran dari sub-kontraktor yang ke 2. Sub-kontraktor yang ke 2 akan membayar sub-kontraktor ke 3 setelah mendapat pembayaran dari sub-kontraktor yang pertama. Dan begitulah pusingannya sehingga kontraktor utama mendapat pembayaran inbois mereka dari Kumpulan Europlus Sdn Bhd.&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;Selamat Mencuba..&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/3673926143004215301-7574154607325020221?l=bayatech.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://bayatech.blogspot.com/feeds/7574154607325020221/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://bayatech.blogspot.com/2012/01/intai-peluang-perniagaan-lebuhraya-baru.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/3673926143004215301/posts/default/7574154607325020221'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/3673926143004215301/posts/default/7574154607325020221'/><link rel='alternate' type='text/html' href='http://bayatech.blogspot.com/2012/01/intai-peluang-perniagaan-lebuhraya-baru.html' title='Intai Peluang Perniagaan Lebuhraya Pantai Barat'/><author><name>Intai Intai Bisnes</name><uri>http://www.blogger.com/profile/12730769021432732558</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='32' height='28' src='http://2.bp.blogspot.com/_yxxHQFkLcgU/TU0_hBju1SI/AAAAAAAAAF0/aybEy1aKDCA/s220/fibercaricature.jpg'/></author><media:thumbnail xmlns:media='http://search.yahoo.com/mrss/' url='http://4.bp.blogspot.com/-Z_-sKDuppeQ/TyICCnfA0PI/AAAAAAAAAaM/nfKVEDkcFV0/s72-c/blogWestCoast.jpg' height='72' width='72'/><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-3673926143004215301.post-908434127415301633</id><published>2012-01-25T05:12:00.000-08:00</published><updated>2012-01-25T05:12:42.792-08:00</updated><title type='text'>Ingin Berbisnes Sendiri? - Persediaan Siri 1</title><content type='html'>Sebelum anda terjun ke alam bisnes, anda harus fikirkan terlebih dahulu akan akan pro dan kon yang bakal menimpa anda.&lt;br /&gt;&lt;div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Siapkan payung sebelum hujan jika mana mana plan bisnes anda kurang menjadi.&amp;nbsp;&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div class="separator" style="clear: both; text-align: center;"&gt;&lt;a href="http://2.bp.blogspot.com/-jd55bcArvgQ/Tx_k6EfVDPI/AAAAAAAAAZQ/YEHDvSSUnYc/s1600/blogpayung.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"&gt;&lt;img border="0" src="http://2.bp.blogspot.com/-jd55bcArvgQ/Tx_k6EfVDPI/AAAAAAAAAZQ/YEHDvSSUnYc/s1600/blogpayung.jpg" /&gt;&lt;/a&gt;&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Ibaratkan ianya fail safe plan yang mana jika pelan A tidak menjadi anda mempunyai pelan B dan pelan C yang bakal menyelamatkan anda kelak.&lt;/div&gt;&lt;/div&gt;&lt;br /&gt;&lt;div class="separator" style="clear: both; text-align: center;"&gt;&lt;a href="http://3.bp.blogspot.com/-XmhZtXVIYPw/Tx_lVD0MriI/AAAAAAAAAZg/z0R9KuWDZf4/s1600/blogfailsafe.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"&gt;&lt;img border="0" src="http://3.bp.blogspot.com/-XmhZtXVIYPw/Tx_lVD0MriI/AAAAAAAAAZg/z0R9KuWDZf4/s1600/blogfailsafe.jpg" /&gt;&lt;/a&gt;&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Alam bisnes bukan semudah seperti yang disangka.&amp;nbsp;&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Halangan dan rintangan bukan alang kepalang.&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Memang seronok tidak terkira semasa mula mula terjun ke alam bisnes.&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Semuanya indah belaka ibarat dunia ini kita yang punya.&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Apatah lagi bila wang masuk berkepul kepul masuk ke dalam akaun.&amp;nbsp;&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Gembiranya hati Purchase Order masuk ke fax machine tanpa henti henti.&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Anda dan partner anda tersenyum girang tidak terkira hingga mencecah ke telinga.&lt;br /&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;&lt;div class="separator" style="clear: both; text-align: center;"&gt;&lt;a href="http://4.bp.blogspot.com/-wABRBGR1f6M/Tx_9O2UCV0I/AAAAAAAAAZw/ZUbU0rIFMjA/s1600/bloglaughing.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"&gt;&lt;img border="0" src="http://4.bp.blogspot.com/-wABRBGR1f6M/Tx_9O2UCV0I/AAAAAAAAAZw/ZUbU0rIFMjA/s1600/bloglaughing.jpg" /&gt;&lt;/a&gt;&lt;/div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Anda berbelanja tidak ingat dunia&lt;br /&gt;&lt;br /&gt;Tiba tiba ekonomi merudum yang tiada siapa yang sangka&lt;br /&gt;&lt;br /&gt;Purchase Order berhenti masuk ke fax machine&lt;br /&gt; &lt;br /&gt; Duit dalam akaun semakin lama semakin nipis..&lt;br /&gt;&lt;br /&gt;Anda terduduk seketika memikirkan apa yang sudah berlaku&lt;br /&gt;&lt;br /&gt;Anda tercari cari Pelan B dan Pelan C&lt;br /&gt;&lt;br /&gt;Yang anda sendiri sudah lupa apakah dia Pelan B dan Pelan C anda..&lt;br /&gt;&lt;br /&gt;&lt;div class="separator" style="clear: both; text-align: center;"&gt;&lt;a href="http://4.bp.blogspot.com/-3rCEpMNOjx4/Tx__eVHA4vI/AAAAAAAAAaA/MHw0vjLlGig/s1600/blogflyingeagle.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"&gt;&lt;img border="0" src="http://4.bp.blogspot.com/-3rCEpMNOjx4/Tx__eVHA4vI/AAAAAAAAAaA/MHw0vjLlGig/s1600/blogflyingeagle.jpg" /&gt;&lt;/a&gt;&lt;/div&gt;&lt;br /&gt;Itulah dia ada berniaga..&lt;br /&gt;&lt;br /&gt;Yang naik pasti akan jatuh jua ke bawah..&lt;br /&gt; &lt;br /&gt; &lt;br /&gt; &lt;br /&gt; &lt;br /&gt; &lt;br /&gt; &lt;br /&gt; &lt;br /&gt; &lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/3673926143004215301-908434127415301633?l=bayatech.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://bayatech.blogspot.com/feeds/908434127415301633/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://bayatech.blogspot.com/2012/01/ingin-berbisnes-sendiri-persediaan-siri.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/3673926143004215301/posts/default/908434127415301633'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/3673926143004215301/posts/default/908434127415301633'/><link rel='alternate' type='text/html' href='http://bayatech.blogspot.com/2012/01/ingin-berbisnes-sendiri-persediaan-siri.html' title='Ingin Berbisnes Sendiri? - Persediaan Siri 1'/><author><name>Intai Intai Bisnes</name><uri>http://www.blogger.com/profile/12730769021432732558</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='32' height='28' src='http://2.bp.blogspot.com/_yxxHQFkLcgU/TU0_hBju1SI/AAAAAAAAAF0/aybEy1aKDCA/s220/fibercaricature.jpg'/></author><media:thumbnail xmlns:media='http://search.yahoo.com/mrss/' url='http://2.bp.blogspot.com/-jd55bcArvgQ/Tx_k6EfVDPI/AAAAAAAAAZQ/YEHDvSSUnYc/s72-c/blogpayung.jpg' height='72' width='72'/><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-3673926143004215301.post-169457788089505619</id><published>2012-01-13T21:58:00.000-08:00</published><updated>2012-01-13T21:58:42.220-08:00</updated><title type='text'>Intai Peluang Bisnes di Bidang Keretapi</title><content type='html'>Baru baru ini dilaporkan CRCC sebuah syarikat dari negara China akan ditauliahkan pembinaan landasan keretapi berkembar dari Gemas ke Johor Bahru..&lt;br /&gt;&lt;br /&gt;Untuk makluman landasan keretapi berkembar dari Gemas ke Johor Bahru adalah &amp;nbsp;fasa terakhir perancangan Kerajaan Malaysia dalam menaik tarif sistem keretapi dari Johor Bahru sehingga ke Padang Besar di sempadan Thailand.&lt;br /&gt;&lt;br /&gt;&lt;div class="separator" style="clear: both; text-align: center;"&gt;&lt;a href="http://4.bp.blogspot.com/-ROXL6kkdOhQ/TxDlyT1nGaI/AAAAAAAAAX0/ZCTp2S8si1s/s1600/bayablograil5.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"&gt;&lt;img border="0" height="400" src="http://4.bp.blogspot.com/-ROXL6kkdOhQ/TxDlyT1nGaI/AAAAAAAAAX0/ZCTp2S8si1s/s400/bayablograil5.jpg" width="290" /&gt;&lt;/a&gt;&lt;/div&gt;&lt;br /&gt;Pembinaan Landasan Berkembar YangTelah Beroperasi&lt;br /&gt;a. Kuala Lumpur - Ipoh&lt;br /&gt;b. Kuala Lumpur - Batu Caves&lt;br /&gt;c. Kuala Lumpur - Seremban&lt;br /&gt;d. Kuala Lumpur - Port Klang&lt;br /&gt;&lt;br /&gt;Pembinaan Landasan Berkembar Yang Dalam Pembinaan&lt;br /&gt;a. Ipoh - Padang Besar &amp;nbsp;- Gamuda MMC adalah kontraktor utama&lt;br /&gt;b. Seremban ke Gemas - Indian Railway Construction adalah kontraktor utama&lt;br /&gt;&lt;br /&gt;Pembinaan Landasan Berkembar Yang Belum Lagi Dilaksana&lt;br /&gt;&lt;br /&gt;a. Gemas ke Johor Bahru - CCRC dari negara China menjadi sebutan.&lt;br /&gt;&lt;br /&gt;Apakah yang dimaksudkan dengan Projek Pembinaan Landasan Keretapi Berkembar?&lt;br /&gt;&lt;br /&gt;Ianya adalah satu projek untuk menaik taraf sistem keretapi di Malaysia seperti berikut&lt;br /&gt;&lt;br /&gt;a. Pemasangan landasan keretapi yang kedua selari atau diperbaiki dengan yang ada sekarang&lt;br /&gt;&lt;table cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto; text-align: center;"&gt;&lt;tbody&gt;&lt;tr&gt;&lt;td style="text-align: center;"&gt;&lt;a href="http://2.bp.blogspot.com/-2dNfPTYZTyw/TxDo-6wlAdI/AAAAAAAAAYE/OHQ9n-J-o-Q/s1600/bayablogsingletrack.jpg" imageanchor="1" style="margin-left: auto; margin-right: auto;"&gt;&lt;img border="0" height="129" src="http://2.bp.blogspot.com/-2dNfPTYZTyw/TxDo-6wlAdI/AAAAAAAAAYE/OHQ9n-J-o-Q/s200/bayablogsingletrack.jpg" width="200" /&gt;&lt;/a&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td class="tr-caption" style="text-align: center;"&gt;Dulu - Single Track&lt;/td&gt;&lt;/tr&gt;&lt;/tbody&gt;&lt;/table&gt;&lt;table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto; text-align: left;"&gt;&lt;tbody&gt;&lt;tr&gt;&lt;td style="text-align: center;"&gt;&lt;a href="http://1.bp.blogspot.com/-XnHc7r9X_no/TxDo5QhJtnI/AAAAAAAAAX8/GxQ7Qt1Enhs/s1600/bayablogdoubletrack.jpg" imageanchor="1" style="margin-left: auto; margin-right: auto;"&gt;&lt;img border="0" height="149" src="http://1.bp.blogspot.com/-XnHc7r9X_no/TxDo5QhJtnI/AAAAAAAAAX8/GxQ7Qt1Enhs/s200/bayablogdoubletrack.jpg" width="200" /&gt;&lt;/a&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td class="tr-caption" style="text-align: center;"&gt;Sekarang - Landasan Berkembar atau Double Track&lt;/td&gt;&lt;/tr&gt;&lt;/tbody&gt;&lt;/table&gt;b. Pemasangan sistem railway signalling dari manual ke auto&lt;br /&gt;&lt;table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto; text-align: center;"&gt;&lt;tbody&gt;&lt;tr&gt;&lt;td style="text-align: center;"&gt;&lt;a href="http://3.bp.blogspot.com/-8FFFQ6oHUow/TxDq_6sDDwI/AAAAAAAAAYU/lwQ1NQVQiEE/s1600/bayablograilsiglama.jpg" imageanchor="1" style="margin-left: auto; margin-right: auto;"&gt;&lt;img border="0" src="http://3.bp.blogspot.com/-8FFFQ6oHUow/TxDq_6sDDwI/AAAAAAAAAYU/lwQ1NQVQiEE/s1600/bayablograilsiglama.jpg" /&gt;&lt;/a&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td class="tr-caption" style="text-align: center;"&gt;Dulu - Manual Railway &amp;nbsp;Signalling&lt;/td&gt;&lt;/tr&gt;&lt;/tbody&gt;&lt;/table&gt;&lt;br /&gt;&lt;table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto; text-align: center;"&gt;&lt;tbody&gt;&lt;tr&gt;&lt;td style="text-align: center;"&gt;&lt;a href="http://2.bp.blogspot.com/-sShJypdP3yw/TxDq7QyfBQI/AAAAAAAAAYM/79GNEgSGx98/s1600/bayablograilsigbaru.jpg" imageanchor="1" style="margin-left: auto; margin-right: auto;"&gt;&lt;img border="0" height="130" src="http://2.bp.blogspot.com/-sShJypdP3yw/TxDq7QyfBQI/AAAAAAAAAYM/79GNEgSGx98/s200/bayablograilsigbaru.jpg" width="200" /&gt;&lt;/a&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td class="tr-caption" style="text-align: center;"&gt;Sekarang - Auto Railway Signalling&lt;/td&gt;&lt;/tr&gt;&lt;/tbody&gt;&lt;/table&gt;&lt;br /&gt;c. Pemasangan sistem komunikasi &amp;nbsp;melalui fiber optics disepanjang laluan landasan berkembar&lt;br /&gt;&lt;br /&gt;&lt;table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto; text-align: center;"&gt;&lt;tbody&gt;&lt;tr&gt;&lt;td style="text-align: center;"&gt;&lt;a href="http://2.bp.blogspot.com/--jdi2wNrPQA/TxEQK_odf1I/AAAAAAAAAYc/b1YBL9qqwCc/s1600/bayablograilcomm.jpg" imageanchor="1" style="margin-left: auto; margin-right: auto;"&gt;&lt;img border="0" height="237" src="http://2.bp.blogspot.com/--jdi2wNrPQA/TxEQK_odf1I/AAAAAAAAAYc/b1YBL9qqwCc/s320/bayablograilcomm.jpg" width="320" /&gt;&lt;/a&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td class="tr-caption" style="text-align: center;"&gt;Sistem Telekomunikasi Keretapi disambung dari stesen ke stesen via laluan fiber optics&lt;/td&gt;&lt;/tr&gt;&lt;/tbody&gt;&lt;/table&gt;d. Pemasangan sistem elektrifikasi sepanjang jalan keretapi landasan berkembar&lt;br /&gt;&lt;br /&gt;&lt;table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto; text-align: center;"&gt;&lt;tbody&gt;&lt;tr&gt;&lt;td style="text-align: center;"&gt;&lt;a href="http://1.bp.blogspot.com/-Uvn4zI8joOY/TxEStHLQPlI/AAAAAAAAAYk/vPf3HfymTuE/s1600/bayablograilelectric.jpg" imageanchor="1" style="margin-left: auto; margin-right: auto;"&gt;&lt;img border="0" src="http://1.bp.blogspot.com/-Uvn4zI8joOY/TxEStHLQPlI/AAAAAAAAAYk/vPf3HfymTuE/s1600/bayablograilelectric.jpg" /&gt;&lt;/a&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td class="tr-caption" style="text-align: center;"&gt;Sistem 25kV Keretapi Elektrifikasi&lt;/td&gt;&lt;/tr&gt;&lt;/tbody&gt;&lt;/table&gt;&lt;br /&gt;Apa peluang bisnes yang ada?&lt;br /&gt;&lt;br /&gt;a. Infrastruktur&lt;br /&gt;&lt;br /&gt;&lt;ul&gt;&lt;li&gt;pembinaan stesen keretapi moden&lt;/li&gt;&lt;/ul&gt;&lt;table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto; text-align: center;"&gt;&lt;tbody&gt;&lt;tr&gt;&lt;td style="text-align: center;"&gt;&lt;a href="http://1.bp.blogspot.com/--_as_5akW6Y/TxEWDBo8YaI/AAAAAAAAAYs/EkL5yZa17-c/s1600/bayablograilstation.jpg" imageanchor="1" style="margin-left: auto; margin-right: auto;"&gt;&lt;img border="0" src="http://1.bp.blogspot.com/--_as_5akW6Y/TxEWDBo8YaI/AAAAAAAAAYs/EkL5yZa17-c/s1600/bayablograilstation.jpg" /&gt;&lt;/a&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td class="tr-caption" style="text-align: center;"&gt;Stesen Baru Batu Caves&lt;/td&gt;&lt;/tr&gt;&lt;/tbody&gt;&lt;/table&gt;&lt;table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto; text-align: center;"&gt;&lt;tbody&gt;&lt;tr&gt;&lt;td style="text-align: center;"&gt;&lt;a href="http://1.bp.blogspot.com/--e4JhdDifHo/TxEWZT23haI/AAAAAAAAAY0/NGHzOHXP1ow/s1600/bayablograilstation2.jpg" imageanchor="1" style="margin-left: auto; margin-right: auto;"&gt;&lt;img border="0" src="http://1.bp.blogspot.com/--e4JhdDifHo/TxEWZT23haI/AAAAAAAAAY0/NGHzOHXP1ow/s1600/bayablograilstation2.jpg" /&gt;&lt;/a&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td class="tr-caption" style="text-align: center;"&gt;Stesen Baru dan Landasan Berkembar dalam pembinaan&lt;/td&gt;&lt;/tr&gt;&lt;/tbody&gt;&lt;/table&gt;&lt;ul&gt;&lt;li&gt;pembinaan landasan berkembar&lt;/li&gt;&lt;li&gt;pembinaan jambatan bertingkat&lt;/li&gt;&lt;/ul&gt;&lt;div&gt;b. Sistem Keretapi - Telekomunikasi&lt;/div&gt;&lt;div&gt;&lt;ul&gt;&lt;li&gt;Fiber Optics Digital Sistem&lt;/li&gt;&lt;li&gt;Train Ticketing&lt;/li&gt;&lt;li&gt;Train Radio System&lt;/li&gt;&lt;li&gt;Sistem PABX&lt;/li&gt;&lt;li&gt;Railway Signal Post Telephone&lt;/li&gt;&lt;li&gt;Sistem Pengawasan&lt;/li&gt;&lt;li&gt;Passenger Information System&lt;/li&gt;&lt;/ul&gt;&lt;div&gt;c. Sistem Keretapi - Signalling&lt;/div&gt;&lt;/div&gt;&lt;div&gt;&lt;ul&gt;&lt;li&gt;Pemasangan Railway Signalling dari manual ke auto.&lt;/li&gt;&lt;/ul&gt;&lt;div class="separator" style="clear: both; text-align: center;"&gt;&lt;a href="http://1.bp.blogspot.com/-RMdkvtro-rw/TxEYORigsyI/AAAAAAAAAZE/4Kv-FLFEDJE/s1600/bayablograilwaysig.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"&gt;&lt;img border="0" src="http://1.bp.blogspot.com/-RMdkvtro-rw/TxEYORigsyI/AAAAAAAAAZE/4Kv-FLFEDJE/s1600/bayablograilwaysig.jpg" /&gt;&lt;/a&gt;&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;d. Sistem Keretapi - Elektrifikasi 25kV&lt;/div&gt;&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div class="separator" style="clear: both; text-align: center;"&gt;&lt;a href="http://1.bp.blogspot.com/-s5QkeRWT6xA/TxEXXGf870I/AAAAAAAAAY8/GaBIB56WwV0/s1600/bayablograilelectric2.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"&gt;&lt;img border="0" src="http://1.bp.blogspot.com/-s5QkeRWT6xA/TxEXXGf870I/AAAAAAAAAY8/GaBIB56WwV0/s1600/bayablograilelectric2.jpg" /&gt;&lt;/a&gt;&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Anda boleh mulakan dengan membuat pengenalan syarikat anda dari keupayaan syarikat anda untuk membekal, memasang, menguji dan mentauliah sistem keretapi kepada mereka-mereka yang berjaya mendapat projek landasan berkembar ini..&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Anda boleh menjadi kontraktor atau sub-kontraktor pada sistem yang berikut :-&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;a. membekal dan memasang sistem peralatan keretapi sepanjang jalan keretapi&lt;/div&gt;&lt;div&gt;b. membekal dan memasang sistem peratalan keretapi di dalam stesen keretapi&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Sayugia diingatkan anda harus bersedia dari segi dan mental ketika anda membuat pengenalan syarikat anda memandangkan anda terpaksa bersaing dengan kontraktor dan sub-kontraktor yang sedia ada selain dari pesaing dari kontraktor Cina, India, Melayu &amp;nbsp;atau CIMB ...&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Selamat Mencuba..&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/3673926143004215301-169457788089505619?l=bayatech.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://bayatech.blogspot.com/feeds/169457788089505619/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://bayatech.blogspot.com/2012/01/intai-peluang-bisnes-di-bidang-keretapi.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/3673926143004215301/posts/default/169457788089505619'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/3673926143004215301/posts/default/169457788089505619'/><link rel='alternate' type='text/html' href='http://bayatech.blogspot.com/2012/01/intai-peluang-bisnes-di-bidang-keretapi.html' title='Intai Peluang Bisnes di Bidang Keretapi'/><author><name>Intai Intai Bisnes</name><uri>http://www.blogger.com/profile/12730769021432732558</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='32' height='28' src='http://2.bp.blogspot.com/_yxxHQFkLcgU/TU0_hBju1SI/AAAAAAAAAF0/aybEy1aKDCA/s220/fibercaricature.jpg'/></author><media:thumbnail xmlns:media='http://search.yahoo.com/mrss/' url='http://4.bp.blogspot.com/-ROXL6kkdOhQ/TxDlyT1nGaI/AAAAAAAAAX0/ZCTp2S8si1s/s72-c/bayablograil5.jpg' height='72' width='72'/><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-3673926143004215301.post-7261032349299485656</id><published>2012-01-09T23:21:00.000-08:00</published><updated>2012-01-09T23:21:35.452-08:00</updated><title type='text'>Intai Peluang Bisnes di Bidang Fiber Optics 2</title><content type='html'>&lt;div class="separator" style="clear: both; text-align: center;"&gt;&lt;object width="320" height="266" class="BLOGGER-youtube-video" classid="clsid:D27CDB6E-AE6D-11cf-96B8-444553540000" codebase="http://download.macromedia.com/pub/shockwave/cabs/flash/swflash.cab#version=6,0,40,0" data-thumbnail-src="http://0.gvt0.com/vi/k6Op9tjPedA/0.jpg"&gt;&lt;param name="movie" value="http://www.youtube.com/v/k6Op9tjPedA&amp;fs=1&amp;source=uds" /&gt;&lt;param name="bgcolor" value="#FFFFFF" /&gt;&lt;embed width="320" height="266"  src="http://www.youtube.com/v/k6Op9tjPedA&amp;fs=1&amp;source=uds" type="application/x-shockwave-flash"&gt;&lt;/embed&gt;&lt;/object&gt;&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Peluang Perniagaan UNIFI ke 2 adalah melalui pemasangan fiber optics kabel dari tiang telekom sehingga ke dalam rumah..&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Untuk pemasangan kabel fiber optics ini segala &amp;nbsp;material pemasangan akan diberi oleh TM yang mana anda harus mengambil barang-barang tersebut dari warehouse TM yang sudah dikenalpasti.&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Anda cuma memberi perkhidmatan iaitu&amp;nbsp;&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;a. mengukur jarak kabel fiber optik yang diperlukan&lt;/div&gt;&lt;div&gt;b. mengenal pasti tempat pemasangan UNIFI dalam rumah pelanggan&lt;/div&gt;&lt;div&gt;c. mengaktifkan UNIFI pelanggan..&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Tetapi sebelum itu anda harus menghadiri kursus pemasangan UNIFI yang dianjurkan sendiri oleh TM.&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Apa yang akan anda pelajari?&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;a. anda akan diajar bagaimana membuat pemasangan yang betul mengikut spesifikasi TM dari tiang telekom / manhole TM hingga ke rumah pelanggan.&lt;/div&gt;&lt;div&gt;b. anda akan diajar bagaimana membuat pemasangan fiber optik dalam rumah pelanggan.&lt;/div&gt;&lt;div&gt;c. anda akan diajar bagaimana membuat penamatan connector SC pada hujung fiber optics&lt;/div&gt;&lt;div&gt;d. anda akan diajar bagaimana mengaktifkan UNIFI pelanggan sehingga pelanggan boleh menonton TV, bercakap melalui telefon dan juga berinternet&lt;/div&gt;&lt;div&gt;e. anda akan diajar bagaimana melayan pelanggan anda&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div class="separator" style="clear: both; text-align: center;"&gt;&lt;object width="320" height="266" class="BLOGGER-youtube-video" classid="clsid:D27CDB6E-AE6D-11cf-96B8-444553540000" codebase="http://download.macromedia.com/pub/shockwave/cabs/flash/swflash.cab#version=6,0,40,0" data-thumbnail-src="http://1.gvt0.com/vi/-tnh0V81pLk/0.jpg"&gt;&lt;param name="movie" value="http://www.youtube.com/v/-tnh0V81pLk&amp;fs=1&amp;source=uds" /&gt;&lt;param name="bgcolor" value="#FFFFFF" /&gt;&lt;embed width="320" height="266"  src="http://www.youtube.com/v/-tnh0V81pLk&amp;fs=1&amp;source=uds" type="application/x-shockwave-flash"&gt;&lt;/embed&gt;&lt;/object&gt;&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Anda juga akan diwajibkan mengambil ujian fiber optics kompetensi TM &amp;amp; ujian-ujian yang bersangkutan&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;a. CA1C - pemasangan fiber dalam rumah&lt;/div&gt;&lt;div&gt;b. CA2C - pemasangan fiber dari luar ke dalam rumah&lt;/div&gt;&lt;div&gt;c. NIOSH TM - ujian confined space iaitu sijil yang membenarkan dan mentauliahkan anda memasuki manhole TM&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Difahamkan jumlah yuran mengambil kursus ini adalah dalam lingkungan RM3,000.00 termasuk yuran pengambilan ujian..&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Setelah anda lulus ujian tersebut, TM akan membuat penilaian mengenai pemasangan UNIFI anda sebelum anda dibenarkan membuat pemasangan UNIFI yang lain - lain..&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Apakah kos lain yang perlu anda tahu ?&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Anda perlu ada :-&lt;/div&gt;&lt;div&gt;a. Fiber optics Cleaver (pemotong fiber optics yang jitu)&lt;/div&gt;&lt;div&gt;b. Tangga mengikut spesifikasi TM&lt;/div&gt;&lt;div&gt;c. Fiber Cleaner accessories kit&lt;/div&gt;&lt;div&gt;d. Fiber Test Gear&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Yang mana anggaran kasar adalah lebih kurang RM10,000.00 per team.&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Berapakan pula pemasangan fiber di rumah yang dibayar oleh TM?&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Difahamkan yuran pemasangan fiber di rumah adalah lebih kurang RM200 sebuah rumah dan mengikut panjang kabel yang ditetapkan oleh TM.&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Apa lagi yang boleh anda buat duit?&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Seperti dinyatakan di atas, pakej termasuk panjang kabel yang ditetapkan oleh TM.&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Jika sekiranya pelanggan berhajat memasang UNIFI melebihi dari jarak kabel yang ditetapkan oleh TM, anda dibenarkan berdiskusi dengan pelanggan anda mengenai harga pemasangan kabel yang terlebih panjang tanpa melibatkan TM.&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Jika sekiranya pelanggan mengkehendaki anda membuat laluan kabel yang cantik cantik , itupun anda boleh berdiskusi dgn pelanggan anda mengenai harga..&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Berapakah jumlah pekerja yang diperlukan?&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Lebih kurang 3 - 4 orang satu pasukan.&amp;nbsp;&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Adakah cara lain menjimatkan kos pembelian barangan pengujian &amp;amp; pemasangan fiber optics?&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Ada sebenarnya. &amp;nbsp;Sesetengah main contractor yang dilantik oleh TM mempunyai pakej sedemikian.&amp;nbsp;&lt;/div&gt;&lt;div&gt;Maksudnya anda akan diberi terlebih dahulu peralatan fiber optics yang diperlukan termasuk kos kursus yang diperlukan ..&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Tetapi pembayaran akan dibuat secara ansuran dan ditolak dari invoice anda..&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Apa yang dimaksudkan dengan main contractor?&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;TM sudahpun melantik beberapa main contactor yang mempunyai kewangan teguh sebagai kontraktor pemasangan utama mereka.&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Anda pula akan diletakkan di bawah kontraktor pemasangan utama ini.&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Dan mereka inilah yang akan membayar anda..&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Segala urusan kewangan dari segi sebut harga pemasangan hendaklah anda berurusan terus dengan kontraktor pemasangan utama yang dilantik oleh TM..&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/3673926143004215301-7261032349299485656?l=bayatech.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://bayatech.blogspot.com/feeds/7261032349299485656/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://bayatech.blogspot.com/2012/01/intai-peluang-bisnes-di-bidang-fiber_09.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/3673926143004215301/posts/default/7261032349299485656'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/3673926143004215301/posts/default/7261032349299485656'/><link rel='alternate' type='text/html' href='http://bayatech.blogspot.com/2012/01/intai-peluang-bisnes-di-bidang-fiber_09.html' title='Intai Peluang Bisnes di Bidang Fiber Optics 2'/><author><name>Intai Intai Bisnes</name><uri>http://www.blogger.com/profile/12730769021432732558</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='32' height='28' src='http://2.bp.blogspot.com/_yxxHQFkLcgU/TU0_hBju1SI/AAAAAAAAAF0/aybEy1aKDCA/s220/fibercaricature.jpg'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-3673926143004215301.post-6458585111290517938</id><published>2012-01-08T18:33:00.000-08:00</published><updated>2012-01-08T19:00:57.501-08:00</updated><title type='text'>Intai Peluang Bisnes di Bidang Fiber Optics</title><content type='html'>Anda pernah dengar perkataan UNIFI yang diwar warkan oleh Telekom Malaysia?&lt;br /&gt;&lt;div class="separator" style="clear: both; text-align: center;"&gt;&lt;a href="http://2.bp.blogspot.com/-s1kjzrUhaZs/TwpPTfbMWeI/AAAAAAAAAVQ/RKn3VYNI8QE/s1600/BlogBayaFTTH.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"&gt;&lt;img border="0" src="http://2.bp.blogspot.com/-s1kjzrUhaZs/TwpPTfbMWeI/AAAAAAAAAVQ/RKn3VYNI8QE/s1600/BlogBayaFTTH.jpg" /&gt;&lt;/a&gt;&lt;/div&gt;Kalau di luar negara nama lain adalah Fiber-To-The-Home.. &lt;br /&gt;Apa yang dimaksudkan Fiber-To-The-Home?&lt;br /&gt;Maksudnya TM akan memasang kabel fiber optics sehingga ke rumah anda..&lt;br /&gt;&lt;div class="separator" style="clear: both; text-align: center;"&gt;&lt;a href="http://3.bp.blogspot.com/-VFntXJ_aEYo/TwpQEhZ5V1I/AAAAAAAAAVY/prtbSVvtHms/s1600/BlogBayaFTTH2.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"&gt;&lt;img border="0" src="http://3.bp.blogspot.com/-VFntXJ_aEYo/TwpQEhZ5V1I/AAAAAAAAAVY/prtbSVvtHms/s1600/BlogBayaFTTH2.jpg" /&gt;&lt;/a&gt;&lt;/div&gt;Apa beza dengan pemasangan kabel yang sedia ada sekarang?&lt;br /&gt;Bezanya, kabel yang sedia ada adalah dari buatan tembaga atau copper manakala fiber optics dari gentian kaca..&lt;br /&gt;Apa beza copper dan fiber?&lt;br /&gt;&lt;br /&gt;&lt;div class="separator" style="clear: both; text-align: center;"&gt;&lt;a href="http://3.bp.blogspot.com/-xh_0u4Q4pJQ/TwpVP8_AtVI/AAAAAAAAAVw/UTJUsbKKbKM/s1600/BlogBayaFTTH3.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"&gt;&lt;img border="0" src="http://3.bp.blogspot.com/-xh_0u4Q4pJQ/TwpVP8_AtVI/AAAAAAAAAVw/UTJUsbKKbKM/s1600/BlogBayaFTTH3.jpg" /&gt;&lt;/a&gt;&lt;/div&gt;&lt;br /&gt;Copper cable ada limitation dari segi penghantaraan data, video dan voice&lt;br /&gt;Fiber Optic Cable hampir tiada limitation sebab tu anda boleh menonton TV, ber broadband dan bercakap melalui telefon pada waktu yang sama tanpa sebarang gangguan elektromagnetic..&lt;br /&gt;&lt;br /&gt;Apa Peluang Bisnes Yang Ada??&lt;br /&gt;&lt;br /&gt;Ada 2 jenis peluang perniagaan untuk anda khususnya yang berminat..&lt;br /&gt;&lt;br /&gt;Yang Pertama adalah Bisnes Marketing atau Pemasaran UNIFI&lt;br /&gt;&lt;br /&gt;&lt;div class="separator" style="clear: both; text-align: center;"&gt;&lt;a href="http://2.bp.blogspot.com/-zdVZ7JG3h2Q/TwpXXnocxbI/AAAAAAAAAWA/zP__bfLXzBM/s1600/BlogBayaFTTH4.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"&gt;&lt;img border="0" height="208" src="http://2.bp.blogspot.com/-zdVZ7JG3h2Q/TwpXXnocxbI/AAAAAAAAAWA/zP__bfLXzBM/s320/BlogBayaFTTH4.jpg" width="320" /&gt;&lt;/a&gt;&lt;/div&gt;&lt;div class="separator" style="clear: both; text-align: center;"&gt;&lt;/div&gt;Anda mungkin ternampak banner seperti gambar di atas?&lt;br /&gt;&lt;br /&gt;Itulah adalah banner pemasaran UNIFI oleh TM ..&lt;br /&gt;&lt;br /&gt;TM melantik agen-agen dimana terdapat perkhidmatan UNIFI untuk melakukan pemasaran bagi pihak TM..&lt;br /&gt;&lt;br /&gt;Anda cuma perlu canopy, meja / kerusi,brosur/banner UNIFI dan borang pendaftaran UNIFI sahaja..&lt;br /&gt;&lt;br /&gt;Dalam erti kata yang lain kos pemasaran anda hampir tiada.. &lt;br /&gt;&lt;br /&gt; Jika ada sesiapa yang berminat untuk memohon UNIFI, mereka cuma perlu mengisi borang permohonan UNIFI ..&lt;br /&gt;&lt;br /&gt; Dan anda pula menghantar borang yang sudah dipenuhi dan ditandatangani pada TM..&lt;br /&gt;&lt;br /&gt;Jika semuanya dalam proses dan prosedur yang betul anda akan mendapat komisen anda dari TM pada bulan yang berikutnya&lt;br /&gt;&lt;br /&gt;Manakala urusan pemasangan akan diuruskan sepenuhnya oleh pihak TM termasuk urusan temujanji dengan pelanggan sehinggalah urusan memastikan UNIFI sudah pun diaktifkan oleh TM &lt;br /&gt;Mudah bukan?&lt;br /&gt;&lt;br /&gt;Ikuti blog seterusnya untuk Peluang Perniagaan UNIFI yang ke 2...&lt;br /&gt; &lt;br /&gt; &lt;br /&gt; &lt;br /&gt; &lt;br /&gt; &lt;br /&gt; &lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/3673926143004215301-6458585111290517938?l=bayatech.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://bayatech.blogspot.com/feeds/6458585111290517938/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://bayatech.blogspot.com/2012/01/intai-peluang-bisnes-di-bidang-fiber.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/3673926143004215301/posts/default/6458585111290517938'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/3673926143004215301/posts/default/6458585111290517938'/><link rel='alternate' type='text/html' href='http://bayatech.blogspot.com/2012/01/intai-peluang-bisnes-di-bidang-fiber.html' title='Intai Peluang Bisnes di Bidang Fiber Optics'/><author><name>Intai Intai Bisnes</name><uri>http://www.blogger.com/profile/12730769021432732558</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='32' height='28' src='http://2.bp.blogspot.com/_yxxHQFkLcgU/TU0_hBju1SI/AAAAAAAAAF0/aybEy1aKDCA/s220/fibercaricature.jpg'/></author><media:thumbnail xmlns:media='http://search.yahoo.com/mrss/' url='http://2.bp.blogspot.com/-s1kjzrUhaZs/TwpPTfbMWeI/AAAAAAAAAVQ/RKn3VYNI8QE/s72-c/BlogBayaFTTH.jpg' height='72' width='72'/><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-3673926143004215301.post-578363872827685247</id><published>2011-12-29T20:42:00.000-08:00</published><updated>2011-12-29T20:42:59.424-08:00</updated><title type='text'>Bisnes Sendiri - Berbaloi ke tidak bagi duit komisen ni..</title><content type='html'>&lt;br /&gt;&lt;div class="separator" style="clear: both; text-align: center;"&gt;&lt;a href="http://4.bp.blogspot.com/-QGbMXdfZTzk/Tv1A3i59xEI/AAAAAAAAAVI/Reyo045Ixjg/s1600/DigiRasuah.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"&gt;&lt;img border="0" height="98" src="http://4.bp.blogspot.com/-QGbMXdfZTzk/Tv1A3i59xEI/AAAAAAAAAVI/Reyo045Ixjg/s320/DigiRasuah.jpg" width="320" /&gt;&lt;/a&gt;&lt;/div&gt;&lt;br /&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;Seorang bekas Senior Procurement Office DIGI &amp;nbsp;dijatuhkan hukuman -&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;a. RM 2,075,000.00 (ya tuan tuan juta tuu)&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;b. 4 tahun penjara&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;kerana 14 kesalahan mengambil duit komisen yang berjumlah RM 415,000.00 dari Aug 2007 - October 2008 ...&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;Persoalannya berbaloi ke tidak?&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;Ambil komisen ratusan ribu tapi kena denda sampai berjuta juta&amp;nbsp;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;Dah la tu masuk penjara pulak tuuu..&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;&lt;b&gt;&lt;i&gt;What is the moral of the story?&lt;/i&gt;&lt;/b&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;Kalau nak ambil komisen biarlah berjuta juga jugak?&amp;nbsp;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;Kalau kena denda boleh bayar balik.. he he&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;Kalau nak ambil komisen kena fikir dua kali dulu berbaloi ke tidak..&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;Kot kot yang nak memberi nak beri perangkapp...&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;Yang dapat kontrak tak kena denda tapi yang menerima tu yang kena..&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;Mana mana pegawai bahagian procurement tu fikir fikirlah ratusan kali sebelum buka mulut nak komisen...&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style="font-family: Arial, Helvetica, sans-serif;"&gt;Kerja dah beri gaji.. kalu tak cukup jugak.. carilah kerja lain...&lt;/span&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/3673926143004215301-578363872827685247?l=bayatech.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://bayatech.blogspot.com/feeds/578363872827685247/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://bayatech.blogspot.com/2011/12/bisnes-sendiri-berbaloi-ke-tidak-bagi.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/3673926143004215301/posts/default/578363872827685247'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/3673926143004215301/posts/default/578363872827685247'/><link rel='alternate' type='text/html' href='http://bayatech.blogspot.com/2011/12/bisnes-sendiri-berbaloi-ke-tidak-bagi.html' title='Bisnes Sendiri - Berbaloi ke tidak bagi duit komisen ni..'/><author><name>Intai Intai Bisnes</name><uri>http://www.blogger.com/profile/12730769021432732558</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='32' height='28' src='http://2.bp.blogspot.com/_yxxHQFkLcgU/TU0_hBju1SI/AAAAAAAAAF0/aybEy1aKDCA/s220/fibercaricature.jpg'/></author><media:thumbnail xmlns:media='http://search.yahoo.com/mrss/' url='http://4.bp.blogspot.com/-QGbMXdfZTzk/Tv1A3i59xEI/AAAAAAAAAVI/Reyo045Ixjg/s72-c/DigiRasuah.jpg' height='72' width='72'/><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-3673926143004215301.post-1505959276523307591</id><published>2011-06-26T05:54:00.000-07:00</published><updated>2011-10-05T19:26:35.841-07:00</updated><title type='text'>Hati Hati Beli Barang dari China</title><content type='html'>&lt;div class="separator" style="clear: both; text-align: center;"&gt;&lt;a href="http://4.bp.blogspot.com/-Hqx9ZQx-7gU/To0RrXPB21I/AAAAAAAAAUw/XxF7ReIjbe0/s1600/ChineseFlag.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"&gt;&lt;img border="0" src="http://4.bp.blogspot.com/-Hqx9ZQx-7gU/To0RrXPB21I/AAAAAAAAAUw/XxF7ReIjbe0/s1600/ChineseFlag.jpg" /&gt;&lt;/a&gt;&lt;/div&gt;&lt;span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif;"&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif;"&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif;"&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif;"&gt;Tidak dinafikan pembelian barang-barang dari China dapat menjimatkan kos. Secara tidak langsung ianya dapat meminimamkan kos pembelian dan sebaliknya memaksimum keuntungaan anda.&amp;nbsp;&lt;/span&gt;&lt;br /&gt;&lt;span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif;"&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif;"&gt;&amp;nbsp;Tetapi dalam keghairahan memaksimamkan keuntungan anda , pembelian secara "online" harus tidak dipandang ringan kerana Anda tidak mengenali penjual anda apatah lagi untuk bersemuka disebabkan jarak yang jauh.Jika sampel produk diberi oleh penjual, tidak semestinya penjual akan menghantar barang seperti sampel produk yang diberikan pada anda.Berisiko yang amat tinggi jika anda mengirim wang dalam amaun yang besar tanpa terlebih dahulu mengenali penjual dari China&amp;nbsp;&lt;/span&gt;&lt;br /&gt;&lt;span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif;"&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif;"&gt;Apakah yang boleh anda lakukan untuk meminimamkan risiko tinggi pembelian secara "online" dari negara China ini?Anda harus meminta contoh atau sampel produk dari mereka. Selalunya sample produk akan diberi secara percuma tetapi kos penghantaraan akan ditanggung oleh pihak pembeli atau dalam kes adalah pihak anda.Setelah berpuas hati dengan contoh atau sampel yang diberi anda harus "negotiate" mengenai harga. Lagi besar kuantiti yang dibeli maka harga jual akan menjadi lebih murah..&amp;nbsp;&lt;/span&gt;&lt;br /&gt;&lt;span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif;"&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif;"&gt;Sebelum anda membuat "telegraphic transfer"  sejumlah wang yang besar ke negara China, anda harus bersemuka dahulu dengan penjual. Tujuannya mengenali penjual secara individu dan tidak secara langsung melihat keujudan pejabat atau kilang yang dimilikinya. Anda harus ingat apa yang anda lihat dan nampak di website tidak semestinya melambangkan keutuhan sesebuah syarikat. Ada yang meletak gambar kilang yang dimiliki dalam website, walhal kilang itu bukan miliknya.&amp;nbsp;&lt;/span&gt;&lt;br /&gt;&lt;span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif;"&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif;"&gt;Kos tambang kapal terbang dari Kuala Lumpur ke China adalah semakin hari semakin murah. Anda boleh pergi kesana samada melalui Air Asia atau Malaysian Airlines mahupun lain-lain sistem penerbangan yang lain yang dapat mengurangkan kos tambang kapalterbang.Faktor bahasa merupakan isu utama dalam berkomunikasi di China kerana cuma segelintir sahaja yang pandai berbahasa Inggeris dengan baik.&amp;nbsp;&lt;/span&gt;&lt;br /&gt;&lt;span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif;"&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif;"&gt;&amp;nbsp;Setelah anda rasa "comfortable" dengan penjual anda, pastikan semasa "loading" barang-barang yang dijual pada anda harus berada di China semasa "loading" dijalankan.  Ini untuk memastikan barang yang dihantar sama seperti sampel.Adalah lebih penting anda berada di China apabila amaun pembelian agak besar kerana di China semua urusan pembelian adalah di dalam US Dollar.&amp;nbsp;&lt;/span&gt;&lt;br /&gt;&lt;span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif;"&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif;"&gt;Apabila anda sudah rasa comfortable dengan penjual anda barulah pembelian yang kedua atau ketiga atau seterusnya boleh dibeli atas dasar kepercayaan yang sudah terjalin. Anda harus teliti dengan pembelian barang-barang dari China terutamanya dari segi kualiti.&amp;nbsp;&lt;/span&gt;&lt;br /&gt;&lt;span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif;"&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif;"&gt;&amp;nbsp;Secara kesimpulannya anda harus berhati-hati dan pastikan anda sudah melawat penjual anda di China termasuk melihat kilang dan pejabat yang dimiliki atau diduduki sebelum anda membuat urusan jual beli dalam amaun yang besar.&lt;/span&gt;**********************************************************************************&lt;br /&gt;&amp;nbsp;A FACTORY owner was cheated when he bought goods worth almost RM500,000 from a website recently.Tan Chong Chew, 48, whose factory manufactures thermoplastic road marking material in Kota Damansara, said he ordered four containers of hydrocarbon resin for making road marking from three companies in China only to receive fake and inferior material.“My company has been importing this material from China for almost 10 years from one supplier. The usual supplier had to stop production for maintenance of the factory for a few months.&lt;br /&gt;&lt;br /&gt;“We cannot stop production as there is a demand here so we had to source from other suppliers,” he said.Tan said he had asked the companies to send specimens of the material before making the purchase.“The specimen they sent was genuine and we paid a 30% deposit to confirm the order and paid the rest once the goods were on board the ship.“When we received the product, they were not the material we ordered,” he said, adding that the material he received was inferior such as bitumen.&lt;br /&gt;&lt;br /&gt;Tan said after receiving all the goods, he tried to negotiate with the suppliers, however, the three companies denied sending the wrong product.“Two of the companies agreed to compensate assuring me they would deduct from future purchases and told me to place another order,” he said.Tan said he went to China twice to complain to the authorities only to find that the address given by the suppliers were non-existent.Segambut MP Lim Lip Eng, who accompanied the victim at the press conference, urged people to be more careful when buying products on the internet. “We have to always check with the relevant authorities and confirm whether it is a genuine supplier before making a purchase,” he said.“I will try to highlight this case to the Chinese embassy in Malaysia and the police,” he added. -&lt;br /&gt;&lt;br /&gt;The Star Monday 26th September 2011..&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/3673926143004215301-1505959276523307591?l=bayatech.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://bayatech.blogspot.com/feeds/1505959276523307591/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://bayatech.blogspot.com/2011/06/malaysia-airlines.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/3673926143004215301/posts/default/1505959276523307591'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/3673926143004215301/posts/default/1505959276523307591'/><link rel='alternate' type='text/html' href='http://bayatech.blogspot.com/2011/06/malaysia-airlines.html' title='Hati Hati Beli Barang dari China'/><author><name>Intai Intai Bisnes</name><uri>http://www.blogger.com/profile/12730769021432732558</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='32' height='28' src='http://2.bp.blogspot.com/_yxxHQFkLcgU/TU0_hBju1SI/AAAAAAAAAF0/aybEy1aKDCA/s220/fibercaricature.jpg'/></author><media:thumbnail xmlns:media='http://search.yahoo.com/mrss/' url='http://4.bp.blogspot.com/-Hqx9ZQx-7gU/To0RrXPB21I/AAAAAAAAAUw/XxF7ReIjbe0/s72-c/ChineseFlag.jpg' height='72' width='72'/><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-3673926143004215301.post-2964239370499943415</id><published>2011-06-25T01:00:00.000-07:00</published><updated>2011-06-25T01:11:18.343-07:00</updated><title type='text'>Sebutharga...</title><content type='html'>&lt;a href="http://1.bp.blogspot.com/-OH7PRoC3Tik/TgWWKRfEHFI/AAAAAAAAAUU/ZI5VKHWK3SQ/s1600/Quotation.jpg" onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}"&gt;&lt;img style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 217px; height: 232px;" src="http://1.bp.blogspot.com/-OH7PRoC3Tik/TgWWKRfEHFI/AAAAAAAAAUU/ZI5VKHWK3SQ/s400/Quotation.jpg" border="0" alt="" id="BLOGGER_PHOTO_ID_5622064813078486098" /&gt;&lt;/a&gt;&lt;br /&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Dalam proses anda berbisnes..&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Sudah pasti anda akan menghantar sebutharga...&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Tak kira samada yang swasta atau gomen..&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Anda kira top 3 dalam sebutharga anda..&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Anda dipanggil untuk "negotiate" harga..&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Anda quote untuk kerja-kerja sebanyak RM65,000.00&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Negotiate punya negotiate anda beri diskaun sehingga RM15,000.00&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Itu pun cuma kos perkhidmatan saja..&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Anda balik tersenyum..&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Kerana anda pasti kerja-kerja tersebut dalam tangan anda..&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Esok pagi anda diberitahu ada PO sudah masuk..&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Anda bekejar ke pejabat nak tengok PO..&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Yes.. PO dah masuk ...&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Tapi kenapa harga RM65,000.00????&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Anda tertanya-tanya..&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Anda pun call yang buat PO..&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Boss.. kenapa RM65,000?&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Bukan RM50,000 ?&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Yang tukang buat PO kata ...&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Ya. Betul la tu.. RM65,000...&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;You sudah setuju beri diskaun RM15,000&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Itu RM15,000 saya punya maaaaaaaa....&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Anda terkedu..&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Kalau lah anda tahu..&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Anda beri sikit je diskaun..&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Ha ha ha ha..&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Anda ingat anda smart?&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Depa lagi smart dari anda......&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/3673926143004215301-2964239370499943415?l=bayatech.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://bayatech.blogspot.com/feeds/2964239370499943415/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://bayatech.blogspot.com/2011/06/sebutharga.html#comment-form' title='1 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/3673926143004215301/posts/default/2964239370499943415'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/3673926143004215301/posts/default/2964239370499943415'/><link rel='alternate' type='text/html' href='http://bayatech.blogspot.com/2011/06/sebutharga.html' title='Sebutharga...'/><author><name>Intai Intai Bisnes</name><uri>http://www.blogger.com/profile/12730769021432732558</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='32' height='28' src='http://2.bp.blogspot.com/_yxxHQFkLcgU/TU0_hBju1SI/AAAAAAAAAF0/aybEy1aKDCA/s220/fibercaricature.jpg'/></author><media:thumbnail xmlns:media='http://search.yahoo.com/mrss/' url='http://1.bp.blogspot.com/-OH7PRoC3Tik/TgWWKRfEHFI/AAAAAAAAAUU/ZI5VKHWK3SQ/s72-c/Quotation.jpg' height='72' width='72'/><thr:total>1</thr:total></entry><entry><id>tag:blogger.com,1999:blog-3673926143004215301.post-3486858613287363947</id><published>2011-06-24T18:18:00.000-07:00</published><updated>2011-06-24T21:21:08.591-07:00</updated><title type='text'>Technical Know How VS Technical Know Who</title><content type='html'>&lt;a href="http://3.bp.blogspot.com/-1tg3GwujZoo/TgU31Jo3Z6I/AAAAAAAAAUM/bMQd8nqxanc/s1600/LRTTransparent.jpg" onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}"&gt;&lt;img style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 115px; height: 400px;" src="http://3.bp.blogspot.com/-1tg3GwujZoo/TgU31Jo3Z6I/AAAAAAAAAUM/bMQd8nqxanc/s400/LRTTransparent.jpg" border="0" alt="" id="BLOGGER_PHOTO_ID_5621961096101848994" /&gt;&lt;/a&gt;Transparency International Malaysia (TI-M) sudah isu press statement..&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Katanya amat penting penganugerahan kontrak kerajaan dibuat secara telus..&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Kontrak yang mana satu tu?&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Kontrak dari Prasarana Negara Berhad untuk extension LRT di Kelana Jaya  RM 675 juta..&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Prasarana Negara Berhad anugerah kontrak pada Konsortium CCU..&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;CCU - CMC Engineering + Colas + Uniway Konsortium..&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Apa sudah jadi?&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Ikut kata TI-M, dari segi technical evaluation, favored  pada syarikat ABC..&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Tetapi bila keluar surat anugerah, yang dapat syarikat DEF pulak..&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Tetapi kita tidak pula dinyatakan oleh TI-M..&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Apakah yang dimaksudkan sebagai telus?&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Haruskah proses technical evaluation dan commercial evaluation di beritahu pada orang ramai?&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Syarikat apa yang dapat markah tinggi dari segi technical evaluation?&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Syarikat apa yang dapat markah tinggi dari segi commercial evaluation?&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Kalau Syarikat ABC technical evaluation markahnya terbaik dan dari komersil mungkin mahal gila.. apa nak buat?&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Kalau Syarikat DEF hantar harga paling murah dan ala kadar comply pada technical evaluation , macamana pula proses seterusnya?&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Tapi macamana pula kalu technical evaluation tak sebegitu baik tapi dapat jugak surat anugerah.. &lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Ini lah yang dinamakan Technical Know How dan Technical Know Who..&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Mungkin kalau ada Technical Know How tetapi tidak ada Technical Know Who mungkin syarikat buang masa hantar tender..&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Mungkin yang terbaik kalau Technical Know How dan Technical Know Who di gembeling dan diuli sampai sebati..&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Kurang pasti apa yang terjadi pada Konsortium CCU..&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Hanya Prasarana je yang tahu..&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Tapi Prasarana pun ada boss jugak..&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Isshhh.. panjang cerita ni..&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;&lt;div&gt;&lt;br /&gt;&lt;br /&gt;&lt;/div&gt;&lt;/div&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/3673926143004215301-3486858613287363947?l=bayatech.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://bayatech.blogspot.com/feeds/3486858613287363947/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://bayatech.blogspot.com/2011/06/technical-know-how-vs-technical-know.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/3673926143004215301/posts/default/3486858613287363947'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/3673926143004215301/posts/default/3486858613287363947'/><link rel='alternate' type='text/html' href='http://bayatech.blogspot.com/2011/06/technical-know-how-vs-technical-know.html' title='Technical Know How VS Technical Know Who'/><author><name>Intai Intai Bisnes</name><uri>http://www.blogger.com/profile/12730769021432732558</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='32' height='28' src='http://2.bp.blogspot.com/_yxxHQFkLcgU/TU0_hBju1SI/AAAAAAAAAF0/aybEy1aKDCA/s220/fibercaricature.jpg'/></author><media:thumbnail xmlns:media='http://search.yahoo.com/mrss/' url='http://3.bp.blogspot.com/-1tg3GwujZoo/TgU31Jo3Z6I/AAAAAAAAAUM/bMQd8nqxanc/s72-c/LRTTransparent.jpg' height='72' width='72'/><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-3673926143004215301.post-2472909595694081465</id><published>2011-06-24T08:54:00.000-07:00</published><updated>2011-06-24T09:10:37.827-07:00</updated><title type='text'>Projek Kerajaan</title><content type='html'>&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;a href="http://4.bp.blogspot.com/-H3bo7Kp-x5I/TgSzcI9VjMI/AAAAAAAAAUE/f_R-upcTdu8/s1600/scan0014.jpg" onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}"&gt;&lt;img style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 400px; height: 274px;" src="http://4.bp.blogspot.com/-H3bo7Kp-x5I/TgSzcI9VjMI/AAAAAAAAAUE/f_R-upcTdu8/s400/scan0014.jpg" border="0" alt="" id="BLOGGER_PHOTO_ID_5621815530887679170" /&gt;&lt;/a&gt;&lt;br /&gt;&lt;div&gt;Kontraktor Melayu diingatkan jangan terlalu bergantung pada kerajaan..&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Kontraktor Melayu kena "smart" cari pelbagai lubang jenis perniagaan..&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Umpamanya  Pertanian, Petroleum dan Gas, Information Technology dan Multimeda..&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Tapi kalu Petroleum &amp;amp; Gas.. Petronas yang pegang.. Kerajaan juga yang punya..&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Macamana kontraktor nak cari makan...&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Kalu kerajaan isu tender-tender yang besar-besar.&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Yang beli tender majoriti GLCs (Government Linked Company)..&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Bukankah sepatutnya GLC ni create opportunities untuk kontraktor..&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Bukannya compete dengan kontraktor..&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Andai kata kontraktor Melayu yang dapat tender jutaan..&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Nak kerja dapat untung senang kontraktor Melayu main ali baba je..&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Tak payah keluar duit pun..&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Cuma guna air liur je..&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Serah semua pada si Ali Baba..&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Ali Baba will take care of everthing..&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Dari financing sehinggalah beli material pembinaan..&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Kontraktor Melayu cuma perlu pergi meeting jee..&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Bila Menteri datang lawat site barulah si Melayu muncul tiba tiba..&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Kalau tak , nak tengok 1 Melayu kat site pun susah..&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Semuanya si Ali Baba yang kontrol...&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Siapa yang untung?&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Yang untung banyak si Ali Baba...&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Sebab semua kaum kerabat dapat merasa limpahan rezeki..&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Yang Melayu untung apa?&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Untung pun banyak juga..&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Tapi masalahnya 1 Melayu  je yang untung..&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Melayu yang lain.. tak merasa apa-apa pun..&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Bila lah Melayu nak berkembang..&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/3673926143004215301-2472909595694081465?l=bayatech.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://bayatech.blogspot.com/feeds/2472909595694081465/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://bayatech.blogspot.com/2011/06/projek-kerajaan.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/3673926143004215301/posts/default/2472909595694081465'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/3673926143004215301/posts/default/2472909595694081465'/><link rel='alternate' type='text/html' href='http://bayatech.blogspot.com/2011/06/projek-kerajaan.html' title='Projek Kerajaan'/><author><name>Intai Intai Bisnes</name><uri>http://www.blogger.com/profile/12730769021432732558</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='32' height='28' src='http://2.bp.blogspot.com/_yxxHQFkLcgU/TU0_hBju1SI/AAAAAAAAAF0/aybEy1aKDCA/s220/fibercaricature.jpg'/></author><media:thumbnail xmlns:media='http://search.yahoo.com/mrss/' url='http://4.bp.blogspot.com/-H3bo7Kp-x5I/TgSzcI9VjMI/AAAAAAAAAUE/f_R-upcTdu8/s72-c/scan0014.jpg' height='72' width='72'/><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-3673926143004215301.post-8822088761895853609</id><published>2011-06-24T08:31:00.001-07:00</published><updated>2011-06-24T08:51:35.670-07:00</updated><title type='text'>Keretapi Laju</title><content type='html'>&lt;a href="http://2.bp.blogspot.com/-7MKvXKqbnUU/TgSuIuoFjnI/AAAAAAAAAT8/DWwnPKBCd6I/s1600/keretapilaju.jpg" onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}"&gt;&lt;img style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 351px; height: 400px;" src="http://2.bp.blogspot.com/-7MKvXKqbnUU/TgSuIuoFjnI/AAAAAAAAAT8/DWwnPKBCd6I/s400/keretapilaju.jpg" border="0" alt="" id="BLOGGER_PHOTO_ID_5621809699843575410" /&gt;&lt;/a&gt;&lt;br /&gt;&lt;span&gt;&lt;span&gt;&lt;/span&gt;&lt;/span&gt;&lt;div&gt;Baru-baru ini China melancarkan keretapi paling laju di dunia..&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Berkeupayaan untuk bergerak selaju 380km sejam..&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Untuk keselamatan penumpang, keretapi laju China ini cuma dibenarkan bergerak selaju 300km sejam sahaja..&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Andai kata keretapi laju ini ujud di Malaysia..&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Kalau kita travel dari KL ke Johor Baru umpamanya..&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Perjalanan hanya kira-kira 1 jam sahaja...&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Kalau dari KL ke Penang mungkin 1 jam juga..&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Jadi yang tinggal di Johor Baru atau Penang boleh bekerja di Kuala Lumpur ...&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Kalau tinggal di Kuala Lumpur pun, dari rumah nak ke tempat kerja mungkin mengambil masa selama 90 minit untuk sampai ke tempat kerja..&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Ada kalanya kalu jam teruk mungkin 3 jam baru sampai rumah..&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Kalu naik kapalterbang dari KL ke Kuching pun dah selamat sampai..&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Kalau adanya keretapi laju di Malaysia...&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Bolehlah breakfast di Penang jam 1o pagi..&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Lunch di Kuala Lumpur..&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Makan malam di Johor Bahru...&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Bila nak tidor, bolehlah balik semula ke Penang..&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Tapi sayang..&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Buat masa sekarang projek keretapi landasan berkembar  dari Padang Besar Ke Johor..&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Keretapi cuma boleh lari 120km paling maksimum..&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Itu pun landasan berkembar dari Rawang ke Ipoh..&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Ambil masa hampir 7 tahun baru nak siap...&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Bila agaknya dari Ipoh ke Padang Besar nak siap..&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Bila agaknya dari Seremban ke Gemas nak siap..&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Ikut pelan pembinaan memang cantikk..&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;2015 semuanya dah siapp..&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Tapi projek keretapi di Malaysia  mana pernah ada siap on-time..&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Kalau depa claim siap on time..&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Itu pun sebab "projek finish date" sudah dibawa kedepan beberapa kali..&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Macam-macam alasan diberi kenapa "projek finish date" di pospon berkali kali..&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Akhir sekali yang empunya projek yang bersalah..&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Main contractor tepuk tangan sambil tersenyum lebar..&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Sebab akhirnya depa boleh claim "late delivery date" penalty..&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Paling tidak pun..  VO (Variation Order)&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Itu yang kontraktor dok cari...&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Asal quote memang rendah..&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Tapi VO punya pasal..&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Kontraktor rasa legaaaaaa....&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Itu orang kata..&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Entah betul entah tidak..&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Tanyalah main contractor..&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/3673926143004215301-8822088761895853609?l=bayatech.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://bayatech.blogspot.com/feeds/8822088761895853609/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://bayatech.blogspot.com/2011/06/keretapi-laju.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/3673926143004215301/posts/default/8822088761895853609'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/3673926143004215301/posts/default/8822088761895853609'/><link rel='alternate' type='text/html' href='http://bayatech.blogspot.com/2011/06/keretapi-laju.html' title='Keretapi Laju'/><author><name>Intai Intai Bisnes</name><uri>http://www.blogger.com/profile/12730769021432732558</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='32' height='28' src='http://2.bp.blogspot.com/_yxxHQFkLcgU/TU0_hBju1SI/AAAAAAAAAF0/aybEy1aKDCA/s220/fibercaricature.jpg'/></author><media:thumbnail xmlns:media='http://search.yahoo.com/mrss/' url='http://2.bp.blogspot.com/-7MKvXKqbnUU/TgSuIuoFjnI/AAAAAAAAAT8/DWwnPKBCd6I/s72-c/keretapilaju.jpg' height='72' width='72'/><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-3673926143004215301.post-3490200783801674683</id><published>2011-06-14T08:06:00.000-07:00</published><updated>2011-06-14T08:18:58.349-07:00</updated><title type='text'>Kaedah Terbaru Menyamun..</title><content type='html'>&lt;a href="http://2.bp.blogspot.com/-wfmPAWv0FYQ/Tfd5dsn-6HI/AAAAAAAAATk/qBIfYzI6ajw/s1600/scan0001.jpg" onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}"&gt;&lt;img style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 362px; height: 400px;" src="http://2.bp.blogspot.com/-wfmPAWv0FYQ/Tfd5dsn-6HI/AAAAAAAAATk/qBIfYzI6ajw/s400/scan0001.jpg" border="0" alt="" id="BLOGGER_PHOTO_ID_5618092611270010994" /&gt;&lt;/a&gt;&lt;span class="Apple-style-span"  &gt;&lt;br /&gt;&lt;/span&gt;&lt;div&gt;&lt;span class="Apple-style-span"  &gt;Kaedah Terbaru Menyamun.. dari akhbar The Star..&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span"  &gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span"  &gt;Penyamun ini agak canggih operasinya..&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span"  &gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span"  &gt;Siap dengan mobile phone yang terkini..&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span"  &gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span"  &gt;Yang dilengkapi dengan mobile broadband..&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span"  &gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span"  &gt;Apa yang dilakukan mereka?&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span"  &gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span"  &gt;Menyamar jadi customer ..&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span"  &gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span"  &gt;Konon-kononnya dok tunggu nombor Q..&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span"  &gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span"  &gt;Tapi yang sebenar nya penyamun jadi pemerhati..&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span"  &gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span"  &gt;Penyamun ni dok perhati sapa yang dok keluar TUNAI jumlah yang besar...&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span"  &gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span"  &gt;Confirm duit banyak.. maka orang yang mengeluarkan duit akan diambil gambar..&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span"  &gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span"  &gt;Gambar dihantar melalui mobile broadband ke kekawan penyamun yang dok tunggu di luar bank..&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span"  &gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span"  &gt;Kekawan penyamun yang dok kat luar dok target orang yg dalam gambar...&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span"  &gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span"  &gt;Confirm orangnya sama depa pun ikut orang tu dari belakang..&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span"  &gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span"  &gt;Tak kiralah berjalan kaki atau naik kereta..&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span"  &gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span"  &gt;Sampai masa &amp;amp; tempat yang sesuai..&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span"  &gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span"  &gt;Penyamun menahan orang yang dok keluar Tunai banyak..&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span"  &gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span"  &gt;Apa lagi..&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span"  &gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span"  &gt;Samun menyamun mula berlaku...&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span"  &gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span"  &gt;Wang yang dikeluar nak bayar gaji pekerja habis hilang..&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span"  &gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span"  &gt;Penyamun senyum lebar..&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span"  &gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span"  &gt;Pekerja hilang senyuman..&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span"  &gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span"  &gt;Majikan tepuk dahi...&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/3673926143004215301-3490200783801674683?l=bayatech.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://bayatech.blogspot.com/feeds/3490200783801674683/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://bayatech.blogspot.com/2011/06/kaedah-terbaru-menyamun.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/3673926143004215301/posts/default/3490200783801674683'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/3673926143004215301/posts/default/3490200783801674683'/><link rel='alternate' type='text/html' href='http://bayatech.blogspot.com/2011/06/kaedah-terbaru-menyamun.html' title='Kaedah Terbaru Menyamun..'/><author><name>Intai Intai Bisnes</name><uri>http://www.blogger.com/profile/12730769021432732558</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='32' height='28' src='http://2.bp.blogspot.com/_yxxHQFkLcgU/TU0_hBju1SI/AAAAAAAAAF0/aybEy1aKDCA/s220/fibercaricature.jpg'/></author><media:thumbnail xmlns:media='http://search.yahoo.com/mrss/' url='http://2.bp.blogspot.com/-wfmPAWv0FYQ/Tfd5dsn-6HI/AAAAAAAAATk/qBIfYzI6ajw/s72-c/scan0001.jpg' height='72' width='72'/><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-3673926143004215301.post-5146220358221523981</id><published>2011-06-12T17:51:00.000-07:00</published><updated>2011-06-12T18:39:34.325-07:00</updated><title type='text'>Practical Students - Masalah Dgn Penulisan</title><content type='html'>&lt;a href="http://2.bp.blogspot.com/-HI_q0wbfP1o/TfVpzOVaqEI/AAAAAAAAAS8/0JNupG8TLNM/s1600/Penulisan.jpg" onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}"&gt;&lt;img style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 174px; height: 240px;" src="http://2.bp.blogspot.com/-HI_q0wbfP1o/TfVpzOVaqEI/AAAAAAAAAS8/0JNupG8TLNM/s400/Penulisan.jpg" border="0" alt="" id="BLOGGER_PHOTO_ID_5617512438956730434" /&gt;&lt;/a&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span"&gt;Tidak dinafikan ada sesetengah pelajar latihan industri yang bagus bagus. &lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span"&gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span"&gt;Mereka-mereka ini lah yang mempunyai sikap ingin tahu...&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span"&gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span"&gt;Tapi sesetengah anggap diri mereka sebagai kuli majikan..&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span"&gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span"&gt;Mereka anggap majikan membuli mereka untuk pulangan elaun yang sedikit..&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span"&gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span"&gt;Tapi mereka ini majoriti ada masalah dari segi penulisan..&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span"&gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span"&gt;Terutama sekali membuat laporan harian..&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span"&gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span"&gt;Agak sukar bagi mereka merencana perjalanan harian aktivi mereka..&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span"&gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span"&gt;Katanya sudah belajar cara menulis laporan di universiti atau kolej..&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span"&gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span"&gt;Tapi kenapa masih lagi ada masalah dari segi penulisan..&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span"&gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span"&gt;Laporan harian hanya  memerlukan masalah pelanggan..&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span"&gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span"&gt;Apakah yang di komplen oleh pelanggan..&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span"&gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span"&gt;Apakah solusinya?&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span"&gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span"&gt;Apakah peralatan dan perkakasan yang diperlukan untuk menyelesaikan masalah..&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span"&gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span"&gt;Itu pun sukar nak diluahkan dalam bentuk penulisan..&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span"&gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span"&gt;Pelajar latihan industri ingatkan majikan tak akan baca laporan bertulis..&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span"&gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span"&gt;Mereka mulalah menulis yang merepek..&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span"&gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span"&gt;Akhirnya apa yang mereka tulis pada bahagian rumusan ?&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span"&gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span" &gt;&lt;b&gt;&lt;i&gt;"Berhati-hati di jalanraya.. Ingatlah orang yang tersayang".....&lt;/i&gt;&lt;/b&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span"&gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span"&gt;Baguslah tuu...&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span"&gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span"&gt;Selamat Maju Jaya...&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/3673926143004215301-5146220358221523981?l=bayatech.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://bayatech.blogspot.com/feeds/5146220358221523981/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://bayatech.blogspot.com/2011/06/practical-students-masalah-dgn.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/3673926143004215301/posts/default/5146220358221523981'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/3673926143004215301/posts/default/5146220358221523981'/><link rel='alternate' type='text/html' href='http://bayatech.blogspot.com/2011/06/practical-students-masalah-dgn.html' title='Practical Students - Masalah Dgn Penulisan'/><author><name>Intai Intai Bisnes</name><uri>http://www.blogger.com/profile/12730769021432732558</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='32' height='28' src='http://2.bp.blogspot.com/_yxxHQFkLcgU/TU0_hBju1SI/AAAAAAAAAF0/aybEy1aKDCA/s220/fibercaricature.jpg'/></author><media:thumbnail xmlns:media='http://search.yahoo.com/mrss/' url='http://2.bp.blogspot.com/-HI_q0wbfP1o/TfVpzOVaqEI/AAAAAAAAAS8/0JNupG8TLNM/s72-c/Penulisan.jpg' height='72' width='72'/><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-3673926143004215301.post-5751212093138818424</id><published>2011-06-10T23:27:00.000-07:00</published><updated>2011-06-10T23:53:13.691-07:00</updated><title type='text'>Practical Students - Cost Savings untuk Majikan</title><content type='html'>&lt;a href="http://2.bp.blogspot.com/-c6XxilPL6Gs/TfMNPfVDc2I/AAAAAAAAAS0/EXxO9os6Iyg/s1600/LATIHAN%2BINDUSTRI.jpg" onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}"&gt;&lt;img style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 280px; height: 80px;" src="http://2.bp.blogspot.com/-c6XxilPL6Gs/TfMNPfVDc2I/AAAAAAAAAS0/EXxO9os6Iyg/s400/LATIHAN%2BINDUSTRI.jpg" border="0" alt="" id="BLOGGER_PHOTO_ID_5616847720020144994" /&gt;&lt;/a&gt;&lt;br /&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span"  &gt;Ada beberapa buah universiti dan kolej di Malaysia yang mengkehendaki samada para pelajar Diploma atau Ijazah tahun akhir menjalani latihan industri. &lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span"  &gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span"  &gt;Tujuannya agar latihan industri dapat mendedahkan para pelajar kepada situasi pekerjaan yang sebenar agar mereka tidak mendapat kejutan budaya ketika bekerja.&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span"  &gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span"  &gt;Ada sesetengah universiti atau kolej mewajibkan para pelajar mereka menjalani latihan industri ini dalam tempuh 3 bulan atau 6 bulan.&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span"  &gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span"  &gt;Sesetengah universiti atau kolej menyediakan buku laporan harian iaitu buku dimana setiap harian aktiviti pelajar mereka akan dicatit oleh pelajar berkenaan.&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span"  &gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span"  &gt;Ada juga sesetengah universiti mahupun kolej meminta para pelajar menyediakan laporan lengkap atau seperti thesis mengenai latihan industri mereka yang merangkumi jadual harian bekerja, aktitivi harian yang mereka lakukan dan sebagainya...&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span"  &gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span"  &gt;Pengambilan pelajar industri ini juga salah satu cara untuk majikan mengambil para pekerja pada kos yang rendah.&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span"  &gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span"  &gt;Umpamanya majikan boleh mengambil sehingga 5 orang pelajar industri untuk tujuan kerja-kerja di tapak pembinaan umpamanya jika majikan di bidang fiber optics, maka para pelajar industri tersebut akan membuat sendiri kerja-kerja penyambungan fiber optics, penyeliaan fiber optics dan pengtauliahan kerja-kerja fiber optics.&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span"  &gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span"  &gt;Konsep ini adalah lebih kurang 2 dalam 1 di mana para pelajar latihan mendapat ilmu percuma dan majikan dapat menjimatkan kos..&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span"  &gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span"  &gt;Masalahnya timbul bila para pelajar latihan industri ini menganggap diri mereka seolah-olah mempunyai pengalaman bekerja puluhan tahun hanya berdasarkan pada sekeping kertas yang belum lagi kepunyaan mereka.&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span"  &gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span"  &gt;Ada yang menganggap mereka harus dibayar gaji pada harga pasaran. &lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span"  &gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span"  &gt;Bayangkan pelajar latihan industri yang belum tamat pembelajaran mereka&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span"  &gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span"  &gt;Yang masih lagi mempunyai ZERO pengalaman bekerja&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span"  &gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span"  &gt;Sudah demand harga pasaran untuk mereka menyertai latihan industri...&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span"  &gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span"  &gt;Seolah olah majikan jika hendak memberi mereka-mereka ini ilmu dan tempat latihan industri..&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span"  &gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span"  &gt;Harus memberi upah pada mereka terlebih dahulu...&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span"  &gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span"  &gt;Ada sesetengah majikan sudah bersetuju memberi tempat latihan praktikal pada si Mamat..&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span"  &gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span"  &gt;Mamat akan talipon majikan terlebih dahulu,..&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span"  &gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span"  &gt;Ingatkan nak ucap terima kasih..&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span"  &gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span"  &gt;Ingatkan nak tanya apakah kerja-kerja yang bakal dilakukan..&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span"  &gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span"  &gt;Rupa-rupanya lebih minat nak tahu berapa gaji yang dia bakal dapat..&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span"  &gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span"  &gt;Alahai...&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span"  &gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span"  &gt;Kita yang nak beri ilmu kat dia...&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span"  &gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span"  &gt;Rupa-rupanya kita kena bayar kat dia...&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span"  &gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span"  &gt;Kalu macam tu adik adik sekelian...&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span"  &gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span"  &gt;Carilah majikan yang lain...&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/3673926143004215301-5751212093138818424?l=bayatech.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://bayatech.blogspot.com/feeds/5751212093138818424/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://bayatech.blogspot.com/2011/06/practical-students-cost-savings-untuk.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/3673926143004215301/posts/default/5751212093138818424'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/3673926143004215301/posts/default/5751212093138818424'/><link rel='alternate' type='text/html' href='http://bayatech.blogspot.com/2011/06/practical-students-cost-savings-untuk.html' title='Practical Students - Cost Savings untuk Majikan'/><author><name>Intai Intai Bisnes</name><uri>http://www.blogger.com/profile/12730769021432732558</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='32' height='28' src='http://2.bp.blogspot.com/_yxxHQFkLcgU/TU0_hBju1SI/AAAAAAAAAF0/aybEy1aKDCA/s220/fibercaricature.jpg'/></author><media:thumbnail xmlns:media='http://search.yahoo.com/mrss/' url='http://2.bp.blogspot.com/-c6XxilPL6Gs/TfMNPfVDc2I/AAAAAAAAAS0/EXxO9os6Iyg/s72-c/LATIHAN%2BINDUSTRI.jpg' height='72' width='72'/><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-3673926143004215301.post-3482458564502075812</id><published>2011-06-10T16:47:00.000-07:00</published><updated>2011-06-10T17:07:19.183-07:00</updated><title type='text'>Top Ten Business &amp; Bottom Ten Business</title><content type='html'>&lt;a href="http://1.bp.blogspot.com/-9JpkDo2bK7Q/TfKxnQNfCWI/AAAAAAAAASs/touPHjLHQ_4/s1600/Top10.jpg" onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}"&gt;&lt;img style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 259px; height: 194px;" src="http://1.bp.blogspot.com/-9JpkDo2bK7Q/TfKxnQNfCWI/AAAAAAAAASs/touPHjLHQ_4/s400/Top10.jpg" border="0" alt="" id="BLOGGER_PHOTO_ID_5616746973208971618" /&gt;&lt;/a&gt;&lt;div style="text-align: left;"&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Orang orang kat US suka buat kajian.&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Dari kajian ini mereka bertindak samada ke depan atau ke belakang.&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Tapi kat Malaysia jarang jarang orang-orang yang cerdik pandai ni buat kajian&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Kajian US mengenai Top Ten Business dan mempunyai  masa depan yang cerah&lt;/div&gt;&lt;div&gt;&lt;div class="article story" style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 11px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; "&gt;&lt;div class="articlePage" style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; "&gt;&lt;p style="margin-top: 0px; margin-right: 8px; margin-bottom: 1em; margin-left: 8px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; display: block; "&gt;&lt;span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif; font-size: 10px; line-height: 10px; "&gt;&lt;/span&gt;&lt;/p&gt;&lt;div class="article story" style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 11px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; font-size: 1em; "&gt;&lt;div class="articlePage" style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; font-size: 1em; "&gt;&lt;p style="margin-top: 0px; margin-right: 8px; margin-bottom: 1em; margin-left: 8px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; font-family: Arial, Helvetica, sans-serif; font-size: 1.3em; line-height: 1.5em; display: block; "&gt;The full list is below:&lt;/p&gt;&lt;table id="mySortableTable" class="sortable" border="1" cellspacing="0" cellpadding="1" width="90%" align="center" style="border-collapse: separate; -webkit-border-horizontal-spacing: 0px; -webkit-border-vertical-spacing: 0px; font-size: 1em; margin-top: 0px; margin-right: 8px; margin-bottom: 8px; margin-left: 8px; font-family: 'arial font-size'; border-top-width: 1px; border-right-width: 1px; border-bottom-width: 1px; border-left-width: 1px; border-top-style: solid; border-right-style: solid; border-bottom-style: solid; border-left-style: solid; border-top-color: rgb(113, 148, 186); border-right-color: rgb(113, 148, 186); border-bottom-color: rgb(113, 148, 186); border-left-color: rgb(113, 148, 186); "&gt;&lt;tbody&gt;&lt;tr&gt;&lt;td class="header" width="100" align="left" valign="bottom" style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 8px; padding-right: 8px; padding-bottom: 8px; padding-left: 8px; font-size: 1.2em; "&gt;&lt;strong style="font-style: normal; font-weight: bold; "&gt;Sector&lt;/strong&gt;&lt;/td&gt;&lt;td class="header2" width="100" align="left" valign="bottom" style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 8px; padding-right: 8px; padding-bottom: 8px; padding-left: 8px; font-size: 1.2em; "&gt;&lt;strong style="font-style: normal; font-weight: bold; "&gt;Revenue 2010 (in millions)&lt;/strong&gt;&lt;/td&gt;&lt;td class="header2" width="100" align="left" valign="bottom" style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 8px; padding-right: 8px; padding-bottom: 8px; padding-left: 8px; font-size: 1.2em; "&gt;&lt;strong style="font-style: normal; font-weight: bold; "&gt;Growth 2000-2010&lt;/strong&gt;&lt;/td&gt;&lt;td class="header2" width="100" align="left" valign="bottom" style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 8px; padding-right: 8px; padding-bottom: 8px; padding-left: 8px; font-size: 1.2em; "&gt;&lt;strong style="font-style: normal; font-weight: bold; "&gt;Forecast Growth 2010-2016&lt;/strong&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 8px; padding-right: 8px; padding-bottom: 8px; padding-left: 8px; font-size: 1.2em; "&gt;Voice Over Internet Protocol Providers (VoIP)&lt;/td&gt;&lt;td style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 8px; padding-right: 8px; padding-bottom: 8px; padding-left: 8px; font-size: 1.2em; "&gt;$12,498&lt;/td&gt;&lt;td style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 8px; padding-right: 8px; padding-bottom: 8px; padding-left: 8px; font-size: 1.2em; "&gt;194%&lt;/td&gt;&lt;td style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 8px; padding-right: 8px; padding-bottom: 8px; padding-left: 8px; font-size: 1.2em; "&gt;17.4%&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 8px; padding-right: 8px; padding-bottom: 8px; padding-left: 8px; font-size: 1.2em; "&gt;Wind Power&lt;/td&gt;&lt;td style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 8px; padding-right: 8px; padding-bottom: 8px; padding-left: 8px; font-size: 1.2em; "&gt;$3,388&lt;/td&gt;&lt;td style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 8px; padding-right: 8px; padding-bottom: 8px; padding-left: 8px; font-size: 1.2em; "&gt;16.9%&lt;/td&gt;&lt;td style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 8px; padding-right: 8px; padding-bottom: 8px; padding-left: 8px; font-size: 1.2em; "&gt;11.2%&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 8px; padding-right: 8px; padding-bottom: 8px; padding-left: 8px; font-size: 1.2em; "&gt;E-Commerce &amp;amp; Online Auctions&lt;/td&gt;&lt;td style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 8px; padding-right: 8px; padding-bottom: 8px; padding-left: 8px; font-size: 1.2em; "&gt;$95,005&lt;/td&gt;&lt;td style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 8px; padding-right: 8px; padding-bottom: 8px; padding-left: 8px; font-size: 1.2em; "&gt;12.2%&lt;/td&gt;&lt;td style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 8px; padding-right: 8px; padding-bottom: 8px; padding-left: 8px; font-size: 1.2em; "&gt;9.4%&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 8px; padding-right: 8px; padding-bottom: 8px; padding-left: 8px; font-size: 1.2em; "&gt;Environmental Consulting&lt;/td&gt;&lt;td style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 8px; padding-right: 8px; padding-bottom: 8px; padding-left: 8px; font-size: 1.2em; "&gt;$18,153&lt;/td&gt;&lt;td style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 8px; padding-right: 8px; padding-bottom: 8px; padding-left: 8px; font-size: 1.2em; "&gt;7.7%&lt;/td&gt;&lt;td style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 8px; padding-right: 8px; padding-bottom: 8px; padding-left: 8px; font-size: 1.2em; "&gt;9.4%&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 8px; padding-right: 8px; padding-bottom: 8px; padding-left: 8px; font-size: 1.2em; "&gt;Biotechnology&lt;/td&gt;&lt;td style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 8px; padding-right: 8px; padding-bottom: 8px; padding-left: 8px; font-size: 1.2em; "&gt;$86,971&lt;/td&gt;&lt;td style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 8px; padding-right: 8px; padding-bottom: 8px; padding-left: 8px; font-size: 1.2em; "&gt;11%&lt;/td&gt;&lt;td style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 8px; padding-right: 8px; padding-bottom: 8px; padding-left: 8px; font-size: 1.2em; "&gt;9.6%&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 8px; padding-right: 8px; padding-bottom: 8px; padding-left: 8px; font-size: 1.2em; "&gt;Video Games&lt;/td&gt;&lt;td style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 8px; padding-right: 8px; padding-bottom: 8px; padding-left: 8px; font-size: 1.2em; "&gt;$38,622&lt;/td&gt;&lt;td style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 8px; padding-right: 8px; padding-bottom: 8px; padding-left: 8px; font-size: 1.2em; "&gt;6.2%&lt;/td&gt;&lt;td style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 8px; padding-right: 8px; padding-bottom: 8px; padding-left: 8px; font-size: 1.2em; "&gt;8.3%&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 8px; padding-right: 8px; padding-bottom: 8px; padding-left: 8px; font-size: 1.2em; "&gt;Solar Power&lt;/td&gt;&lt;td style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 8px; padding-right: 8px; padding-bottom: 8px; padding-left: 8px; font-size: 1.2em; "&gt;$69&lt;/td&gt;&lt;td style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 8px; padding-right: 8px; padding-bottom: 8px; padding-left: 8px; font-size: 1.2em; "&gt;2.7%&lt;/td&gt;&lt;td style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 8px; padding-right: 8px; padding-bottom: 8px; padding-left: 8px; font-size: 1.2em; "&gt;7.9%&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 8px; padding-right: 8px; padding-bottom: 8px; padding-left: 8px; font-size: 1.2em; "&gt;Third-Party Administrators &amp;amp; Insurance Claims Adjusters&lt;/td&gt;&lt;td style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 8px; padding-right: 8px; padding-bottom: 8px; padding-left: 8px; font-size: 1.2em; "&gt;$57,530&lt;/td&gt;&lt;td style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 8px; padding-right: 8px; padding-bottom: 8px; padding-left: 8px; font-size: 1.2em; "&gt;6.9%&lt;/td&gt;&lt;td style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 8px; padding-right: 8px; padding-bottom: 8px; padding-left: 8px; font-size: 1.2em; "&gt;7.7%&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 8px; padding-right: 8px; padding-bottom: 8px; padding-left: 8px; font-size: 1.2em; "&gt;Correctional Facilities&lt;/td&gt;&lt;td style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 8px; padding-right: 8px; padding-bottom: 8px; padding-left: 8px; font-size: 1.2em; "&gt;$34,373&lt;/td&gt;&lt;td style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 8px; padding-right: 8px; padding-bottom: 8px; padding-left: 8px; font-size: 1.2em; "&gt;9.1%&lt;/td&gt;&lt;td style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 8px; padding-right: 8px; padding-bottom: 8px; padding-left: 8px; font-size: 1.2em; "&gt;7.5%&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 8px; padding-right: 8px; padding-bottom: 8px; padding-left: 8px; font-size: 1.2em; "&gt;Internet Publishing &amp;amp; Broadcasting&lt;/td&gt;&lt;td style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 8px; padding-right: 8px; padding-bottom: 8px; padding-left: 8px; font-size: 1.2em; "&gt;$32,573&lt;/td&gt;&lt;td style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 8px; padding-right: 8px; padding-bottom: 8px; padding-left: 8px; font-size: 1.2em; "&gt;25.2%&lt;/td&gt;&lt;td style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 8px; padding-right: 8px; padding-bottom: 8px; padding-left: 8px; font-size: 1.2em; "&gt;6.8%&lt;/td&gt;&lt;/tr&gt;&lt;/tbody&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;ul class="blognav blogpostnav" style="margin-top: 0px; margin-right: 0px; margin-bottom: 21px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; list-style-type: none; list-style-position: initial; list-style-image: initial; display: block; height: 47px; overflow-x: hidden; overflow-y: hidden; clear: both; "&gt;&lt;li class="blognav_prev" style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; width: 280px; display: table; height: 47px; float: left; "&gt;&lt;a href="http://blogs.wsj.com/economics/2011/05/16/no-guarantee-debt-ceiling-deal-will-get-done/" rel="prev" style="cursor: pointer; color: rgb(9, 61, 114); text-decoration: none; outline-style: none; outline-width: initial; outline-color: initial; display: table-cell; font: normal normal normal 1.1em/normal Georgia, 'Times New Roman', Times, serif; padding-top: 2px; padding-right: 8px; padding-bottom: 2px; padding-left: 8px; line-height: 1.3em; background-color: rgb(239, 244, 248); vertical-align: middle; "&gt;&lt;strong style="font-style: normal; font-weight: bold; font-family: Arial, Helvetica, sans-serif; "&gt;« Previous&lt;/strong&gt;&lt;br /&gt;No Guarantee Debt-Ceiling Deal Will Get Done&lt;/a&gt;&lt;/li&gt;&lt;li class="blognav_next" style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 11px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; width: 280px; display: table; height: 47px; float: right; text-align: right; "&gt;&lt;a href="http://blogs.wsj.com/economics/2011/05/16/bank-of-canadas-carney-backs-merit-based-process-to-select-imf-head/" rel="next" style="cursor: pointer; color: rgb(199, 75, 21); outline-style: none; outline-width: initial; outline-color: initial; text-decoration: none; display: table-cell; font: normal normal normal 1.1em/normal Georgia, 'Times New Roman', Times, serif; padding-top: 2px; padding-right: 8px; padding-bottom: 2px; padding-left: 8px; line-height: 1.3em; background-color: rgb(255, 255, 255); vertical-align: middle; "&gt;&lt;strong style="font-style: normal; font-weight: bold; font-family: Arial, Helvetica, sans-serif; "&gt;Next »&lt;/strong&gt;&lt;br /&gt;Bank of Canada’s Carney Backs Merit-Based &lt;/a&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;/p&gt;&lt;p style="margin-top: 0px; margin-right: 8px; margin-bottom: 1em; margin-left: 8px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; display: block; "&gt;Yang menarik E-Commerce &amp;amp; Online Auction , patutlah la boleh tahan jugak banyaknya web yang macam ni..&lt;/p&gt;&lt;p style="margin-top: 0px; margin-right: 8px; margin-bottom: 1em; margin-left: 8px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; display: block; "&gt;Rupa-rupanya ramai antara kita nak jual barang &amp;amp; dok cari platform yang boleh dijual beli..&lt;/p&gt;&lt;p style="margin-top: 0px; margin-right: 8px; margin-bottom: 1em; margin-left: 8px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; display: block; "&gt;Boleh tahan juga yang  beli barang dari online ni..&lt;/p&gt;&lt;p style="margin-top: 0px; margin-right: 8px; margin-bottom: 1em; margin-left: 8px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; display: block; "&gt;&lt;br /&gt;&lt;/p&gt;&lt;p style="margin-top: 0px; margin-right: 8px; margin-bottom: 1em; margin-left: 8px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; display: block; "&gt;Kajian US, mengenai bottom ten business &lt;/p&gt;&lt;p style="margin-top: 0px; margin-right: 8px; margin-bottom: 1em; margin-left: 8px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; display: block; "&gt;&lt;span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif; font-size: 10px; line-height: 10px; "&gt;&lt;/span&gt;&lt;/p&gt;&lt;div class="article story" style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 11px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; font-size: 1em; "&gt;&lt;div class="articlePage" style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; font-size: 1em; "&gt;&lt;p style="margin-top: 0px; margin-right: 8px; margin-bottom: 1em; margin-left: 8px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; font-family: Arial, Helvetica, sans-serif; font-size: 1.3em; line-height: 1.5em; display: block; "&gt;The full list is below:&lt;/p&gt;&lt;table id="mySortableTable" class="sortable" border="1" cellspacing="0" cellpadding="1" width="90%" align="center" style="border-collapse: separate; -webkit-border-horizontal-spacing: 0px; -webkit-border-vertical-spacing: 0px; font-size: 1em; margin-top: 0px; margin-right: 8px; margin-bottom: 8px; margin-left: 8px; font-family: 'arial font-size'; border-top-width: 1px; border-right-width: 1px; border-bottom-width: 1px; border-left-width: 1px; border-top-style: solid; border-right-style: solid; border-bottom-style: solid; border-left-style: solid; border-top-color: rgb(113, 148, 186); border-right-color: rgb(113, 148, 186); border-bottom-color: rgb(113, 148, 186); border-left-color: rgb(113, 148, 186); "&gt;&lt;tbody&gt;&lt;tr&gt;&lt;td class="header" width="100" align="left" valign="bottom" style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 8px; padding-right: 8px; padding-bottom: 8px; padding-left: 8px; font-size: 1.2em; "&gt;&lt;strong style="font-style: normal; font-weight: bold; "&gt;Sector&lt;/strong&gt;&lt;/td&gt;&lt;td class="header2" width="100" align="left" valign="bottom" style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 8px; padding-right: 8px; padding-bottom: 8px; padding-left: 8px; font-size: 1.2em; "&gt;&lt;strong style="font-style: normal; font-weight: bold; "&gt;Revenue 2010 (in millions)&lt;/strong&gt;&lt;/td&gt;&lt;td class="header2" width="100" align="left" valign="bottom" style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 8px; padding-right: 8px; padding-bottom: 8px; padding-left: 8px; font-size: 1.2em; "&gt;&lt;strong style="font-style: normal; font-weight: bold; "&gt;Decline 2000-2010&lt;/strong&gt;&lt;/td&gt;&lt;td class="header2" width="100" align="left" valign="bottom" style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 8px; padding-right: 8px; padding-bottom: 8px; padding-left: 8px; font-size: 1.2em; "&gt;&lt;strong style="font-style: normal; font-weight: bold; "&gt;Forecast Decline 2010-2016&lt;/strong&gt;&lt;/td&gt;&lt;td class="header2" width="100" align="left" valign="bottom" style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 8px; padding-right: 8px; padding-bottom: 8px; padding-left: 8px; font-size: 1.2em; "&gt;&lt;strong style="font-style: normal; font-weight: bold; "&gt;Establish- ments 2010&lt;/strong&gt;&lt;/td&gt;&lt;td class="header2" width="100" align="left" valign="bottom" style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 8px; padding-right: 8px; padding-bottom: 8px; padding-left: 8px; font-size: 1.2em; "&gt;&lt;strong style="font-style: normal; font-weight: bold; "&gt;Decline 2000-2010&lt;/strong&gt;&lt;/td&gt;&lt;td class="header2" width="100" align="left" valign="bottom" style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 8px; padding-right: 8px; padding-bottom: 8px; padding-left: 8px; font-size: 1.2em; "&gt;&lt;strong style="font-style: normal; font-weight: bold; "&gt;Forecast Decline 2010-2016&lt;/strong&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 8px; padding-right: 8px; padding-bottom: 8px; padding-left: 8px; font-size: 1.2em; "&gt;Wired Telecommunications Carriers&lt;/td&gt;&lt;td style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 8px; padding-right: 8px; padding-bottom: 8px; padding-left: 8px; font-size: 1.2em; "&gt;$154,096&lt;/td&gt;&lt;td style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 8px; padding-right: 8px; padding-bottom: 8px; padding-left: 8px; font-size: 1.2em; "&gt;-54.9%&lt;/td&gt;&lt;td style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 8px; padding-right: 8px; padding-bottom: 8px; padding-left: 8px; font-size: 1.2em; "&gt;-37.1%&lt;/td&gt;&lt;td style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 8px; padding-right: 8px; padding-bottom: 8px; padding-left: 8px; font-size: 1.2em; "&gt;23,474&lt;/td&gt;&lt;td style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 8px; padding-right: 8px; padding-bottom: 8px; padding-left: 8px; font-size: 1.2em; "&gt;-10.5%&lt;/td&gt;&lt;td style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 8px; padding-right: 8px; padding-bottom: 8px; padding-left: 8px; font-size: 1.2em; "&gt;-15.9%&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 8px; padding-right: 8px; padding-bottom: 8px; padding-left: 8px; font-size: 1.2em; "&gt;Mills&lt;/td&gt;&lt;td style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 8px; padding-right: 8px; padding-bottom: 8px; padding-left: 8px; font-size: 1.2em; "&gt;$54,645&lt;/td&gt;&lt;td style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 8px; padding-right: 8px; padding-bottom: 8px; padding-left: 8px; font-size: 1.2em; "&gt;-50.2%&lt;/td&gt;&lt;td style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 8px; padding-right: 8px; padding-bottom: 8px; padding-left: 8px; font-size: 1.2em; "&gt;-10.0%&lt;/td&gt;&lt;td style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 8px; padding-right: 8px; padding-bottom: 8px; padding-left: 8px; font-size: 1.2em; "&gt;9,553&lt;/td&gt;&lt;td style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 8px; padding-right: 8px; padding-bottom: 8px; padding-left: 8px; font-size: 1.2em; "&gt;-23.6%&lt;/td&gt;&lt;td style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 8px; padding-right: 8px; padding-bottom: 8px; padding-left: 8px; font-size: 1.2em; "&gt;-12.8%&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 8px; padding-right: 8px; padding-bottom: 8px; padding-left: 8px; font-size: 1.2em; "&gt;Newspaper Publishing&lt;/td&gt;&lt;td style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 8px; padding-right: 8px; padding-bottom: 8px; padding-left: 8px; font-size: 1.2em; "&gt;$40,726&lt;/td&gt;&lt;td style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 8px; padding-right: 8px; padding-bottom: 8px; padding-left: 8px; font-size: 1.2em; "&gt;-35.9%&lt;/td&gt;&lt;td style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 8px; padding-right: 8px; padding-bottom: 8px; padding-left: 8px; font-size: 1.2em; "&gt;-18.8%&lt;/td&gt;&lt;td style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 8px; padding-right: 8px; padding-bottom: 8px; padding-left: 8px; font-size: 1.2em; "&gt;6,128&lt;/td&gt;&lt;td style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 8px; padding-right: 8px; padding-bottom: 8px; padding-left: 8px; font-size: 1.2em; "&gt;-28.6%&lt;/td&gt;&lt;td style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 8px; padding-right: 8px; padding-bottom: 8px; padding-left: 8px; font-size: 1.2em; "&gt;-17.6%&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 8px; padding-right: 8px; padding-bottom: 8px; padding-left: 8px; font-size: 1.2em; "&gt;Apparel Manufacturing&lt;/td&gt;&lt;td style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 8px; padding-right: 8px; padding-bottom: 8px; padding-left: 8px; font-size: 1.2em; "&gt;$12,800&lt;/td&gt;&lt;td style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 8px; padding-right: 8px; padding-bottom: 8px; padding-left: 8px; font-size: 1.2em; "&gt;-77.1%&lt;/td&gt;&lt;td style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 8px; padding-right: 8px; padding-bottom: 8px; padding-left: 8px; font-size: 1.2em; "&gt;-8.5%&lt;/td&gt;&lt;td style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 8px; padding-right: 8px; padding-bottom: 8px; padding-left: 8px; font-size: 1.2em; "&gt;2,265&lt;/td&gt;&lt;td style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 8px; padding-right: 8px; padding-bottom: 8px; padding-left: 8px; font-size: 1.2em; "&gt;-60.5%&lt;/td&gt;&lt;td style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 8px; padding-right: 8px; padding-bottom: 8px; padding-left: 8px; font-size: 1.2em; "&gt;-11.3%&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 8px; padding-right: 8px; padding-bottom: 8px; padding-left: 8px; font-size: 1.2em; "&gt;DVD, Game &amp;amp; Video Rental&lt;/td&gt;&lt;td style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 8px; padding-right: 8px; padding-bottom: 8px; padding-left: 8px; font-size: 1.2em; "&gt;$7,839&lt;/td&gt;&lt;td style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 8px; padding-right: 8px; padding-bottom: 8px; padding-left: 8px; font-size: 1.2em; "&gt;-35.7%&lt;/td&gt;&lt;td style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 8px; padding-right: 8px; padding-bottom: 8px; padding-left: 8px; font-size: 1.2em; "&gt;-19.3%&lt;/td&gt;&lt;td style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 8px; padding-right: 8px; padding-bottom: 8px; padding-left: 8px; font-size: 1.2em; "&gt;17,369&lt;/td&gt;&lt;td style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 8px; padding-right: 8px; padding-bottom: 8px; padding-left: 8px; font-size: 1.2em; "&gt;-34.8%&lt;/td&gt;&lt;td style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 8px; padding-right: 8px; padding-bottom: 8px; padding-left: 8px; font-size: 1.2em; "&gt;-11.2%&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 8px; padding-right: 8px; padding-bottom: 8px; padding-left: 8px; font-size: 1.2em; "&gt;Manufactured Home Dealers&lt;/td&gt;&lt;td style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 8px; padding-right: 8px; padding-bottom: 8px; padding-left: 8px; font-size: 1.2em; "&gt;$4,538&lt;/td&gt;&lt;td style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 8px; padding-right: 8px; padding-bottom: 8px; padding-left: 8px; font-size: 1.2em; "&gt;-73.7%&lt;/td&gt;&lt;td style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 8px; padding-right: 8px; padding-bottom: 8px; padding-left: 8px; font-size: 1.2em; "&gt;-62.0%&lt;/td&gt;&lt;td style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 8px; padding-right: 8px; padding-bottom: 8px; padding-left: 8px; font-size: 1.2em; "&gt;3,968&lt;/td&gt;&lt;td style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 8px; padding-right: 8px; padding-bottom: 8px; padding-left: 8px; font-size: 1.2em; "&gt;-56.7%&lt;/td&gt;&lt;td style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 8px; padding-right: 8px; padding-bottom: 8px; padding-left: 8px; font-size: 1.2em; "&gt;-58.7%&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 8px; padding-right: 8px; padding-bottom: 8px; padding-left: 8px; font-size: 1.2em; "&gt;Video Postproduction Services&lt;/td&gt;&lt;td style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 8px; padding-right: 8px; padding-bottom: 8px; padding-left: 8px; font-size: 1.2em; "&gt;$4,276&lt;/td&gt;&lt;td style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 8px; padding-right: 8px; padding-bottom: 8px; padding-left: 8px; font-size: 1.2em; "&gt;-24.9%&lt;/td&gt;&lt;td style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 8px; padding-right: 8px; padding-bottom: 8px; padding-left: 8px; font-size: 1.2em; "&gt;-10.7%&lt;/td&gt;&lt;td style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 8px; padding-right: 8px; padding-bottom: 8px; padding-left: 8px; font-size: 1.2em; "&gt;1,789&lt;/td&gt;&lt;td style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 8px; padding-right: 8px; padding-bottom: 8px; padding-left: 8px; font-size: 1.2em; "&gt;-43.2%&lt;/td&gt;&lt;td style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 8px; padding-right: 8px; padding-bottom: 8px; padding-left: 8px; font-size: 1.2em; "&gt;-37.8%&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 8px; padding-right: 8px; padding-bottom: 8px; padding-left: 8px; font-size: 1.2em; "&gt;Record Stores&lt;/td&gt;&lt;td style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 8px; padding-right: 8px; padding-bottom: 8px; padding-left: 8px; font-size: 1.2em; "&gt;$1,804&lt;/td&gt;&lt;td style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 8px; padding-right: 8px; padding-bottom: 8px; padding-left: 8px; font-size: 1.2em; "&gt;-76.3%&lt;/td&gt;&lt;td style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 8px; padding-right: 8px; padding-bottom: 8px; padding-left: 8px; font-size: 1.2em; "&gt;-39.7%&lt;/td&gt;&lt;td style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 8px; padding-right: 8px; padding-bottom: 8px; padding-left: 8px; font-size: 1.2em; "&gt;2,916&lt;/td&gt;&lt;td style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 8px; padding-right: 8px; padding-bottom: 8px; padding-left: 8px; font-size: 1.2em; "&gt;-77.4%&lt;/td&gt;&lt;td style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 8px; padding-right: 8px; padding-bottom: 8px; padding-left: 8px; font-size: 1.2em; "&gt;-11.6%&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 8px; padding-right: 8px; padding-bottom: 8px; padding-left: 8px; font-size: 1.2em; "&gt;Photofinishing&lt;/td&gt;&lt;td style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 8px; padding-right: 8px; padding-bottom: 8px; padding-left: 8px; font-size: 1.2em; "&gt;$1,603&lt;/td&gt;&lt;td style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 8px; padding-right: 8px; padding-bottom: 8px; padding-left: 8px; font-size: 1.2em; "&gt;-69.1%&lt;/td&gt;&lt;td style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 8px; padding-right: 8px; padding-bottom: 8px; padding-left: 8px; font-size: 1.2em; "&gt;-39.1%&lt;/td&gt;&lt;td style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 8px; padding-right: 8px; padding-bottom: 8px; padding-left: 8px; font-size: 1.2em; "&gt;7,083&lt;/td&gt;&lt;td style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 8px; padding-right: 8px; padding-bottom: 8px; padding-left: 8px; font-size: 1.2em; "&gt;-59.3%&lt;/td&gt;&lt;td style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 8px; padding-right: 8px; padding-bottom: 8px; padding-left: 8px; font-size: 1.2em; "&gt;-33.3%&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 8px; padding-right: 8px; padding-bottom: 8px; padding-left: 8px; font-size: 1.2em; "&gt;Formal Wear &amp;amp; Costume Rental&lt;/td&gt;&lt;td style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 8px; padding-right: 8px; padding-bottom: 8px; padding-left: 8px; font-size: 1.2em; "&gt;$736&lt;/td&gt;&lt;td style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 8px; padding-right: 8px; padding-bottom: 8px; padding-left: 8px; font-size: 1.2em; "&gt;-35.0%&lt;/td&gt;&lt;td style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 8px; padding-right: 8px; padding-bottom: 8px; padding-left: 8px; font-size: 1.2em; "&gt;-14.6%&lt;/td&gt;&lt;td style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 8px; padding-right: 8px; padding-bottom: 8px; padding-left: 8px; font-size: 1.2em; "&gt;2,310&lt;/td&gt;&lt;td style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 8px; padding-right: 8px; padding-bottom: 8px; padding-left: 8px; font-size: 1.2em; "&gt;-28.5%&lt;/td&gt;&lt;td style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 8px; padding-right: 8px; padding-bottom: 8px; padding-left: 8px; font-size: 1.2em; "&gt;-17.0%&lt;/td&gt;&lt;/tr&gt;&lt;/tbody&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;ul class="blognav blogpostnav" style="margin-top: 0px; margin-right: 0px; margin-bottom: 21px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; list-style-type: none; list-style-position: initial; list-style-image: initial; display: block; height: 47px; overflow-x: hidden; overflow-y: hidden; clear: both; "&gt;&lt;li class="blognav_prev" style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; width: 280px; display: table; height: 47px; float: left; "&gt;&lt;a href="http://blogs.wsj.com/economics/2011/03/28/gao-implementing-dodd-frank-could-cost-2-9-billion/" rel="prev" style="color: rgb(9, 61, 114); text-decoration: none; outline-style: none; outline-width: initial; outline-color: initial; display: table-cell; font: normal normal normal 1.1em/normal Georgia, 'Times New Roman', Times, serif; padding-top: 2px; padding-right: 8px; padding-bottom: 2px; padding-left: 8px; line-height: 1.3em; background-color: rgb(239, 244, 248); vertical-align: middle; "&gt;&lt;strong style="font-style: normal; font-weight: bold; font-family: Arial, Helvetica, sans-serif; "&gt;« Previous&lt;/strong&gt;&lt;br /&gt;GAO: Implementing Dodd-Frank Could Cost $2.9 Billion&lt;/a&gt;&lt;/li&gt;&lt;li class="blognav_next" style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 11px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; width: 280px; display: table; height: 47px; float: right; text-align: right; "&gt;&lt;a href="http://blogs.wsj.com/economics/2011/03/28/feds-lockhart-maintains-net-positive-economic-outlook/" rel="next" style="color: rgb(9, 61, 114); text-decoration: none; outline-style: none; outline-width: initial; outline-color: initial; display: table-cell; font: normal normal normal 1.1em/normal Georgia, 'Times New Roman', Times, serif; padding-top: 2px; padding-right: 8px; padding-bottom: 2px; padding-left: 8px; line-height: 1.3em; background-color: rgb(239, 244, 248); vertical-align: middle; "&gt;&lt;strong style="font-style: normal; font-weight: bold; font-family: Arial, Helvetica, sans-serif; "&gt;Next »&lt;/strong&gt;&lt;br /&gt;Fed’s Lockhart Maintains Net Positive Economic Outlook&lt;/a&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;&lt;/p&gt;&lt;p style="margin-top: 0px; margin-right: 8px; margin-bottom: 1em; margin-left: 8px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; display: block; "&gt;Ini adalah bisnes-bisnes secara conventional. &lt;/p&gt;&lt;p style="margin-top: 0px; margin-right: 8px; margin-bottom: 1em; margin-left: 8px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; display: block; "&gt;Nampak gayanya mereka-mereka ni kena tukar cepat teknik jualan secepat mungkin..&lt;/p&gt;&lt;p style="margin-top: 0px; margin-right: 8px; margin-bottom: 1em; margin-left: 8px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; display: block; "&gt;&lt;br /&gt;&lt;/p&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/3673926143004215301-3482458564502075812?l=bayatech.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://bayatech.blogspot.com/feeds/3482458564502075812/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://bayatech.blogspot.com/2011/06/top-ten-business-bottom-ten-business.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/3673926143004215301/posts/default/3482458564502075812'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/3673926143004215301/posts/default/3482458564502075812'/><link rel='alternate' type='text/html' href='http://bayatech.blogspot.com/2011/06/top-ten-business-bottom-ten-business.html' title='Top Ten Business &amp; Bottom Ten Business'/><author><name>Intai Intai Bisnes</name><uri>http://www.blogger.com/profile/12730769021432732558</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='32' height='28' src='http://2.bp.blogspot.com/_yxxHQFkLcgU/TU0_hBju1SI/AAAAAAAAAF0/aybEy1aKDCA/s220/fibercaricature.jpg'/></author><media:thumbnail xmlns:media='http://search.yahoo.com/mrss/' url='http://1.bp.blogspot.com/-9JpkDo2bK7Q/TfKxnQNfCWI/AAAAAAAAASs/touPHjLHQ_4/s72-c/Top10.jpg' height='72' width='72'/><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-3673926143004215301.post-6943153686705638275</id><published>2011-06-09T17:04:00.000-07:00</published><updated>2011-06-09T17:13:31.485-07:00</updated><title type='text'>E - FAX  Anda boleh menerima fax di mana sahaja anda berada !!</title><content type='html'>&lt;a href="http://1.bp.blogspot.com/-DThx7qYrYN4/TfFf078iblI/AAAAAAAAASc/9SXyTipmeVE/s1600/Efax.jpg" onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}"&gt;&lt;img style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 325px; height: 155px;" src="http://1.bp.blogspot.com/-DThx7qYrYN4/TfFf078iblI/AAAAAAAAASc/9SXyTipmeVE/s400/Efax.jpg" border="0" alt="" id="BLOGGER_PHOTO_ID_5616375573357162066" /&gt;&lt;/a&gt;&lt;br /&gt;&lt;div&gt;&lt;span class="Apple-style-span"&gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span"&gt;E-Fax... anda tidak perlu lagi sewa lain Telekom&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span"&gt;E-Fax ... anda tidak perlu lagi membeli fax mesin&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span"&gt;E-Fax.. . fax anda akan dihantar melalui email anda&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span"&gt;E-Fax ... cuma RM2 sehelai&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span"&gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span"&gt;Anda memerlukan perkhidmatan fax?&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span"&gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span"&gt;Anda boleh berbuat demikian dengan hanya  mendaftar di sebelah sini ---&amp;gt;&amp;gt;&amp;gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span"&gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span"&gt;Anda cuma perlu berdaftar terlebih dahulu dan tick Fak Masuk sahaja...&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span"&gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span"&gt;Anda dikehendaki mendeposit RM10 sahaja dan deposit ini tidak dipulangkan pada anda&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span"&gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span"&gt;Segala fak yang masuk kos RM2 sehelai akan ditolak dari deposit anda..&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span"&gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span"&gt;Anda dikehendaki mendeposit semula RM10 jika akaun anda telah kehabisan kredit..&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span"&gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span"&gt;Fak yang masuk akan di email pada email anda yang berdaftar sahaja..&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span"&gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span"&gt;Mudah bukan untuk berbisnes....&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/3673926143004215301-6943153686705638275?l=bayatech.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://bayatech.blogspot.com/feeds/6943153686705638275/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://bayatech.blogspot.com/2011/06/e-fax.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/3673926143004215301/posts/default/6943153686705638275'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/3673926143004215301/posts/default/6943153686705638275'/><link rel='alternate' type='text/html' href='http://bayatech.blogspot.com/2011/06/e-fax.html' title='E - FAX  Anda boleh menerima fax di mana sahaja anda berada !!'/><author><name>Intai Intai Bisnes</name><uri>http://www.blogger.com/profile/12730769021432732558</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='32' height='28' src='http://2.bp.blogspot.com/_yxxHQFkLcgU/TU0_hBju1SI/AAAAAAAAAF0/aybEy1aKDCA/s220/fibercaricature.jpg'/></author><media:thumbnail xmlns:media='http://search.yahoo.com/mrss/' url='http://1.bp.blogspot.com/-DThx7qYrYN4/TfFf078iblI/AAAAAAAAASc/9SXyTipmeVE/s72-c/Efax.jpg' height='72' width='72'/><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-3673926143004215301.post-5046795189581793561</id><published>2011-05-29T19:14:00.001-07:00</published><updated>2011-05-29T19:17:13.494-07:00</updated><title type='text'>Kursus 2Hari Fiber Optics dari ZERO ...</title><content type='html'>&lt;a href="http://2.bp.blogspot.com/-Wy3JuIJA6bg/TeL98-WO_hI/AAAAAAAAASQ/Mg6721C0fV8/s1600/Seminar2HariSemuaSeminarASAS.jpg" onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}"&gt;&lt;img style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 309px; height: 400px;" src="http://2.bp.blogspot.com/-Wy3JuIJA6bg/TeL98-WO_hI/AAAAAAAAASQ/Mg6721C0fV8/s400/Seminar2HariSemuaSeminarASAS.jpg" border="0" alt="" id="BLOGGER_PHOTO_ID_5612327309627293202" /&gt;&lt;/a&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span" style="font-family: georgia; "&gt;&lt;span class="Apple-style-span" &gt;&lt;div&gt;&lt;span class="Apple-style-span" &gt;Sesuai yang ingin belajar Fiber Optics dari ASAS dan mempunyai background ZERO...&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span" &gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span" &gt;Anda akan diajar dari A - Z dalam Kursus Fiber Optics 2 Hari bersama dengan theory dan praktical / hands-on...&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span" &gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span" &gt;Anda akan boleh menghantar sebutharga pada potensi pelanggan anda pada kadar harga yang kompetitif...&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span" &gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span" &gt;Anda akan tahu dimana dan bagaimana untuk mendapatkan produk fiber optik yang berkualiti pada harga yang kompetitif..&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span" &gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span" &gt;Anda berkeupaayan untuk mengawal selia kerja-kerja sub-kontraktor anda...&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span" &gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span" &gt;Anda akan tahu jika subkontraktor anda tidak melakukan kerja-kerja fiber optics mengikut spesifikasi...&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span" &gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span" &gt;Berdaftarlah sekarang Kursus / Seminar Fiber Optics 2Hari ...&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span" &gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span" &gt;Untuk ketahui silabus sila layari di &lt;a href="http://www.bayatech.com.my/bayatech-product-446"&gt;Kursus 2Hari Fiber Optics&lt;/a&gt;  atau layari disini untuk ketahui &lt;a href="http://www.bayatech.com.my/bayatech-product-435"&gt;9 Seminar ASAS Fiber Optics&lt;/a&gt; &lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span" &gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span" &gt;Untuk berdaftar online sila layari sila toleh ke kanan anda &lt;b&gt;-------&amp;gt;&amp;gt;&amp;gt;&lt;/b&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span" &gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span" &gt;atau anda boleh menghantar email ke fiberbaya@gmail.com untuk pertanyaan selanjutnya atau&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span" &gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span" &gt;sila hubungi Fihir di talian 017 500 3384&lt;/span&gt;&lt;/div&gt;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/3673926143004215301-5046795189581793561?l=bayatech.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://bayatech.blogspot.com/feeds/5046795189581793561/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://bayatech.blogspot.com/2011/05/kursus-2hari-fiber-optics-dari-zero.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/3673926143004215301/posts/default/5046795189581793561'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/3673926143004215301/posts/default/5046795189581793561'/><link rel='alternate' type='text/html' href='http://bayatech.blogspot.com/2011/05/kursus-2hari-fiber-optics-dari-zero.html' title='Kursus 2Hari Fiber Optics dari ZERO ...'/><author><name>Intai Intai Bisnes</name><uri>http://www.blogger.com/profile/12730769021432732558</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='32' height='28' src='http://2.bp.blogspot.com/_yxxHQFkLcgU/TU0_hBju1SI/AAAAAAAAAF0/aybEy1aKDCA/s220/fibercaricature.jpg'/></author><media:thumbnail xmlns:media='http://search.yahoo.com/mrss/' url='http://2.bp.blogspot.com/-Wy3JuIJA6bg/TeL98-WO_hI/AAAAAAAAASQ/Mg6721C0fV8/s72-c/Seminar2HariSemuaSeminarASAS.jpg' height='72' width='72'/><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-3673926143004215301.post-1455680195921487232</id><published>2011-05-28T11:13:00.001-07:00</published><updated>2011-05-28T11:47:05.342-07:00</updated><title type='text'>Orang Melayu Cuma Nak Cepat Dapat Duit... Skim 2</title><content type='html'>&lt;a href="http://1.bp.blogspot.com/-micfWfHDjU4/TeFCJ5CuAiI/AAAAAAAAASI/L33QdDr9Jz0/s1600/TikamBelakang.jpg" onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}"&gt;&lt;img style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 254px; height: 320px;" src="http://1.bp.blogspot.com/-micfWfHDjU4/TeFCJ5CuAiI/AAAAAAAAASI/L33QdDr9Jz0/s400/TikamBelakang.jpg" border="0" alt="" id="BLOGGER_PHOTO_ID_5611839348378829346" /&gt;&lt;/a&gt;&lt;br /&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Skim 2 ni yang agak paling menarik.&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Ramai yang join Skim 2 ni..&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Tak kira yang pandai atau yang tak pandai..&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Skim 2 ni Skim HIBAH...&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Apa itu HIBAH ?&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Hibah itu adalah satu pemberian atau hadiah dari seseorang kepada seseorang sama ada orang kaya mahupun orang miskin. &lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Harus diingat Hibah bukanlah sedekah..&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Macamana konsep HIBAH Skim 2 ni?&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Dipendekkan cerita..&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Adalah sorang Mamat Indonesia ni pada zaman dulu-dulu...&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Dok kumpul harta sehingga berbillion-billion USD di luar negara..&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;La ni Mamat tu nak bayar zakat...&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Jadi mamat tu nak share dengan semua orang yang memerlukan..&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Jadi nak mudahkan cerita...&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Dia bagi HIBAH...&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Apa lagi ada seekor Mamat kat Malaysia ni..&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Mungkin dah buat kira-kira campur tolak dari awal..&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Buat satu konsortium..&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Konon-kononnya dia dapat uruskan harta Mamat si Indonesia ni..&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;La ni tengah dok cari orang nak bagi Hibah....&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Tapi ada syarat...&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;1 Lot Hibah dapat lebih kurang RM300,000.00...&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Nak dapat RM 300,000.00 kena tanggung cost transfer duit &amp;amp; paper work..&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Jadi cost transfer depa kira  1 Lot = RM 4,000.00&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Jadi kalu nak berjuta duit Hibab kenalah ambil 4 lot.. &lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Bila dapat duit Hibah  ni bang?&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Kabornya sebelum Hari Raya ...&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Apa lagi..&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Mana yang tak ada duit , meminjam sana dan sini...&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Dok tamat sangat nak Hibah sampai jutaan Ringgit Malaysia&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Depa dok beli ber lot-lot..&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Ramai dah berangan-angan sambut Raya besar besaran...&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Lepas satu Hari Raya ke satu Hari Raya..&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Duit tak jugak masuk akaun... Dah masuk tahun ke 4 ni..&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Apa dah jadi tuan Hibah?&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Bila di tanya &lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Depa dok kata... kerja-kerja paper work semua dah siapp... sikit lagi sikit lagi.. sabar sabar..&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Dah masuk tahun ke 6 ni..&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Tanya lagi si Agen Hibab tu..&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Macamana ni Tuan... dah tunggu 6 tahun...&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Tahu apa agen tu jawab?&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Minta maaf la tuan..&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Saya pun macam tuan jugak ambil ber lot lot&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Saya pun tak dapat apa-apa..&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Baru saya tahu..&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Yang selama ni tuan...&lt;/div&gt;&lt;div&gt;&lt;br /&gt;Saya dah kena&lt;b&gt;&lt;i&gt;&lt;span class="Apple-style-span" &gt; PUKAU&lt;/span&gt;&lt;/i&gt;&lt;/b&gt;  dek Mamat ni..&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Patutlah selama ni saya dok ikut Mamat tu cakap apa...&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Hancusssss....&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/3673926143004215301-1455680195921487232?l=bayatech.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://bayatech.blogspot.com/feeds/1455680195921487232/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://bayatech.blogspot.com/2011/05/orang-melayu-cuma-nak-cepat-dapat-duit_28.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/3673926143004215301/posts/default/1455680195921487232'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/3673926143004215301/posts/default/1455680195921487232'/><link rel='alternate' type='text/html' href='http://bayatech.blogspot.com/2011/05/orang-melayu-cuma-nak-cepat-dapat-duit_28.html' title='Orang Melayu Cuma Nak Cepat Dapat Duit... Skim 2'/><author><name>Intai Intai Bisnes</name><uri>http://www.blogger.com/profile/12730769021432732558</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='32' height='28' src='http://2.bp.blogspot.com/_yxxHQFkLcgU/TU0_hBju1SI/AAAAAAAAAF0/aybEy1aKDCA/s220/fibercaricature.jpg'/></author><media:thumbnail xmlns:media='http://search.yahoo.com/mrss/' url='http://1.bp.blogspot.com/-micfWfHDjU4/TeFCJ5CuAiI/AAAAAAAAASI/L33QdDr9Jz0/s72-c/TikamBelakang.jpg' height='72' width='72'/><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-3673926143004215301.post-3430739649968925956</id><published>2011-05-28T10:31:00.000-07:00</published><updated>2011-05-28T20:55:37.607-07:00</updated><title type='text'>Bila Sime Darby kata orang Melayu tak Pandai Urus Projek...</title><content type='html'>&lt;a href="http://1.bp.blogspot.com/-HmbMCLS3e0I/TeE58P4NHMI/AAAAAAAAASA/-iWMMGrzWrk/s1600/SimeDarby.jpg" onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}"&gt;&lt;img style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 225px; height: 225px;" src="http://1.bp.blogspot.com/-HmbMCLS3e0I/TeE58P4NHMI/AAAAAAAAASA/-iWMMGrzWrk/s400/SimeDarby.jpg" border="0" alt="" id="BLOGGER_PHOTO_ID_5611830317897555138" /&gt;&lt;/a&gt;&lt;br /&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Sime Darby dah keluar dari bisnes Oil &amp;amp; Gas... &lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Macam mana depa keluar?&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Depa jual Teluk Ramunia Fabrication Yard ke Petronas pada harga harga tunai RM296 juta dan Pasir Gudang Fabrication Yard ke Malaysia Marine and Heavy Engineering Holdings pada harga tunai RM 399 juta...&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Apa itu Fabrication Yard?&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Ini adalah tempat di mana mereka membina dari zero offshore oil platform ke oil platform yang serba lengkap sebelum di bawa ke tengah laut..&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Kenapa depa nak keluar ?&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Ini adalah ungkapan dari Sime Darby's President dan Group Chief Executive  Datuk Mohd Bakke Salleh.. &lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;&lt;b&gt;" There are too many variables in this business. You need to depend on the clients' specification, you have to get your costing right and there are continuos contract management issues. Do we have really have all this expertise?&lt;/b&gt;&lt;/div&gt;&lt;div&gt;&lt;b&gt;&lt;br /&gt;&lt;/b&gt;&lt;/div&gt;&lt;div&gt;&lt;b&gt;"Furthermore there ais a lot of reliance on third parties or sub-contractors. We do not want to take on jobs with this type of risk profile. This is a business where the likelihood lf losing money is probable"&lt;/b&gt;&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;&lt;br /&gt;Dah kenapa pulak cakap macam tu? &lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Kesian kat orang Melayu.&lt;br /&gt;&lt;br /&gt;Rupa-rupanya orang Melayu ni tak pandai dalam serba serbi..&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Tak pandai baca spesifikasi&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Tak pandai manage sub-kontractor&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Yang paling penting tak pandai nak baca kontrak..&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Ishhhh.. kesiannya orang Melayu&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Tak pandai urus projek?&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Sampai begitu sekali Sime Darby dok pikir...&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Tapi yang cakap tu pandai buat apa ya?&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Lepas ni Sime Darby nak buat apa?&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Projek mana yang tak risiko..&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Projek apa yang tak ada spesifkasi..&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Projek apa yang tak pakai kontraktor..&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Ni yang musykil ni.....&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Yang bagus Sime Darby ni buat rumah je..&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Sebabnya semua spesifikasi rumah depa buat sendiri..&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Cuma bila nak buat rumah &amp;amp; nak rata tanah ...&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Takkan Sime Darby nak buat sendiri kott...&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Macam mana Malaysia nak maju dan tambah teknologi kalu anak syarikat kerajaan sendiri dah kata macam tu...&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Menarik juga ni..&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/3673926143004215301-3430739649968925956?l=bayatech.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://bayatech.blogspot.com/feeds/3430739649968925956/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://bayatech.blogspot.com/2011/05/bila-sime-darby-tak-nak-bergantung-pada.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/3673926143004215301/posts/default/3430739649968925956'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/3673926143004215301/posts/default/3430739649968925956'/><link rel='alternate' type='text/html' href='http://bayatech.blogspot.com/2011/05/bila-sime-darby-tak-nak-bergantung-pada.html' title='Bila Sime Darby kata orang Melayu tak Pandai Urus Projek...'/><author><name>Intai Intai Bisnes</name><uri>http://www.blogger.com/profile/12730769021432732558</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='32' height='28' src='http://2.bp.blogspot.com/_yxxHQFkLcgU/TU0_hBju1SI/AAAAAAAAAF0/aybEy1aKDCA/s220/fibercaricature.jpg'/></author><media:thumbnail xmlns:media='http://search.yahoo.com/mrss/' url='http://1.bp.blogspot.com/-HmbMCLS3e0I/TeE58P4NHMI/AAAAAAAAASA/-iWMMGrzWrk/s72-c/SimeDarby.jpg' height='72' width='72'/><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-3673926143004215301.post-6770519345351267834</id><published>2011-05-25T20:26:00.000-07:00</published><updated>2011-05-25T20:54:36.074-07:00</updated><title type='text'>Bila Kawan Mempertikaikan Produk Anda..</title><content type='html'>&lt;div style="text-align: center;"&gt;&lt;br /&gt;&lt;/div&gt;&lt;a href="http://4.bp.blogspot.com/-EIK7fo5CDLI/Td3OX6bZPUI/AAAAAAAAARw/N-1YywqE6Bc/s1600/QualityReject.jpg" onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}"&gt;&lt;img style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 185px; height: 140px;" src="http://4.bp.blogspot.com/-EIK7fo5CDLI/Td3OX6bZPUI/AAAAAAAAARw/N-1YywqE6Bc/s400/QualityReject.jpg" border="0" alt="" id="BLOGGER_PHOTO_ID_5610867620989975874" /&gt;&lt;/a&gt;&lt;div&gt;&lt;div&gt;Anda sudah berbisnes agak lama.&lt;/div&gt;&lt;div style="text-align: center;"&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Bisnes anda terlibat dalam bidang perkhidmatan dan juga bidang pembekalan barang-barang kejuruteraan.&lt;/div&gt;&lt;div style="text-align: center;"&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Untuk memastikan harga perkhidmatan dan pembekalan produk anda sentiasa berada di tahap kompetitif, anda tiada pilihan lain selain dari outsource barang-barang anda samada dari China atau dari negara negara lain.&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Walaubagaimanapun anda sentiasa tidak mengabaikan tahap kualiti produk-produk anda agar sentiasa at par dengan produk-produk yang setaraf dengannya di sini.&lt;/div&gt;&lt;div style="text-align: center;"&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Membekal produk-produk anda kepada pelanggan yang anda tidak kenali adalah lebih mudah dari membekal produk-produk anda kepada kekawan yang seangkatan dengan anda.&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Apakan tidaknya..&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Kekawan anda skeptikal dengan produk anda.&lt;/div&gt;&lt;div style="text-align: center;"&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Produk yang dibeli dari orang lain tidak pernah dipertikaikan oleh kekawan anda  malahan orang lain pun ambil dari China juga.&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Tidak pula kekawan anda argue orang lain supply barang Made-In Puchong dan Made-In Jinjang.. malahan dipuji adalah..&lt;/div&gt;&lt;div style="text-align: center;"&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Ada yang akan berkata sebegini rupa samada out of concerned atau sengaja tidak mahu berbisnes dengan anda ....&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;&lt;b&gt;" Produk kau ni ada kualiti ke?"  &lt;/b&gt;&lt;/div&gt;&lt;div&gt;&lt;b&gt;&lt;br /&gt;&lt;/b&gt;&lt;/div&gt;&lt;div&gt;&lt;b&gt;" Peralatan aku semuanya ada standard dan quality .. kang aku ambil kau punya aku takut quality out...&lt;/b&gt;"&lt;/div&gt;&lt;div style="text-align: center;"&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Dah lama berkawan masih lagi tak tahu yang kita ni maintain &amp;amp; stress on product quality?&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;img src="http://3.bp.blogspot.com/-dame3zvgnzs/Td3OyxWYcWI/AAAAAAAAAR4/lGpZPIgm4bo/s400/kidney%2Bplant.jpg" style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 259px; height: 194px;" border="0" alt="" id="BLOGGER_PHOTO_ID_5610868082409501026" /&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Tapi bila sedara sakit buah pinggang pandai pulak pergi China cari ganti...&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Tak tanya ke.. ada quality ke buah pinggang kat China tu ???&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Quality my arse..&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;/div&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/3673926143004215301-6770519345351267834?l=bayatech.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://bayatech.blogspot.com/feeds/6770519345351267834/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://bayatech.blogspot.com/2011/05/bila-kawan-mempertikaikan-produk-anda.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/3673926143004215301/posts/default/6770519345351267834'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/3673926143004215301/posts/default/6770519345351267834'/><link rel='alternate' type='text/html' href='http://bayatech.blogspot.com/2011/05/bila-kawan-mempertikaikan-produk-anda.html' title='Bila Kawan Mempertikaikan Produk Anda..'/><author><name>Intai Intai Bisnes</name><uri>http://www.blogger.com/profile/12730769021432732558</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='32' height='28' src='http://2.bp.blogspot.com/_yxxHQFkLcgU/TU0_hBju1SI/AAAAAAAAAF0/aybEy1aKDCA/s220/fibercaricature.jpg'/></author><media:thumbnail xmlns:media='http://search.yahoo.com/mrss/' url='http://4.bp.blogspot.com/-EIK7fo5CDLI/Td3OX6bZPUI/AAAAAAAAARw/N-1YywqE6Bc/s72-c/QualityReject.jpg' height='72' width='72'/><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-3673926143004215301.post-7092404066869248362</id><published>2011-05-25T09:05:00.000-07:00</published><updated>2011-05-25T09:22:57.499-07:00</updated><title type='text'>Kawan yang Mentol</title><content type='html'>&lt;a href="http://4.bp.blogspot.com/-k747jWVoitQ/Td0sIYLf4FI/AAAAAAAAARo/cqPLupstN8g/s1600/kontraktor.jpg" onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}"&gt;&lt;img style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 167px; height: 301px;" src="http://4.bp.blogspot.com/-k747jWVoitQ/Td0sIYLf4FI/AAAAAAAAARo/cqPLupstN8g/s400/kontraktor.jpg" border="0" alt="" id="BLOGGER_PHOTO_ID_5610689233214758994" /&gt;&lt;/a&gt;&lt;br /&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Anda pernah bekerja di syarikat yang bernama Seksa Sdn Bhd.  &lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Anda mempunyai ramai kekawan yang sebaya dengan anda semasa bekerja di Seksa Sdn Bhd.&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Salah satu kawan anda bernama SEKSI.&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;SEKSI terus dipromosikan ke pangkat yang lebih tinggi &amp;amp; berjaya menaik taraf pendidikan diri..&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Anda pula beralih angin dengan bekerja sendiri.&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Entah macamana pula anda tak pasal-pasal mendapat kontrak dengan si SEKSI. &lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Kononnya si SEKSI ingin menolong sahabat.&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Tiada siapa yang tahu alasan yang sebenar atau si SEKSI sudah tiada pilihan.&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Anda berjumpa si SEKSI dan mengucapkan terima kasih. &lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Si SEKSI membalas&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;" You sekarang dah jadi sub-kontraktor I, I tak boleh jumpa &amp;amp; bersembang dengan you lagi "&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Mak aiii...  macam taraf  Brahmin dan pariah pulak...&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Besor benor ke jawatannya tu sampai begitu sekali....&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Tak sangka.. &lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Lagi tinggi belajar...&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Lagi tinggi naik pangkat...&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Rupa-rupanya akal jadi singkat...&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Seksi.... Seksi.. &lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/3673926143004215301-7092404066869248362?l=bayatech.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://bayatech.blogspot.com/feeds/7092404066869248362/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://bayatech.blogspot.com/2011/05/kawan-yang-mentol.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/3673926143004215301/posts/default/7092404066869248362'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/3673926143004215301/posts/default/7092404066869248362'/><link rel='alternate' type='text/html' href='http://bayatech.blogspot.com/2011/05/kawan-yang-mentol.html' title='Kawan yang Mentol'/><author><name>Intai Intai Bisnes</name><uri>http://www.blogger.com/profile/12730769021432732558</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='32' height='28' src='http://2.bp.blogspot.com/_yxxHQFkLcgU/TU0_hBju1SI/AAAAAAAAAF0/aybEy1aKDCA/s220/fibercaricature.jpg'/></author><media:thumbnail xmlns:media='http://search.yahoo.com/mrss/' url='http://4.bp.blogspot.com/-k747jWVoitQ/Td0sIYLf4FI/AAAAAAAAARo/cqPLupstN8g/s72-c/kontraktor.jpg' height='72' width='72'/><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-3673926143004215301.post-2956101085344746244</id><published>2011-05-25T08:48:00.000-07:00</published><updated>2011-05-25T09:04:23.027-07:00</updated><title type='text'>Bila Main Contractor Tak Bayar Sub Kontraktor</title><content type='html'>&lt;a href="http://1.bp.blogspot.com/-fSG4YFqW380/Td0oRUOg8jI/AAAAAAAAARg/f4OisHrfQGU/s1600/kontraktor%2Bkuantan.jpg" onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}"&gt;&lt;img style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 400px; height: 261px;" src="http://1.bp.blogspot.com/-fSG4YFqW380/Td0oRUOg8jI/AAAAAAAAARg/f4OisHrfQGU/s400/kontraktor%2Bkuantan.jpg" border="0" alt="" id="BLOGGER_PHOTO_ID_5610684988725981746" /&gt;&lt;/a&gt;&lt;br /&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Ini adalah extreme case yang dilakukan oleh seorang sub-kontraktor di Kuantan, Pahang. &lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Beliau menggunakan excavator beliau untuk menghalang pintu keluar masuk ke tapak pembinaan projek kerajaan dengan alasan main contractor gagal membuat payment sejak beberapa bulan yang lalu. &lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Ini adalah salah satu cabaran yang dialami oleh semua yang menjalankan perniagaan sendiri. &lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Masalah payment atau pembayaran yang berdasarkan pada "back-to-back".. iaitu pembayaran akan dilakukan setelah pihak kerajaan membuat pembayaran terlebih dahulu.&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Yang untung besar adalah main contractor. &lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Cuma perlu dapatkan kontrak.&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Yang mengeluarkan peluh , keringat dan duit untuk pembinaan projek adalah sub-kontraktor.&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Alahaii... syoknya jadi main kontraktor.. &lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Jadilah kontraktor yang mempunyai "technical-know-who".. dan bukannya "technical-know-how"..&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Anda ada kepakaran tetapi tidak ada "know-who".. siapalah anda... &lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Anda mahukan rezeki yang bersih anda jadilah sub kontaktor sampai bila-bila..  &lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Anda cuma perlu menanggung kos projek orang lain.. &lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Anda yang mengeluarkan duit, orang lain yang kaya raya...&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Masih lagi mau jadi kontraktor???&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/3673926143004215301-2956101085344746244?l=bayatech.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://bayatech.blogspot.com/feeds/2956101085344746244/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://bayatech.blogspot.com/2011/05/bila-main-contractor-tak-bayar-sub.html#comment-form' title='1 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/3673926143004215301/posts/default/2956101085344746244'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/3673926143004215301/posts/default/2956101085344746244'/><link rel='alternate' type='text/html' href='http://bayatech.blogspot.com/2011/05/bila-main-contractor-tak-bayar-sub.html' title='Bila Main Contractor Tak Bayar Sub Kontraktor'/><author><name>Intai Intai Bisnes</name><uri>http://www.blogger.com/profile/12730769021432732558</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='32' height='28' src='http://2.bp.blogspot.com/_yxxHQFkLcgU/TU0_hBju1SI/AAAAAAAAAF0/aybEy1aKDCA/s220/fibercaricature.jpg'/></author><media:thumbnail xmlns:media='http://search.yahoo.com/mrss/' url='http://1.bp.blogspot.com/-fSG4YFqW380/Td0oRUOg8jI/AAAAAAAAARg/f4OisHrfQGU/s72-c/kontraktor%2Bkuantan.jpg' height='72' width='72'/><thr:total>1</thr:total></entry><entry><id>tag:blogger.com,1999:blog-3673926143004215301.post-5453380406505726765</id><published>2011-05-18T20:06:00.001-07:00</published><updated>2011-05-18T21:54:21.284-07:00</updated><title type='text'>Orang Melayu Cuma Nak Cepat Dapat Duit... Skim 1</title><content type='html'>&lt;div style="text-align: center;"&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;&lt;img src="http://4.bp.blogspot.com/-1purc0yvhi0/TdSYS7Z6MTI/AAAAAAAAARQ/sjMNK2k-KCs/s400/KipasDuit.jpg" style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 257px; height: 196px;" border="0" alt="" id="BLOGGER_PHOTO_ID_5608274886934540594" /&gt;&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div style="text-align: center;"&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Apa benar orang Melayu ni cuma nak cepat dapat duit?&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Tak kiralah macamana sekalipun asalkan bulan-bulan masyukkk...&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Kekadang sanggup berhutang dgn kekawan, ambil personal bank loan,  gadai kereta &amp;amp; rumah asalkan tiap-tiap bulan duit masyukkkkkkk... &lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Itu yang majoriti nak..&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Duit Masyukkk.. tanpa usaha.. &lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Ibarat CASH machine..&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div style="text-align: center;"&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;&lt;b&gt;&lt;span class="Apple-style-span"&gt;Skim 1 - Pak Man Telo&lt;/span&gt;&lt;/b&gt;&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Bermula dari trend Pak Man Telo sampailah sekarang... kalau ada individu atau syarikat yang offer keuntungan 7% sebulan selama 48 bulan, maka berduyun duyunlah orang Melayu akan memohon...&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Apakan tidaknya, ayat ayat manis yang diucap oleh si agen ibarat menyusung bantal pada orang yang tengah mengantuk..&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Cuba lihat Table di bawah.. Katakan anda masuk RM100,000.00 dan dapat 7%  sebulan selama  48bulan atau 4 tahun  .. &lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Berapa anda akan dapat pada penghujung 48 bulan ? &lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Alahaiii.. patutlah pun ramai yang masuk...  mungkin saya pun tergugat sama..&lt;/div&gt;&lt;div style="text-align: center;"&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;&lt;table class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="239" style="width:179.0pt;margin-left:4.65pt;border-collapse:collapse;mso-padding-alt:  0in 5.4pt 0in 5.4pt"&gt;  &lt;tbody&gt;&lt;tr style="mso-yfti-irow:0;mso-yfti-firstrow:yes;height:12.75pt"&gt;   &lt;td width="64" nowrap="" valign="bottom" style="width:48.0pt;border:solid windowtext 1.0pt;   mso-border-alt:solid windowtext .5pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal" align="center" style="text-align:center"&gt;&lt;b&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;Bulan &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/b&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="84" nowrap="" valign="bottom" style="width:63.0pt;border:solid windowtext 1.0pt;   border-left:none;mso-border-top-alt:solid windowtext .5pt;mso-border-bottom-alt:   solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;padding:   0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal" align="center" style="text-align:center"&gt;&lt;b&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;7% setahun&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/b&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="91" nowrap="" valign="bottom" style="width:68.0pt;border:solid windowtext 1.0pt;   border-left:none;mso-border-top-alt:solid windowtext .5pt;mso-border-bottom-alt:   solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;padding:   0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal" align="center" style="text-align:center"&gt;&lt;b&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;Keuntungan&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/b&gt;&lt;/p&gt;   &lt;/td&gt;  &lt;/tr&gt;  &lt;tr style="mso-yfti-irow:1;height:12.75pt"&gt;   &lt;td width="64" nowrap="" valign="bottom" style="width:48.0pt;border:solid windowtext 1.0pt;   border-top:none;mso-border-left-alt:solid windowtext .5pt;mso-border-bottom-alt:   solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;padding:   0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal" align="center" style="text-align:center"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt; &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="84" nowrap="" valign="bottom" style="width:63.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt; &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="91" nowrap="" valign="bottom" style="width:68.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt; &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;  &lt;/tr&gt;  &lt;tr style="mso-yfti-irow:2;height:12.75pt"&gt;   &lt;td width="64" nowrap="" valign="bottom" style="width:48.0pt;border:solid windowtext 1.0pt;   border-top:none;mso-border-left-alt:solid windowtext .5pt;mso-border-bottom-alt:   solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;padding:   0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal" align="center" style="text-align:center"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;1&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="84" nowrap="" valign="bottom" style="width:63.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;      &lt;/span&gt;7,000.00 &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="91" nowrap="" valign="bottom" style="width:68.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;     &lt;/span&gt;(93,000.00)&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;  &lt;/tr&gt;  &lt;tr style="mso-yfti-irow:3;height:12.75pt"&gt;   &lt;td width="64" nowrap="" valign="bottom" style="width:48.0pt;border:solid windowtext 1.0pt;   border-top:none;mso-border-left-alt:solid windowtext .5pt;mso-border-bottom-alt:   solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;padding:   0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal" align="center" style="text-align:center"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;2&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="84" nowrap="" valign="bottom" style="width:63.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;    &lt;/span&gt;14,000.00 &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="91" nowrap="" valign="bottom" style="width:68.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;     &lt;/span&gt;(86,000.00)&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;  &lt;/tr&gt;  &lt;tr style="mso-yfti-irow:4;height:12.75pt"&gt;   &lt;td width="64" nowrap="" valign="bottom" style="width:48.0pt;border:solid windowtext 1.0pt;   border-top:none;mso-border-left-alt:solid windowtext .5pt;mso-border-bottom-alt:   solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;padding:   0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal" align="center" style="text-align:center"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;3&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="84" nowrap="" valign="bottom" style="width:63.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;    &lt;/span&gt;21,000.00 &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="91" nowrap="" valign="bottom" style="width:68.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;     &lt;/span&gt;(79,000.00)&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;  &lt;/tr&gt;  &lt;tr style="mso-yfti-irow:5;height:12.75pt"&gt;   &lt;td width="64" nowrap="" valign="bottom" style="width:48.0pt;border:solid windowtext 1.0pt;   border-top:none;mso-border-left-alt:solid windowtext .5pt;mso-border-bottom-alt:   solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;padding:   0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal" align="center" style="text-align:center"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;4&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="84" nowrap="" valign="bottom" style="width:63.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;    &lt;/span&gt;28,000.00 &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="91" nowrap="" valign="bottom" style="width:68.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;     &lt;/span&gt;(72,000.00)&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;  &lt;/tr&gt;  &lt;tr style="mso-yfti-irow:6;height:12.75pt"&gt;   &lt;td width="64" nowrap="" valign="bottom" style="width:48.0pt;border:solid windowtext 1.0pt;   border-top:none;mso-border-left-alt:solid windowtext .5pt;mso-border-bottom-alt:   solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;padding:   0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal" align="center" style="text-align:center"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;5&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="84" nowrap="" valign="bottom" style="width:63.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;    &lt;/span&gt;35,000.00 &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="91" nowrap="" valign="bottom" style="width:68.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;     &lt;/span&gt;(65,000.00)&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;  &lt;/tr&gt;  &lt;tr style="mso-yfti-irow:7;height:12.75pt"&gt;   &lt;td width="64" nowrap="" valign="bottom" style="width:48.0pt;border:solid windowtext 1.0pt;   border-top:none;mso-border-left-alt:solid windowtext .5pt;mso-border-bottom-alt:   solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;padding:   0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal" align="center" style="text-align:center"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;6&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="84" nowrap="" valign="bottom" style="width:63.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;    &lt;/span&gt;42,000.00 &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="91" nowrap="" valign="bottom" style="width:68.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;     &lt;/span&gt;(58,000.00)&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;  &lt;/tr&gt;  &lt;tr style="mso-yfti-irow:8;height:12.75pt"&gt;   &lt;td width="64" nowrap="" valign="bottom" style="width:48.0pt;border:solid windowtext 1.0pt;   border-top:none;mso-border-left-alt:solid windowtext .5pt;mso-border-bottom-alt:   solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;padding:   0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal" align="center" style="text-align:center"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;7&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="84" nowrap="" valign="bottom" style="width:63.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;    &lt;/span&gt;49,000.00 &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="91" nowrap="" valign="bottom" style="width:68.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;     &lt;/span&gt;(51,000.00)&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;  &lt;/tr&gt;  &lt;tr style="mso-yfti-irow:9;height:12.75pt"&gt;   &lt;td width="64" nowrap="" valign="bottom" style="width:48.0pt;border:solid windowtext 1.0pt;   border-top:none;mso-border-left-alt:solid windowtext .5pt;mso-border-bottom-alt:   solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;padding:   0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal" align="center" style="text-align:center"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;8&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="84" nowrap="" valign="bottom" style="width:63.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;    &lt;/span&gt;56,000.00 &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="91" nowrap="" valign="bottom" style="width:68.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;     &lt;/span&gt;(44,000.00)&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;  &lt;/tr&gt;  &lt;tr style="mso-yfti-irow:10;height:12.75pt"&gt;   &lt;td width="64" nowrap="" valign="bottom" style="width:48.0pt;border:solid windowtext 1.0pt;   border-top:none;mso-border-left-alt:solid windowtext .5pt;mso-border-bottom-alt:   solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;padding:   0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal" align="center" style="text-align:center"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;9&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="84" nowrap="" valign="bottom" style="width:63.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;    &lt;/span&gt;63,000.00 &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="91" nowrap="" valign="bottom" style="width:68.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;     &lt;/span&gt;(37,000.00)&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;  &lt;/tr&gt;  &lt;tr style="mso-yfti-irow:11;height:12.75pt"&gt;   &lt;td width="64" nowrap="" valign="bottom" style="width:48.0pt;border:solid windowtext 1.0pt;   border-top:none;mso-border-left-alt:solid windowtext .5pt;mso-border-bottom-alt:   solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;padding:   0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal" align="center" style="text-align:center"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;10&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="84" nowrap="" valign="bottom" style="width:63.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;    &lt;/span&gt;70,000.00 &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="91" nowrap="" valign="bottom" style="width:68.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;     &lt;/span&gt;(30,000.00)&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;  &lt;/tr&gt;  &lt;tr style="mso-yfti-irow:12;height:12.75pt"&gt;   &lt;td width="64" nowrap="" valign="bottom" style="width:48.0pt;border:solid windowtext 1.0pt;   border-top:none;mso-border-left-alt:solid windowtext .5pt;mso-border-bottom-alt:   solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;padding:   0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal" align="center" style="text-align:center"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;11&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="84" nowrap="" valign="bottom" style="width:63.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;    &lt;/span&gt;77,000.00 &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="91" nowrap="" valign="bottom" style="width:68.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;     &lt;/span&gt;(23,000.00)&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;  &lt;/tr&gt;  &lt;tr style="mso-yfti-irow:13;height:12.75pt"&gt;   &lt;td width="64" nowrap="" valign="bottom" style="width:48.0pt;border:solid windowtext 1.0pt;   border-top:none;mso-border-left-alt:solid windowtext .5pt;mso-border-bottom-alt:   solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;padding:   0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal" align="center" style="text-align:center"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;12&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="84" nowrap="" valign="bottom" style="width:63.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;    &lt;/span&gt;84,000.00 &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="91" nowrap="" valign="bottom" style="width:68.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;     &lt;/span&gt;(16,000.00)&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;  &lt;/tr&gt;  &lt;tr style="mso-yfti-irow:14;height:12.75pt"&gt;   &lt;td width="64" nowrap="" valign="bottom" style="width:48.0pt;border:solid windowtext 1.0pt;   border-top:none;mso-border-left-alt:solid windowtext .5pt;mso-border-bottom-alt:   solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;padding:   0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal" align="center" style="text-align:center"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;13&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="84" nowrap="" valign="bottom" style="width:63.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;    &lt;/span&gt;91,000.00 &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="91" nowrap="" valign="bottom" style="width:68.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;      &lt;/span&gt;(9,000.00)&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;  &lt;/tr&gt;  &lt;tr style="mso-yfti-irow:15;height:12.75pt"&gt;   &lt;td width="64" nowrap="" valign="bottom" style="width:48.0pt;border:solid windowtext 1.0pt;   border-top:none;mso-border-left-alt:solid windowtext .5pt;mso-border-bottom-alt:   solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;padding:   0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal" align="center" style="text-align:center"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;14&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="84" nowrap="" valign="bottom" style="width:63.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;    &lt;/span&gt;98,000.00 &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="91" nowrap="" valign="bottom" style="width:68.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;      &lt;/span&gt;(2,000.00)&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;  &lt;/tr&gt;  &lt;tr style="mso-yfti-irow:16;height:12.75pt"&gt;   &lt;td width="64" nowrap="" valign="bottom" style="width:48.0pt;border:solid windowtext 1.0pt;   border-top:none;mso-border-left-alt:solid windowtext .5pt;mso-border-bottom-alt:   solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;padding:   0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal" align="center" style="text-align:center"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;15&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="84" nowrap="" valign="bottom" style="width:63.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;  &lt;/span&gt;105,000.00 &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="91" nowrap="" valign="bottom" style="width:68.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;       &lt;/span&gt;5,000.00 &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;  &lt;/tr&gt;  &lt;tr style="mso-yfti-irow:17;height:12.75pt"&gt;   &lt;td width="64" nowrap="" valign="bottom" style="width:48.0pt;border:solid windowtext 1.0pt;   border-top:none;mso-border-left-alt:solid windowtext .5pt;mso-border-bottom-alt:   solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;padding:   0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal" align="center" style="text-align:center"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;16&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="84" nowrap="" valign="bottom" style="width:63.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;  &lt;/span&gt;112,000.00 &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="91" nowrap="" valign="bottom" style="width:68.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;      &lt;/span&gt;12,000.00 &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;  &lt;/tr&gt;  &lt;tr style="mso-yfti-irow:18;height:12.75pt"&gt;   &lt;td width="64" nowrap="" valign="bottom" style="width:48.0pt;border:solid windowtext 1.0pt;   border-top:none;mso-border-left-alt:solid windowtext .5pt;mso-border-bottom-alt:   solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;padding:   0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal" align="center" style="text-align:center"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;17&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="84" nowrap="" valign="bottom" style="width:63.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;  &lt;/span&gt;119,000.00 &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="91" nowrap="" valign="bottom" style="width:68.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;      &lt;/span&gt;19,000.00 &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;  &lt;/tr&gt;  &lt;tr style="mso-yfti-irow:19;height:12.75pt"&gt;   &lt;td width="64" nowrap="" valign="bottom" style="width:48.0pt;border:solid windowtext 1.0pt;   border-top:none;mso-border-left-alt:solid windowtext .5pt;mso-border-bottom-alt:   solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;padding:   0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal" align="center" style="text-align:center"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;18&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="84" nowrap="" valign="bottom" style="width:63.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;  &lt;/span&gt;126,000.00 &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="91" nowrap="" valign="bottom" style="width:68.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;      &lt;/span&gt;26,000.00 &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;  &lt;/tr&gt;  &lt;tr style="mso-yfti-irow:20;height:12.75pt"&gt;   &lt;td width="64" nowrap="" valign="bottom" style="width:48.0pt;border:solid windowtext 1.0pt;   border-top:none;mso-border-left-alt:solid windowtext .5pt;mso-border-bottom-alt:   solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;padding:   0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal" align="center" style="text-align:center"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;19&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="84" nowrap="" valign="bottom" style="width:63.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;  &lt;/span&gt;133,000.00 &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="91" nowrap="" valign="bottom" style="width:68.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;      &lt;/span&gt;33,000.00 &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;  &lt;/tr&gt;  &lt;tr style="mso-yfti-irow:21;height:12.75pt"&gt;   &lt;td width="64" nowrap="" valign="bottom" style="width:48.0pt;border:solid windowtext 1.0pt;   border-top:none;mso-border-left-alt:solid windowtext .5pt;mso-border-bottom-alt:   solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;padding:   0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal" align="center" style="text-align:center"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;20&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="84" nowrap="" valign="bottom" style="width:63.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;  &lt;/span&gt;140,000.00 &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="91" nowrap="" valign="bottom" style="width:68.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;      &lt;/span&gt;40,000.00 &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;  &lt;/tr&gt;  &lt;tr style="mso-yfti-irow:22;height:12.75pt"&gt;   &lt;td width="64" nowrap="" valign="bottom" style="width:48.0pt;border:solid windowtext 1.0pt;   border-top:none;mso-border-left-alt:solid windowtext .5pt;mso-border-bottom-alt:   solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;padding:   0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal" align="center" style="text-align:center"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;21&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="84" nowrap="" valign="bottom" style="width:63.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;  &lt;/span&gt;147,000.00 &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="91" nowrap="" valign="bottom" style="width:68.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;      &lt;/span&gt;47,000.00 &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;  &lt;/tr&gt;  &lt;tr style="mso-yfti-irow:23;height:12.75pt"&gt;   &lt;td width="64" nowrap="" valign="bottom" style="width:48.0pt;border:solid windowtext 1.0pt;   border-top:none;mso-border-left-alt:solid windowtext .5pt;mso-border-bottom-alt:   solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;padding:   0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal" align="center" style="text-align:center"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;22&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="84" nowrap="" valign="bottom" style="width:63.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;  &lt;/span&gt;154,000.00 &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="91" nowrap="" valign="bottom" style="width:68.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;      &lt;/span&gt;54,000.00 &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;  &lt;/tr&gt;  &lt;tr style="mso-yfti-irow:24;height:12.75pt"&gt;   &lt;td width="64" nowrap="" valign="bottom" style="width:48.0pt;border:solid windowtext 1.0pt;   border-top:none;mso-border-left-alt:solid windowtext .5pt;mso-border-bottom-alt:   solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;padding:   0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal" align="center" style="text-align:center"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;23&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="84" nowrap="" valign="bottom" style="width:63.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;  &lt;/span&gt;161,000.00 &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="91" nowrap="" valign="bottom" style="width:68.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;      &lt;/span&gt;61,000.00 &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;  &lt;/tr&gt;  &lt;tr style="mso-yfti-irow:25;height:12.75pt"&gt;   &lt;td width="64" nowrap="" valign="bottom" style="width:48.0pt;border:solid windowtext 1.0pt;   border-top:none;mso-border-left-alt:solid windowtext .5pt;mso-border-bottom-alt:   solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;padding:   0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal" align="center" style="text-align:center"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;24&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="84" nowrap="" valign="bottom" style="width:63.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;  &lt;/span&gt;168,000.00 &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="91" nowrap="" valign="bottom" style="width:68.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;      &lt;/span&gt;68,000.00 &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;  &lt;/tr&gt;  &lt;tr style="mso-yfti-irow:26;height:12.75pt"&gt;   &lt;td width="64" nowrap="" valign="bottom" style="width:48.0pt;border:solid windowtext 1.0pt;   border-top:none;mso-border-left-alt:solid windowtext .5pt;mso-border-bottom-alt:   solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;padding:   0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal" align="center" style="text-align:center"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;25&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="84" nowrap="" valign="bottom" style="width:63.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;  &lt;/span&gt;175,000.00 &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="91" nowrap="" valign="bottom" style="width:68.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;      &lt;/span&gt;75,000.00 &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;  &lt;/tr&gt;  &lt;tr style="mso-yfti-irow:27;height:12.75pt"&gt;   &lt;td width="64" nowrap="" valign="bottom" style="width:48.0pt;border:solid windowtext 1.0pt;   border-top:none;mso-border-left-alt:solid windowtext .5pt;mso-border-bottom-alt:   solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;padding:   0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal" align="center" style="text-align:center"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;26&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="84" nowrap="" valign="bottom" style="width:63.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;  &lt;/span&gt;182,000.00 &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="91" nowrap="" valign="bottom" style="width:68.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;      &lt;/span&gt;82,000.00 &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;  &lt;/tr&gt;  &lt;tr style="mso-yfti-irow:28;height:12.75pt"&gt;   &lt;td width="64" nowrap="" valign="bottom" style="width:48.0pt;border:solid windowtext 1.0pt;   border-top:none;mso-border-left-alt:solid windowtext .5pt;mso-border-bottom-alt:   solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;padding:   0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal" align="center" style="text-align:center"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;27&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="84" nowrap="" valign="bottom" style="width:63.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;  &lt;/span&gt;189,000.00 &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="91" nowrap="" valign="bottom" style="width:68.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;      &lt;/span&gt;89,000.00 &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;  &lt;/tr&gt;  &lt;tr style="mso-yfti-irow:29;height:12.75pt"&gt;   &lt;td width="64" nowrap="" valign="bottom" style="width:48.0pt;border:solid windowtext 1.0pt;   border-top:none;mso-border-left-alt:solid windowtext .5pt;mso-border-bottom-alt:   solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;padding:   0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal" align="center" style="text-align:center"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;28&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="84" nowrap="" valign="bottom" style="width:63.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;  &lt;/span&gt;196,000.00 &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="91" nowrap="" valign="bottom" style="width:68.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;      &lt;/span&gt;96,000.00 &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;  &lt;/tr&gt;  &lt;tr style="mso-yfti-irow:30;height:12.75pt"&gt;   &lt;td width="64" nowrap="" valign="bottom" style="width:48.0pt;border:solid windowtext 1.0pt;   border-top:none;mso-border-left-alt:solid windowtext .5pt;mso-border-bottom-alt:   solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;padding:   0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal" align="center" style="text-align:center"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;29&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="84" nowrap="" valign="bottom" style="width:63.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;  &lt;/span&gt;203,000.00 &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="91" nowrap="" valign="bottom" style="width:68.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;    &lt;/span&gt;103,000.00 &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;  &lt;/tr&gt;  &lt;tr style="mso-yfti-irow:31;height:12.75pt"&gt;   &lt;td width="64" nowrap="" valign="bottom" style="width:48.0pt;border:solid windowtext 1.0pt;   border-top:none;mso-border-left-alt:solid windowtext .5pt;mso-border-bottom-alt:   solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;padding:   0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal" align="center" style="text-align:center"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;30&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="84" nowrap="" valign="bottom" style="width:63.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;  &lt;/span&gt;210,000.00 &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="91" nowrap="" valign="bottom" style="width:68.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;    &lt;/span&gt;110,000.00 &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;  &lt;/tr&gt;  &lt;tr style="mso-yfti-irow:32;height:12.75pt"&gt;   &lt;td width="64" nowrap="" valign="bottom" style="width:48.0pt;border:solid windowtext 1.0pt;   border-top:none;mso-border-left-alt:solid windowtext .5pt;mso-border-bottom-alt:   solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;padding:   0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal" align="center" style="text-align:center"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;31&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="84" nowrap="" valign="bottom" style="width:63.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;  &lt;/span&gt;217,000.00 &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="91" nowrap="" valign="bottom" style="width:68.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;    &lt;/span&gt;117,000.00 &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;  &lt;/tr&gt;  &lt;tr style="mso-yfti-irow:33;height:12.75pt"&gt;   &lt;td width="64" nowrap="" valign="bottom" style="width:48.0pt;border:solid windowtext 1.0pt;   border-top:none;mso-border-left-alt:solid windowtext .5pt;mso-border-bottom-alt:   solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;padding:   0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal" align="center" style="text-align:center"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;32&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="84" nowrap="" valign="bottom" style="width:63.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;  &lt;/span&gt;224,000.00 &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="91" nowrap="" valign="bottom" style="width:68.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;    &lt;/span&gt;124,000.00 &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;  &lt;/tr&gt;  &lt;tr style="mso-yfti-irow:34;height:12.75pt"&gt;   &lt;td width="64" nowrap="" valign="bottom" style="width:48.0pt;border:solid windowtext 1.0pt;   border-top:none;mso-border-left-alt:solid windowtext .5pt;mso-border-bottom-alt:   solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;padding:   0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal" align="center" style="text-align:center"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;33&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="84" nowrap="" valign="bottom" style="width:63.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;  &lt;/span&gt;231,000.00 &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="91" nowrap="" valign="bottom" style="width:68.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;    &lt;/span&gt;131,000.00 &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;  &lt;/tr&gt;  &lt;tr style="mso-yfti-irow:35;height:12.75pt"&gt;   &lt;td width="64" nowrap="" valign="bottom" style="width:48.0pt;border:solid windowtext 1.0pt;   border-top:none;mso-border-left-alt:solid windowtext .5pt;mso-border-bottom-alt:   solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;padding:   0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal" align="center" style="text-align:center"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;34&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="84" nowrap="" valign="bottom" style="width:63.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;  &lt;/span&gt;238,000.00 &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="91" nowrap="" valign="bottom" style="width:68.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;    &lt;/span&gt;138,000.00 &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;  &lt;/tr&gt;  &lt;tr style="mso-yfti-irow:36;height:12.75pt"&gt;   &lt;td width="64" nowrap="" valign="bottom" style="width:48.0pt;border:solid windowtext 1.0pt;   border-top:none;mso-border-left-alt:solid windowtext .5pt;mso-border-bottom-alt:   solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;padding:   0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal" align="center" style="text-align:center"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;35&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="84" nowrap="" valign="bottom" style="width:63.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;  &lt;/span&gt;245,000.00 &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="91" nowrap="" valign="bottom" style="width:68.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;    &lt;/span&gt;145,000.00 &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;  &lt;/tr&gt;  &lt;tr style="mso-yfti-irow:37;height:12.75pt"&gt;   &lt;td width="64" nowrap="" valign="bottom" style="width:48.0pt;border:solid windowtext 1.0pt;   border-top:none;mso-border-left-alt:solid windowtext .5pt;mso-border-bottom-alt:   solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;padding:   0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal" align="center" style="text-align:center"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;36&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="84" nowrap="" valign="bottom" style="width:63.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;  &lt;/span&gt;252,000.00 &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="91" nowrap="" valign="bottom" style="width:68.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;    &lt;/span&gt;152,000.00 &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;  &lt;/tr&gt;  &lt;tr style="mso-yfti-irow:38;height:12.75pt"&gt;   &lt;td width="64" nowrap="" valign="bottom" style="width:48.0pt;border:solid windowtext 1.0pt;   border-top:none;mso-border-left-alt:solid windowtext .5pt;mso-border-bottom-alt:   solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;padding:   0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal" align="center" style="text-align:center"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;37&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="84" nowrap="" valign="bottom" style="width:63.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;  &lt;/span&gt;259,000.00 &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="91" nowrap="" valign="bottom" style="width:68.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;    &lt;/span&gt;159,000.00 &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;  &lt;/tr&gt;  &lt;tr style="mso-yfti-irow:39;height:12.75pt"&gt;   &lt;td width="64" nowrap="" valign="bottom" style="width:48.0pt;border:solid windowtext 1.0pt;   border-top:none;mso-border-left-alt:solid windowtext .5pt;mso-border-bottom-alt:   solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;padding:   0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal" align="center" style="text-align:center"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;38&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="84" nowrap="" valign="bottom" style="width:63.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;  &lt;/span&gt;266,000.00 &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="91" nowrap="" valign="bottom" style="width:68.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;    &lt;/span&gt;166,000.00 &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;  &lt;/tr&gt;  &lt;tr style="mso-yfti-irow:40;height:12.75pt"&gt;   &lt;td width="64" nowrap="" valign="bottom" style="width:48.0pt;border:solid windowtext 1.0pt;   border-top:none;mso-border-left-alt:solid windowtext .5pt;mso-border-bottom-alt:   solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;padding:   0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal" align="center" style="text-align:center"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;39&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="84" nowrap="" valign="bottom" style="width:63.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;  &lt;/span&gt;273,000.00 &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="91" nowrap="" valign="bottom" style="width:68.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;    &lt;/span&gt;173,000.00 &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;  &lt;/tr&gt;  &lt;tr style="mso-yfti-irow:41;height:12.75pt"&gt;   &lt;td width="64" nowrap="" valign="bottom" style="width:48.0pt;border:solid windowtext 1.0pt;   border-top:none;mso-border-left-alt:solid windowtext .5pt;mso-border-bottom-alt:   solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;padding:   0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal" align="center" style="text-align:center"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;40&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="84" nowrap="" valign="bottom" style="width:63.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;  &lt;/span&gt;280,000.00 &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="91" nowrap="" valign="bottom" style="width:68.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;    &lt;/span&gt;180,000.00 &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;  &lt;/tr&gt;  &lt;tr style="mso-yfti-irow:42;height:12.75pt"&gt;   &lt;td width="64" nowrap="" valign="bottom" style="width:48.0pt;border:solid windowtext 1.0pt;   border-top:none;mso-border-left-alt:solid windowtext .5pt;mso-border-bottom-alt:   solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;padding:   0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal" align="center" style="text-align:center"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;41&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="84" nowrap="" valign="bottom" style="width:63.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;  &lt;/span&gt;287,000.00 &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="91" nowrap="" valign="bottom" style="width:68.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;    &lt;/span&gt;187,000.00 &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;  &lt;/tr&gt;  &lt;tr style="mso-yfti-irow:43;height:12.75pt"&gt;   &lt;td width="64" nowrap="" valign="bottom" style="width:48.0pt;border:solid windowtext 1.0pt;   border-top:none;mso-border-left-alt:solid windowtext .5pt;mso-border-bottom-alt:   solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;padding:   0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal" align="center" style="text-align:center"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;42&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="84" nowrap="" valign="bottom" style="width:63.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;  &lt;/span&gt;294,000.00 &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="91" nowrap="" valign="bottom" style="width:68.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;    &lt;/span&gt;194,000.00 &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;  &lt;/tr&gt;  &lt;tr style="mso-yfti-irow:44;height:12.75pt"&gt;   &lt;td width="64" nowrap="" valign="bottom" style="width:48.0pt;border:solid windowtext 1.0pt;   border-top:none;mso-border-left-alt:solid windowtext .5pt;mso-border-bottom-alt:   solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;padding:   0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal" align="center" style="text-align:center"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;43&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="84" nowrap="" valign="bottom" style="width:63.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;  &lt;/span&gt;301,000.00 &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="91" nowrap="" valign="bottom" style="width:68.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;    &lt;/span&gt;201,000.00 &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;  &lt;/tr&gt;  &lt;tr style="mso-yfti-irow:45;height:12.75pt"&gt;   &lt;td width="64" nowrap="" valign="bottom" style="width:48.0pt;border:solid windowtext 1.0pt;   border-top:none;mso-border-left-alt:solid windowtext .5pt;mso-border-bottom-alt:   solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;padding:   0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal" align="center" style="text-align:center"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;44&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="84" nowrap="" valign="bottom" style="width:63.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;  &lt;/span&gt;308,000.00 &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="91" nowrap="" valign="bottom" style="width:68.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;    &lt;/span&gt;208,000.00 &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;  &lt;/tr&gt;  &lt;tr style="mso-yfti-irow:46;height:12.75pt"&gt;   &lt;td width="64" nowrap="" valign="bottom" style="width:48.0pt;border:solid windowtext 1.0pt;   border-top:none;mso-border-left-alt:solid windowtext .5pt;mso-border-bottom-alt:   solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;padding:   0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal" align="center" style="text-align:center"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;45&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="84" nowrap="" valign="bottom" style="width:63.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;  &lt;/span&gt;315,000.00 &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="91" nowrap="" valign="bottom" style="width:68.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;    &lt;/span&gt;215,000.00 &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;  &lt;/tr&gt;  &lt;tr style="mso-yfti-irow:47;height:12.75pt"&gt;   &lt;td width="64" nowrap="" valign="bottom" style="width:48.0pt;border:solid windowtext 1.0pt;   border-top:none;mso-border-left-alt:solid windowtext .5pt;mso-border-bottom-alt:   solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;padding:   0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal" align="center" style="text-align:center"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;46&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="84" nowrap="" valign="bottom" style="width:63.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;  &lt;/span&gt;322,000.00 &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="91" nowrap="" valign="bottom" style="width:68.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;    &lt;/span&gt;222,000.00 &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;  &lt;/tr&gt;  &lt;tr style="mso-yfti-irow:48;height:12.75pt"&gt;   &lt;td width="64" nowrap="" valign="bottom" style="width:48.0pt;border:solid windowtext 1.0pt;   border-top:none;mso-border-left-alt:solid windowtext .5pt;mso-border-bottom-alt:   solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;padding:   0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal" align="center" style="text-align:center"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;47&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="84" nowrap="" valign="bottom" style="width:63.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;  &lt;/span&gt;329,000.00 &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="91" nowrap="" valign="bottom" style="width:68.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;    &lt;/span&gt;229,000.00 &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;  &lt;/tr&gt;  &lt;tr style="mso-yfti-irow:49;mso-yfti-lastrow:yes;height:12.75pt"&gt;   &lt;td width="64" nowrap="" valign="bottom" style="width:48.0pt;border:solid windowtext 1.0pt;   border-top:none;mso-border-left-alt:solid windowtext .5pt;mso-border-bottom-alt:   solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;padding:   0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal" align="center" style="text-align:center"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;48&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="84" nowrap="" valign="bottom" style="width:63.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;  &lt;/span&gt;336,000.00 &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="91" nowrap="" valign="bottom" style="width:68.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;    &lt;/span&gt;236,000.00 &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;  &lt;/tr&gt;&lt;/tbody&gt;&lt;/table&gt;&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;  Fuyoooo...  Anda akan dapat RM 236,000.00 pada penghujung 48bulan.&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Kalau ada yang bergolok gadai dengan bank, pada kiraanya, akan selesailah pinjaman yang dibuat pada penghujung bulan yang ke 14 atau 1 tahun 2 bulan.&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Selepas bayar loan, yang meminjam pun akan tersenyumlah sehingga dari bulan 15 hinggalah ke bulan 48...&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Katakanlah anda cuma ada RM25,000.00.. Apa kah pula pulangan anda?&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Jom kita main kira-kira jap..&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;&lt;table class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="239" style="width:179.0pt;margin-left:4.65pt;border-collapse:collapse;mso-padding-alt:  0in 5.4pt 0in 5.4pt"&gt;  &lt;tbody&gt;&lt;tr style="mso-yfti-irow:0;mso-yfti-firstrow:yes;height:12.75pt"&gt;   &lt;td width="64" nowrap="" valign="bottom" style="width:48.0pt;border:solid windowtext 1.0pt;   mso-border-alt:solid windowtext .5pt;padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal" align="center" style="text-align:center"&gt;&lt;b&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;Bulan &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/b&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="84" nowrap="" valign="bottom" style="width:63.0pt;border:solid windowtext 1.0pt;   border-left:none;mso-border-top-alt:solid windowtext .5pt;mso-border-bottom-alt:   solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;padding:   0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal" align="center" style="text-align:center"&gt;&lt;b&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;7% setahun&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/b&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="91" nowrap="" valign="bottom" style="width:68.0pt;border:solid windowtext 1.0pt;   border-left:none;mso-border-top-alt:solid windowtext .5pt;mso-border-bottom-alt:   solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;padding:   0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal" align="center" style="text-align:center"&gt;&lt;b&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;Keuntungan&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/b&gt;&lt;/p&gt;   &lt;/td&gt;  &lt;/tr&gt;  &lt;tr style="mso-yfti-irow:1;height:12.75pt"&gt;   &lt;td width="64" nowrap="" valign="bottom" style="width:48.0pt;border:solid windowtext 1.0pt;   border-top:none;mso-border-left-alt:solid windowtext .5pt;mso-border-bottom-alt:   solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;padding:   0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal" align="center" style="text-align:center"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt; &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="84" nowrap="" valign="bottom" style="width:63.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt; &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="91" nowrap="" valign="bottom" style="width:68.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt; &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;  &lt;/tr&gt;  &lt;tr style="mso-yfti-irow:2;height:12.75pt"&gt;   &lt;td width="64" nowrap="" valign="bottom" style="width:48.0pt;border:solid windowtext 1.0pt;   border-top:none;mso-border-left-alt:solid windowtext .5pt;mso-border-bottom-alt:   solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;padding:   0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal" align="center" style="text-align:center"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;1&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="84" nowrap="" valign="bottom" style="width:63.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;      &lt;/span&gt;1,750.00 &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="91" nowrap="" valign="bottom" style="width:68.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;     &lt;/span&gt;(23,250.00)&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;  &lt;/tr&gt;  &lt;tr style="mso-yfti-irow:3;height:12.75pt"&gt;   &lt;td width="64" nowrap="" valign="bottom" style="width:48.0pt;border:solid windowtext 1.0pt;   border-top:none;mso-border-left-alt:solid windowtext .5pt;mso-border-bottom-alt:   solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;padding:   0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal" align="center" style="text-align:center"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;2&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="84" nowrap="" valign="bottom" style="width:63.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;      &lt;/span&gt;3,500.00 &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="91" nowrap="" valign="bottom" style="width:68.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;     &lt;/span&gt;(21,500.00)&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;  &lt;/tr&gt;  &lt;tr style="mso-yfti-irow:4;height:12.75pt"&gt;   &lt;td width="64" nowrap="" valign="bottom" style="width:48.0pt;border:solid windowtext 1.0pt;   border-top:none;mso-border-left-alt:solid windowtext .5pt;mso-border-bottom-alt:   solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;padding:   0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal" align="center" style="text-align:center"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;3&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="84" nowrap="" valign="bottom" style="width:63.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;      &lt;/span&gt;5,250.00 &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="91" nowrap="" valign="bottom" style="width:68.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;     &lt;/span&gt;(19,750.00)&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;  &lt;/tr&gt;  &lt;tr style="mso-yfti-irow:5;height:12.75pt"&gt;   &lt;td width="64" nowrap="" valign="bottom" style="width:48.0pt;border:solid windowtext 1.0pt;   border-top:none;mso-border-left-alt:solid windowtext .5pt;mso-border-bottom-alt:   solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;padding:   0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal" align="center" style="text-align:center"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;4&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="84" nowrap="" valign="bottom" style="width:63.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;      &lt;/span&gt;7,000.00 &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="91" nowrap="" valign="bottom" style="width:68.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;     &lt;/span&gt;(18,000.00)&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;  &lt;/tr&gt;  &lt;tr style="mso-yfti-irow:6;height:12.75pt"&gt;   &lt;td width="64" nowrap="" valign="bottom" style="width:48.0pt;border:solid windowtext 1.0pt;   border-top:none;mso-border-left-alt:solid windowtext .5pt;mso-border-bottom-alt:   solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;padding:   0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal" align="center" style="text-align:center"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;5&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="84" nowrap="" valign="bottom" style="width:63.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;      &lt;/span&gt;8,750.00 &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="91" nowrap="" valign="bottom" style="width:68.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;     &lt;/span&gt;(16,250.00)&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;  &lt;/tr&gt;  &lt;tr style="mso-yfti-irow:7;height:12.75pt"&gt;   &lt;td width="64" nowrap="" valign="bottom" style="width:48.0pt;border:solid windowtext 1.0pt;   border-top:none;mso-border-left-alt:solid windowtext .5pt;mso-border-bottom-alt:   solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;padding:   0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal" align="center" style="text-align:center"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;6&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="84" nowrap="" valign="bottom" style="width:63.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;    &lt;/span&gt;10,500.00 &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="91" nowrap="" valign="bottom" style="width:68.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;     &lt;/span&gt;(14,500.00)&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;  &lt;/tr&gt;  &lt;tr style="mso-yfti-irow:8;height:12.75pt"&gt;   &lt;td width="64" nowrap="" valign="bottom" style="width:48.0pt;border:solid windowtext 1.0pt;   border-top:none;mso-border-left-alt:solid windowtext .5pt;mso-border-bottom-alt:   solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;padding:   0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal" align="center" style="text-align:center"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;7&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="84" nowrap="" valign="bottom" style="width:63.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;    &lt;/span&gt;12,250.00 &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="91" nowrap="" valign="bottom" style="width:68.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;     &lt;/span&gt;(12,750.00)&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;  &lt;/tr&gt;  &lt;tr style="mso-yfti-irow:9;height:12.75pt"&gt;   &lt;td width="64" nowrap="" valign="bottom" style="width:48.0pt;border:solid windowtext 1.0pt;   border-top:none;mso-border-left-alt:solid windowtext .5pt;mso-border-bottom-alt:   solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;padding:   0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal" align="center" style="text-align:center"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;8&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="84" nowrap="" valign="bottom" style="width:63.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;    &lt;/span&gt;14,000.00 &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="91" nowrap="" valign="bottom" style="width:68.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;     &lt;/span&gt;(11,000.00)&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;  &lt;/tr&gt;  &lt;tr style="mso-yfti-irow:10;height:12.75pt"&gt;   &lt;td width="64" nowrap="" valign="bottom" style="width:48.0pt;border:solid windowtext 1.0pt;   border-top:none;mso-border-left-alt:solid windowtext .5pt;mso-border-bottom-alt:   solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;padding:   0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal" align="center" style="text-align:center"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;9&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="84" nowrap="" valign="bottom" style="width:63.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;    &lt;/span&gt;15,750.00 &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="91" nowrap="" valign="bottom" style="width:68.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;      &lt;/span&gt;(9,250.00)&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;  &lt;/tr&gt;  &lt;tr style="mso-yfti-irow:11;height:12.75pt"&gt;   &lt;td width="64" nowrap="" valign="bottom" style="width:48.0pt;border:solid windowtext 1.0pt;   border-top:none;mso-border-left-alt:solid windowtext .5pt;mso-border-bottom-alt:   solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;padding:   0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal" align="center" style="text-align:center"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;10&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="84" nowrap="" valign="bottom" style="width:63.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;    &lt;/span&gt;17,500.00 &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="91" nowrap="" valign="bottom" style="width:68.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;      &lt;/span&gt;(7,500.00)&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;  &lt;/tr&gt;  &lt;tr style="mso-yfti-irow:12;height:12.75pt"&gt;   &lt;td width="64" nowrap="" valign="bottom" style="width:48.0pt;border:solid windowtext 1.0pt;   border-top:none;mso-border-left-alt:solid windowtext .5pt;mso-border-bottom-alt:   solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;padding:   0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal" align="center" style="text-align:center"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;11&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="84" nowrap="" valign="bottom" style="width:63.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;    &lt;/span&gt;19,250.00 &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="91" nowrap="" valign="bottom" style="width:68.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;      &lt;/span&gt;(5,750.00)&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;  &lt;/tr&gt;  &lt;tr style="mso-yfti-irow:13;height:12.75pt"&gt;   &lt;td width="64" nowrap="" valign="bottom" style="width:48.0pt;border:solid windowtext 1.0pt;   border-top:none;mso-border-left-alt:solid windowtext .5pt;mso-border-bottom-alt:   solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;padding:   0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal" align="center" style="text-align:center"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;12&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="84" nowrap="" valign="bottom" style="width:63.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;    &lt;/span&gt;21,000.00 &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="91" nowrap="" valign="bottom" style="width:68.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;      &lt;/span&gt;(4,000.00)&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;  &lt;/tr&gt;  &lt;tr style="mso-yfti-irow:14;height:12.75pt"&gt;   &lt;td width="64" nowrap="" valign="bottom" style="width:48.0pt;border:solid windowtext 1.0pt;   border-top:none;mso-border-left-alt:solid windowtext .5pt;mso-border-bottom-alt:   solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;padding:   0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal" align="center" style="text-align:center"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;13&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="84" nowrap="" valign="bottom" style="width:63.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;    &lt;/span&gt;22,750.00 &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="91" nowrap="" valign="bottom" style="width:68.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;      &lt;/span&gt;(2,250.00)&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;  &lt;/tr&gt;  &lt;tr style="mso-yfti-irow:15;height:12.75pt"&gt;   &lt;td width="64" nowrap="" valign="bottom" style="width:48.0pt;border:solid windowtext 1.0pt;   border-top:none;mso-border-left-alt:solid windowtext .5pt;mso-border-bottom-alt:   solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;padding:   0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal" align="center" style="text-align:center"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;14&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="84" nowrap="" valign="bottom" style="width:63.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;    &lt;/span&gt;24,500.00 &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="91" nowrap="" valign="bottom" style="width:68.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;         &lt;/span&gt;(500.00)&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;  &lt;/tr&gt;  &lt;tr style="mso-yfti-irow:16;height:12.75pt"&gt;   &lt;td width="64" nowrap="" valign="bottom" style="width:48.0pt;border:solid windowtext 1.0pt;   border-top:none;mso-border-left-alt:solid windowtext .5pt;mso-border-bottom-alt:   solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;padding:   0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal" align="center" style="text-align:center"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;15&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="84" nowrap="" valign="bottom" style="width:63.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;    &lt;/span&gt;26,250.00 &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="91" nowrap="" valign="bottom" style="width:68.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;       &lt;/span&gt;1,250.00 &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;  &lt;/tr&gt;  &lt;tr style="mso-yfti-irow:17;height:12.75pt"&gt;   &lt;td width="64" nowrap="" valign="bottom" style="width:48.0pt;border:solid windowtext 1.0pt;   border-top:none;mso-border-left-alt:solid windowtext .5pt;mso-border-bottom-alt:   solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;padding:   0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal" align="center" style="text-align:center"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;16&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="84" nowrap="" valign="bottom" style="width:63.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;    &lt;/span&gt;28,000.00 &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="91" nowrap="" valign="bottom" style="width:68.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;       &lt;/span&gt;3,000.00 &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;  &lt;/tr&gt;  &lt;tr style="mso-yfti-irow:18;height:12.75pt"&gt;   &lt;td width="64" nowrap="" valign="bottom" style="width:48.0pt;border:solid windowtext 1.0pt;   border-top:none;mso-border-left-alt:solid windowtext .5pt;mso-border-bottom-alt:   solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;padding:   0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal" align="center" style="text-align:center"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;17&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="84" nowrap="" valign="bottom" style="width:63.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;    &lt;/span&gt;29,750.00 &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="91" nowrap="" valign="bottom" style="width:68.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;       &lt;/span&gt;4,750.00 &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;  &lt;/tr&gt;  &lt;tr style="mso-yfti-irow:19;height:12.75pt"&gt;   &lt;td width="64" nowrap="" valign="bottom" style="width:48.0pt;border:solid windowtext 1.0pt;   border-top:none;mso-border-left-alt:solid windowtext .5pt;mso-border-bottom-alt:   solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;padding:   0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal" align="center" style="text-align:center"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;18&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="84" nowrap="" valign="bottom" style="width:63.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;    &lt;/span&gt;31,500.00 &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="91" nowrap="" valign="bottom" style="width:68.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;       &lt;/span&gt;6,500.00 &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;  &lt;/tr&gt;  &lt;tr style="mso-yfti-irow:20;height:12.75pt"&gt;   &lt;td width="64" nowrap="" valign="bottom" style="width:48.0pt;border:solid windowtext 1.0pt;   border-top:none;mso-border-left-alt:solid windowtext .5pt;mso-border-bottom-alt:   solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;padding:   0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal" align="center" style="text-align:center"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;19&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="84" nowrap="" valign="bottom" style="width:63.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;    &lt;/span&gt;33,250.00 &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="91" nowrap="" valign="bottom" style="width:68.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;       &lt;/span&gt;8,250.00 &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;  &lt;/tr&gt;  &lt;tr style="mso-yfti-irow:21;height:12.75pt"&gt;   &lt;td width="64" nowrap="" valign="bottom" style="width:48.0pt;border:solid windowtext 1.0pt;   border-top:none;mso-border-left-alt:solid windowtext .5pt;mso-border-bottom-alt:   solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;padding:   0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal" align="center" style="text-align:center"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;20&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="84" nowrap="" valign="bottom" style="width:63.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;    &lt;/span&gt;35,000.00 &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="91" nowrap="" valign="bottom" style="width:68.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;      &lt;/span&gt;10,000.00 &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;  &lt;/tr&gt;  &lt;tr style="mso-yfti-irow:22;height:12.75pt"&gt;   &lt;td width="64" nowrap="" valign="bottom" style="width:48.0pt;border:solid windowtext 1.0pt;   border-top:none;mso-border-left-alt:solid windowtext .5pt;mso-border-bottom-alt:   solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;padding:   0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal" align="center" style="text-align:center"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;21&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="84" nowrap="" valign="bottom" style="width:63.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;    &lt;/span&gt;36,750.00 &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="91" nowrap="" valign="bottom" style="width:68.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;      &lt;/span&gt;11,750.00 &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;  &lt;/tr&gt;  &lt;tr style="mso-yfti-irow:23;height:12.75pt"&gt;   &lt;td width="64" nowrap="" valign="bottom" style="width:48.0pt;border:solid windowtext 1.0pt;   border-top:none;mso-border-left-alt:solid windowtext .5pt;mso-border-bottom-alt:   solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;padding:   0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal" align="center" style="text-align:center"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;22&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="84" nowrap="" valign="bottom" style="width:63.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;    &lt;/span&gt;38,500.00 &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="91" nowrap="" valign="bottom" style="width:68.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;      &lt;/span&gt;13,500.00 &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;  &lt;/tr&gt;  &lt;tr style="mso-yfti-irow:24;height:12.75pt"&gt;   &lt;td width="64" nowrap="" valign="bottom" style="width:48.0pt;border:solid windowtext 1.0pt;   border-top:none;mso-border-left-alt:solid windowtext .5pt;mso-border-bottom-alt:   solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;padding:   0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal" align="center" style="text-align:center"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;23&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="84" nowrap="" valign="bottom" style="width:63.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;    &lt;/span&gt;40,250.00 &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="91" nowrap="" valign="bottom" style="width:68.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;      &lt;/span&gt;15,250.00 &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;  &lt;/tr&gt;  &lt;tr style="mso-yfti-irow:25;height:12.75pt"&gt;   &lt;td width="64" nowrap="" valign="bottom" style="width:48.0pt;border:solid windowtext 1.0pt;   border-top:none;mso-border-left-alt:solid windowtext .5pt;mso-border-bottom-alt:   solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;padding:   0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal" align="center" style="text-align:center"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;24&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="84" nowrap="" valign="bottom" style="width:63.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;    &lt;/span&gt;42,000.00 &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="91" nowrap="" valign="bottom" style="width:68.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;      &lt;/span&gt;17,000.00 &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;  &lt;/tr&gt;  &lt;tr style="mso-yfti-irow:26;height:12.75pt"&gt;   &lt;td width="64" nowrap="" valign="bottom" style="width:48.0pt;border:solid windowtext 1.0pt;   border-top:none;mso-border-left-alt:solid windowtext .5pt;mso-border-bottom-alt:   solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;padding:   0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal" align="center" style="text-align:center"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;25&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="84" nowrap="" valign="bottom" style="width:63.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;    &lt;/span&gt;43,750.00 &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="91" nowrap="" valign="bottom" style="width:68.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;      &lt;/span&gt;18,750.00 &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;  &lt;/tr&gt;  &lt;tr style="mso-yfti-irow:27;height:12.75pt"&gt;   &lt;td width="64" nowrap="" valign="bottom" style="width:48.0pt;border:solid windowtext 1.0pt;   border-top:none;mso-border-left-alt:solid windowtext .5pt;mso-border-bottom-alt:   solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;padding:   0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal" align="center" style="text-align:center"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;26&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="84" nowrap="" valign="bottom" style="width:63.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;    &lt;/span&gt;45,500.00 &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="91" nowrap="" valign="bottom" style="width:68.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;      &lt;/span&gt;20,500.00 &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;  &lt;/tr&gt;  &lt;tr style="mso-yfti-irow:28;height:12.75pt"&gt;   &lt;td width="64" nowrap="" valign="bottom" style="width:48.0pt;border:solid windowtext 1.0pt;   border-top:none;mso-border-left-alt:solid windowtext .5pt;mso-border-bottom-alt:   solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;padding:   0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal" align="center" style="text-align:center"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;27&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="84" nowrap="" valign="bottom" style="width:63.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;    &lt;/span&gt;47,250.00 &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="91" nowrap="" valign="bottom" style="width:68.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;      &lt;/span&gt;22,250.00 &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;  &lt;/tr&gt;  &lt;tr style="mso-yfti-irow:29;height:12.75pt"&gt;   &lt;td width="64" nowrap="" valign="bottom" style="width:48.0pt;border:solid windowtext 1.0pt;   border-top:none;mso-border-left-alt:solid windowtext .5pt;mso-border-bottom-alt:   solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;padding:   0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal" align="center" style="text-align:center"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;28&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="84" nowrap="" valign="bottom" style="width:63.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;    &lt;/span&gt;49,000.00 &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="91" nowrap="" valign="bottom" style="width:68.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;      &lt;/span&gt;24,000.00 &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;  &lt;/tr&gt;  &lt;tr style="mso-yfti-irow:30;height:12.75pt"&gt;   &lt;td width="64" nowrap="" valign="bottom" style="width:48.0pt;border:solid windowtext 1.0pt;   border-top:none;mso-border-left-alt:solid windowtext .5pt;mso-border-bottom-alt:   solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;padding:   0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal" align="center" style="text-align:center"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;29&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="84" nowrap="" valign="bottom" style="width:63.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;    &lt;/span&gt;50,750.00 &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="91" nowrap="" valign="bottom" style="width:68.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;      &lt;/span&gt;25,750.00 &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;  &lt;/tr&gt;  &lt;tr style="mso-yfti-irow:31;height:12.75pt"&gt;   &lt;td width="64" nowrap="" valign="bottom" style="width:48.0pt;border:solid windowtext 1.0pt;   border-top:none;mso-border-left-alt:solid windowtext .5pt;mso-border-bottom-alt:   solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;padding:   0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal" align="center" style="text-align:center"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;30&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="84" nowrap="" valign="bottom" style="width:63.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;    &lt;/span&gt;52,500.00 &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="91" nowrap="" valign="bottom" style="width:68.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;      &lt;/span&gt;27,500.00 &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;  &lt;/tr&gt;  &lt;tr style="mso-yfti-irow:32;height:12.75pt"&gt;   &lt;td width="64" nowrap="" valign="bottom" style="width:48.0pt;border:solid windowtext 1.0pt;   border-top:none;mso-border-left-alt:solid windowtext .5pt;mso-border-bottom-alt:   solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;padding:   0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal" align="center" style="text-align:center"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;31&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="84" nowrap="" valign="bottom" style="width:63.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;    &lt;/span&gt;54,250.00 &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="91" nowrap="" valign="bottom" style="width:68.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;      &lt;/span&gt;29,250.00 &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;  &lt;/tr&gt;  &lt;tr style="mso-yfti-irow:33;height:12.75pt"&gt;   &lt;td width="64" nowrap="" valign="bottom" style="width:48.0pt;border:solid windowtext 1.0pt;   border-top:none;mso-border-left-alt:solid windowtext .5pt;mso-border-bottom-alt:   solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;padding:   0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal" align="center" style="text-align:center"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;32&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="84" nowrap="" valign="bottom" style="width:63.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;    &lt;/span&gt;56,000.00 &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="91" nowrap="" valign="bottom" style="width:68.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;      &lt;/span&gt;31,000.00 &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;  &lt;/tr&gt;  &lt;tr style="mso-yfti-irow:34;height:12.75pt"&gt;   &lt;td width="64" nowrap="" valign="bottom" style="width:48.0pt;border:solid windowtext 1.0pt;   border-top:none;mso-border-left-alt:solid windowtext .5pt;mso-border-bottom-alt:   solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;padding:   0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal" align="center" style="text-align:center"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;33&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="84" nowrap="" valign="bottom" style="width:63.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;    &lt;/span&gt;57,750.00 &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="91" nowrap="" valign="bottom" style="width:68.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;      &lt;/span&gt;32,750.00 &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;  &lt;/tr&gt;  &lt;tr style="mso-yfti-irow:35;height:12.75pt"&gt;   &lt;td width="64" nowrap="" valign="bottom" style="width:48.0pt;border:solid windowtext 1.0pt;   border-top:none;mso-border-left-alt:solid windowtext .5pt;mso-border-bottom-alt:   solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;padding:   0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal" align="center" style="text-align:center"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;34&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="84" nowrap="" valign="bottom" style="width:63.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;    &lt;/span&gt;59,500.00 &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="91" nowrap="" valign="bottom" style="width:68.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;      &lt;/span&gt;34,500.00 &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;  &lt;/tr&gt;  &lt;tr style="mso-yfti-irow:36;height:12.75pt"&gt;   &lt;td width="64" nowrap="" valign="bottom" style="width:48.0pt;border:solid windowtext 1.0pt;   border-top:none;mso-border-left-alt:solid windowtext .5pt;mso-border-bottom-alt:   solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;padding:   0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal" align="center" style="text-align:center"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;35&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="84" nowrap="" valign="bottom" style="width:63.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;    &lt;/span&gt;61,250.00 &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="91" nowrap="" valign="bottom" style="width:68.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;      &lt;/span&gt;36,250.00 &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;  &lt;/tr&gt;  &lt;tr style="mso-yfti-irow:37;height:12.75pt"&gt;   &lt;td width="64" nowrap="" valign="bottom" style="width:48.0pt;border:solid windowtext 1.0pt;   border-top:none;mso-border-left-alt:solid windowtext .5pt;mso-border-bottom-alt:   solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;padding:   0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal" align="center" style="text-align:center"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;36&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="84" nowrap="" valign="bottom" style="width:63.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;    &lt;/span&gt;63,000.00 &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="91" nowrap="" valign="bottom" style="width:68.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;      &lt;/span&gt;38,000.00 &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;  &lt;/tr&gt;  &lt;tr style="mso-yfti-irow:38;height:12.75pt"&gt;   &lt;td width="64" nowrap="" valign="bottom" style="width:48.0pt;border:solid windowtext 1.0pt;   border-top:none;mso-border-left-alt:solid windowtext .5pt;mso-border-bottom-alt:   solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;padding:   0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal" align="center" style="text-align:center"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;37&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="84" nowrap="" valign="bottom" style="width:63.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;    &lt;/span&gt;64,750.00 &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="91" nowrap="" valign="bottom" style="width:68.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;      &lt;/span&gt;39,750.00 &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;  &lt;/tr&gt;  &lt;tr style="mso-yfti-irow:39;height:12.75pt"&gt;   &lt;td width="64" nowrap="" valign="bottom" style="width:48.0pt;border:solid windowtext 1.0pt;   border-top:none;mso-border-left-alt:solid windowtext .5pt;mso-border-bottom-alt:   solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;padding:   0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal" align="center" style="text-align:center"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;38&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="84" nowrap="" valign="bottom" style="width:63.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;    &lt;/span&gt;66,500.00 &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="91" nowrap="" valign="bottom" style="width:68.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;      &lt;/span&gt;41,500.00 &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;  &lt;/tr&gt;  &lt;tr style="mso-yfti-irow:40;height:12.75pt"&gt;   &lt;td width="64" nowrap="" valign="bottom" style="width:48.0pt;border:solid windowtext 1.0pt;   border-top:none;mso-border-left-alt:solid windowtext .5pt;mso-border-bottom-alt:   solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;padding:   0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal" align="center" style="text-align:center"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;39&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="84" nowrap="" valign="bottom" style="width:63.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;    &lt;/span&gt;68,250.00 &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="91" nowrap="" valign="bottom" style="width:68.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;      &lt;/span&gt;43,250.00 &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;  &lt;/tr&gt;  &lt;tr style="mso-yfti-irow:41;height:12.75pt"&gt;   &lt;td width="64" nowrap="" valign="bottom" style="width:48.0pt;border:solid windowtext 1.0pt;   border-top:none;mso-border-left-alt:solid windowtext .5pt;mso-border-bottom-alt:   solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;padding:   0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal" align="center" style="text-align:center"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;40&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="84" nowrap="" valign="bottom" style="width:63.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;    &lt;/span&gt;70,000.00 &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="91" nowrap="" valign="bottom" style="width:68.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;      &lt;/span&gt;45,000.00 &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;  &lt;/tr&gt;  &lt;tr style="mso-yfti-irow:42;height:12.75pt"&gt;   &lt;td width="64" nowrap="" valign="bottom" style="width:48.0pt;border:solid windowtext 1.0pt;   border-top:none;mso-border-left-alt:solid windowtext .5pt;mso-border-bottom-alt:   solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;padding:   0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal" align="center" style="text-align:center"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;41&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="84" nowrap="" valign="bottom" style="width:63.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;    &lt;/span&gt;71,750.00 &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="91" nowrap="" valign="bottom" style="width:68.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;      &lt;/span&gt;46,750.00 &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;  &lt;/tr&gt;  &lt;tr style="mso-yfti-irow:43;height:12.75pt"&gt;   &lt;td width="64" nowrap="" valign="bottom" style="width:48.0pt;border:solid windowtext 1.0pt;   border-top:none;mso-border-left-alt:solid windowtext .5pt;mso-border-bottom-alt:   solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;padding:   0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal" align="center" style="text-align:center"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;42&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="84" nowrap="" valign="bottom" style="width:63.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;    &lt;/span&gt;73,500.00 &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="91" nowrap="" valign="bottom" style="width:68.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;      &lt;/span&gt;48,500.00 &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;  &lt;/tr&gt;  &lt;tr style="mso-yfti-irow:44;height:12.75pt"&gt;   &lt;td width="64" nowrap="" valign="bottom" style="width:48.0pt;border:solid windowtext 1.0pt;   border-top:none;mso-border-left-alt:solid windowtext .5pt;mso-border-bottom-alt:   solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;padding:   0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal" align="center" style="text-align:center"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;43&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="84" nowrap="" valign="bottom" style="width:63.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;    &lt;/span&gt;75,250.00 &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="91" nowrap="" valign="bottom" style="width:68.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;      &lt;/span&gt;50,250.00 &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;  &lt;/tr&gt;  &lt;tr style="mso-yfti-irow:45;height:12.75pt"&gt;   &lt;td width="64" nowrap="" valign="bottom" style="width:48.0pt;border:solid windowtext 1.0pt;   border-top:none;mso-border-left-alt:solid windowtext .5pt;mso-border-bottom-alt:   solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;padding:   0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal" align="center" style="text-align:center"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;44&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="84" nowrap="" valign="bottom" style="width:63.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;    &lt;/span&gt;77,000.00 &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="91" nowrap="" valign="bottom" style="width:68.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;      &lt;/span&gt;52,000.00 &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;  &lt;/tr&gt;  &lt;tr style="mso-yfti-irow:46;height:12.75pt"&gt;   &lt;td width="64" nowrap="" valign="bottom" style="width:48.0pt;border:solid windowtext 1.0pt;   border-top:none;mso-border-left-alt:solid windowtext .5pt;mso-border-bottom-alt:   solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;padding:   0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal" align="center" style="text-align:center"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;45&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="84" nowrap="" valign="bottom" style="width:63.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;    &lt;/span&gt;78,750.00 &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="91" nowrap="" valign="bottom" style="width:68.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;      &lt;/span&gt;53,750.00 &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;  &lt;/tr&gt;  &lt;tr style="mso-yfti-irow:47;height:12.75pt"&gt;   &lt;td width="64" nowrap="" valign="bottom" style="width:48.0pt;border:solid windowtext 1.0pt;   border-top:none;mso-border-left-alt:solid windowtext .5pt;mso-border-bottom-alt:   solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;padding:   0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal" align="center" style="text-align:center"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;46&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="84" nowrap="" valign="bottom" style="width:63.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;    &lt;/span&gt;80,500.00 &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="91" nowrap="" valign="bottom" style="width:68.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;      &lt;/span&gt;55,500.00 &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;  &lt;/tr&gt;  &lt;tr style="mso-yfti-irow:48;height:12.75pt"&gt;   &lt;td width="64" nowrap="" valign="bottom" style="width:48.0pt;border:solid windowtext 1.0pt;   border-top:none;mso-border-left-alt:solid windowtext .5pt;mso-border-bottom-alt:   solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;padding:   0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal" align="center" style="text-align:center"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;47&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="84" nowrap="" valign="bottom" style="width:63.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;    &lt;/span&gt;82,250.00 &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="91" nowrap="" valign="bottom" style="width:68.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;      &lt;/span&gt;57,250.00 &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;  &lt;/tr&gt;  &lt;tr style="mso-yfti-irow:49;mso-yfti-lastrow:yes;height:12.75pt"&gt;   &lt;td width="64" nowrap="" valign="bottom" style="width:48.0pt;border:solid windowtext 1.0pt;   border-top:none;mso-border-left-alt:solid windowtext .5pt;mso-border-bottom-alt:   solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;padding:   0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal" align="center" style="text-align:center"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;48&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="84" nowrap="" valign="bottom" style="width:63.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;    &lt;/span&gt;84,000.00 &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;   &lt;td width="91" nowrap="" valign="bottom" style="width:68.0pt;border-top:none;   border-left:none;border-bottom:solid windowtext 1.0pt;border-right:solid windowtext 1.0pt;   mso-border-bottom-alt:solid windowtext .5pt;mso-border-right-alt:solid windowtext .5pt;   padding:0in 5.4pt 0in 5.4pt;height:12.75pt"&gt;   &lt;p class="MsoNormal"&gt;&lt;span style="font-size:10.0pt;font-family:Arial"&gt;&lt;span style="mso-spacerun:yes"&gt;      &lt;/span&gt;59,000.00 &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;   &lt;/td&gt;  &lt;/tr&gt;&lt;/tbody&gt;&lt;/table&gt;&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Mak aiii... RM59,000.000..... dengan tak buat apa apa pung....&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Adakah perkara-perkara di atas satu realiti atau satu mitos?&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Jika anda orang yang terawal masuk  YA, anda akan dapat imbuhan seperti di atas tetapi selalunya tidak lama.&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Anda mungkin akan berhenti dapat keuntungan pada tahun yang kedua..&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Kenapa?  &lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Rasanya anda pun tahu.. tapi macam tak nak ambil pusing..&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Alaah.. tak payah lagi ambil tahu.. janji masyukk... &lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Kalu tak masyukkk aku belasah agen tu..&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Bila dah hangit.. anda pun mulalah keluarkan bab-bab agama..&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Ayat - ayat yang popular dah hangus dan hangit ---&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span" style="color: rgb(25, 25, 25); font-family: tahoma, verdana, geneva, lucida, 'lucida grande', arial, helvetica, sans-serif; font-size: 12px; font-style: italic; "&gt;aku pun dah letih ngadap polis.. asyik dalam siasatn je alasan nya.. bila nk settle pun x tahu.. ikut hati nk ku santau je ko ... bior muntah2 darah.. gambor kau pun aku ada.. chis..!!!&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span" style="color: rgb(25, 25, 25); font-family: tahoma, verdana, geneva, lucida, 'lucida grande', arial, helvetica, sans-serif; font-size: 12px; font-style: italic; "&gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span" style="color: rgb(25, 25, 25); font-family: tahoma, verdana, geneva, lucida, 'lucida grande', arial, helvetica, sans-serif; font-size: 12px; font-style: italic; "&gt;&lt;span class="Apple-style-span" style="-webkit-border-horizontal-spacing: 1px; -webkit-border-vertical-spacing: 1px; font-style: normal; "&gt;btul tu... ikutkan hati mmg nk wat gtu... tp, nk wat camana, kita msh bpegang pada agama... halal haram...&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span" style="color: rgb(25, 25, 25); font-family: tahoma, verdana, geneva, lucida, 'lucida grande', arial, helvetica, sans-serif; font-size: 12px; font-style: italic; "&gt;&lt;span class="Apple-style-span" style="-webkit-border-horizontal-spacing: 1px; -webkit-border-vertical-spacing: 1px; font-style: normal; "&gt;&lt;br /&gt;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span"&gt;&lt;span class="Apple-style-span" style="font-size: 12px; -webkit-border-horizontal-spacing: 1px; -webkit-border-vertical-spacing: 1px;"&gt;&lt;br /&gt;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;Mulalah menyiasat yang si agen hingga ke lubang cacing..&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Agen IC pun depa boleh siasat.. lepas tu siap lagi tampal kat Forum..&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Jangan kata  IC agen, gambar agen dengan anak bini pun depa dok tampal dalam FORUM..&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Siap lagi gambar kawin sedara mara si agen ambil gambar bersama pun ditampalnya kat FORUM..&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Kekadang tu sanggup tu supply nama anak bini si agen, siapa nama, umur berapa , sekolah kat mana, kerja kat mana..  peehhh...&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Yang tak sedap tu bila depa ungkit bab agama...&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Kenapa nak ungkit bab agama?&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Bisnes dapat peratusan komisen tanpa sebarang usaha adalah tidak dibenarkan dalam agama.&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Jadi bila nak ingatkan si agen mengenai bab agama siap lagi gambar kubur dan keranda nampak gayanya si agen tu tetap seperti biasa..&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Kenapa?&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Dari awal lagi bisnes ini tidak dibenarkan oleh agama. &lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Yang nak masuk juga, bila dah hangus, be gentleman.. janganlah mengamuk..&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Kecuali anda berhutang dengan sedara mara atau kekawan..&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Hangitlah anda..&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Bila jumpa di Hari Raya, dah tak macam hari raya lagi.. ..&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Sedara mara dok perli kiri kanan..&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Anda terasa seolah oleh sedara mara dok menjeling kat anda..&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Kawan jangan cakaplah..&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Habis anda dimaki hamun dari atas sampai ke bawah..&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Habis semua alat alat sulit disebut macam jampi serampah..&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Apa anda boleh buat?&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Anda cuma mampu berkata ...&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Tipah Tertipu bang...&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/3673926143004215301-5453380406505726765?l=bayatech.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://bayatech.blogspot.com/feeds/5453380406505726765/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://bayatech.blogspot.com/2011/05/orang-melayu-cuma-nak-cepat-dapat-duit.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/3673926143004215301/posts/default/5453380406505726765'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/3673926143004215301/posts/default/5453380406505726765'/><link rel='alternate' type='text/html' href='http://bayatech.blogspot.com/2011/05/orang-melayu-cuma-nak-cepat-dapat-duit.html' title='Orang Melayu Cuma Nak Cepat Dapat Duit... Skim 1'/><author><name>Intai Intai Bisnes</name><uri>http://www.blogger.com/profile/12730769021432732558</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='32' height='28' src='http://2.bp.blogspot.com/_yxxHQFkLcgU/TU0_hBju1SI/AAAAAAAAAF0/aybEy1aKDCA/s220/fibercaricature.jpg'/></author><media:thumbnail xmlns:media='http://search.yahoo.com/mrss/' url='http://4.bp.blogspot.com/-1purc0yvhi0/TdSYS7Z6MTI/AAAAAAAAARQ/sjMNK2k-KCs/s72-c/KipasDuit.jpg' height='72' width='72'/><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-3673926143004215301.post-2594736031929649152</id><published>2011-05-17T20:34:00.000-07:00</published><updated>2011-05-17T20:37:10.545-07:00</updated><title type='text'>Need a good start in setting up your own business ?</title><content type='html'>&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span" style="color: rgb(51, 51, 51); font-family: Arial, Tahoma, Helvetica, FreeSans, sans-serif; font-size: 14px; line-height: 20px; "&gt;&lt;div class="separator" style="clear: both; text-align: center; "&gt;&lt;a href="http://4.bp.blogspot.com/-0VPkSpG7QWA/TdKU_F0N_cI/AAAAAAAAABA/OvRzead92YM/s1600/YourOwnBusiness.jpg" imageanchor="1" style="text-decoration: none; color: rgb(204, 51, 0); margin-left: 1em; margin-right: 1em; "&gt;&lt;img border="0" src="http://4.bp.blogspot.com/-0VPkSpG7QWA/TdKU_F0N_cI/AAAAAAAAABA/OvRzead92YM/s1600/YourOwnBusiness.jpg" style="border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-width: initial; border-color: initial; position: relative; padding-top: 8px; padding-right: 8px; padding-bottom: 8px; padding-left: 8px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: rgb(255, 255, 255); -webkit-box-shadow: rgba(0, 0, 0, 0.496094) 1px 1px 5px; box-shadow: rgba(0, 0, 0, 0.496094) 1px 1px 5px; background-position: initial initial; background-repeat: initial initial; " /&gt;&lt;/a&gt;&lt;/div&gt;&lt;span class="Apple-style-span" style="font-family: Arial, Helvetica, sans-serif; font-size: large; "&gt;&lt;span class="Apple-style-span" style="line-height: 18px; "&gt;&lt;br /&gt;&lt;/span&gt;&lt;/span&gt;&lt;br /&gt;&lt;br /&gt;&lt;span class="Apple-style-span" style="font-family: Georgia, 'Times New Roman', serif; font-size: large; "&gt;Do you need to save cash in setting up your business ?&lt;/span&gt;&lt;br /&gt;&lt;span class="Apple-style-span" style="font-family: Georgia, 'Times New Roman', serif; font-size: large; "&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;span class="Apple-style-span" style="font-family: Georgia, 'Times New Roman', serif; font-size: large; "&gt;Need a good start in setting up your own business ?&lt;/span&gt;&lt;br /&gt;&lt;span class="Apple-style-span" style="font-family: Georgia, 'Times New Roman', serif; font-size: large; "&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;span class="Apple-style-span" style="font-family: Georgia, 'Times New Roman', serif; font-size: large; "&gt;Do you want to test your business ideas before you sign up to lease an office space ?&lt;/span&gt;&lt;br /&gt;&lt;span class="Apple-style-span" style="font-family: Georgia, 'Times New Roman', serif; font-size: large; "&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;div class="separator" style="clear: both; text-align: center; "&gt;&lt;a href="http://3.bp.blogspot.com/-bAnbSHenu9A/TdKUjY8Lp3I/AAAAAAAAAA8/o1WX6g44Sc4/s1600/Virtual+FAX.jpg" imageanchor="1" style="text-decoration: none; color: rgb(204, 51, 0); margin-left: 1em; margin-right: 1em; "&gt;&lt;img border="0" height="186" src="http://3.bp.blogspot.com/-bAnbSHenu9A/TdKUjY8Lp3I/AAAAAAAAAA8/o1WX6g44Sc4/s200/Virtual+FAX.jpg" width="200" style="border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-width: initial; border-color: initial; position: relative; padding-top: 8px; padding-right: 8px; padding-bottom: 8px; padding-left: 8px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: rgb(255, 255, 255); -webkit-box-shadow: rgba(0, 0, 0, 0.496094) 1px 1px 5px; box-shadow: rgba(0, 0, 0, 0.496094) 1px 1px 5px; background-position: initial initial; background-repeat: initial initial; " /&gt;&lt;/a&gt;&lt;/div&gt;&lt;span class="Apple-style-span" style="font-family: Georgia, 'Times New Roman', serif; font-size: large; "&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;span class="Apple-style-span" style="font-family: Georgia, 'Times New Roman', serif; font-size: large; "&gt;With the technology currently available, you can conduct your business from almost anywhere.&lt;/span&gt;&lt;br /&gt;&lt;span class="Apple-style-span" style="font-family: Georgia, 'Times New Roman', serif; font-size: large; "&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;span class="Apple-style-span" style="font-family: Georgia, 'Times New Roman', serif; font-size: large; "&gt;Your office could be either in your own home or in your car. &lt;/span&gt;&lt;br /&gt;&lt;span class="Apple-style-span" style="font-family: Georgia, 'Times New Roman', serif; font-size: large; "&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;span class="Apple-style-span" style="font-family: Georgia, 'Times New Roman', serif; font-size: large; "&gt;But, what about your business address? &lt;/span&gt;&lt;br /&gt;&lt;span class="Apple-style-span" style="font-family: Georgia, 'Times New Roman', serif; font-size: large; "&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;span class="Apple-style-span" style="font-family: Georgia, 'Times New Roman', serif; font-size: large; "&gt;If you are doing business from home, most probably you do not want your home address used as your business address as it may not give the good impression to your potential clients.&lt;/span&gt;&lt;br /&gt;&lt;span class="Apple-style-span" style="font-family: Georgia, 'Times New Roman', serif; font-size: large; "&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;span class="Apple-style-span" style="font-family: Georgia, 'Times New Roman', serif; font-size: large; "&gt;What should you do then?&lt;/span&gt;&lt;br /&gt;&lt;span class="Apple-style-span" style="font-family: Georgia, 'Times New Roman', serif; font-size: large; "&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;span class="Apple-style-span" style="font-family: Georgia, 'Times New Roman', serif; font-size: large; "&gt;Sound complicated?&lt;/span&gt;&lt;br /&gt;&lt;span class="Apple-style-span" style="font-family: Georgia, 'Times New Roman', serif; font-size: large; "&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;span class="Apple-style-span" style="font-family: Georgia, 'Times New Roman', serif; font-size: large; "&gt;KISS. Keep it Simple Stupid.&lt;/span&gt;&lt;br /&gt;&lt;span class="Apple-style-span" style="font-family: Georgia, 'Times New Roman', serif; font-size: large; "&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;span class="Apple-style-span" style="font-family: Georgia, 'Times New Roman', serif; font-size: large; "&gt;For new business start-up, just rent office business address. &lt;/span&gt;&lt;br /&gt;&lt;span class="Apple-style-span" style="font-family: Georgia, 'Times New Roman', serif; font-size: large; "&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;span class="Apple-style-span" style="font-family: Georgia, 'Times New Roman', serif; font-size: large; "&gt;Yes. Office business address only. &lt;/span&gt;&lt;br /&gt;&lt;span class="Apple-style-span" style="font-family: Georgia, 'Times New Roman', serif; font-size: large; "&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;div class="separator" style="clear: both; text-align: center; "&gt;&lt;a href="http://3.bp.blogspot.com/-WuGbY7QS1Ik/TdKVTz2AxaI/AAAAAAAAABE/2Hf3YDhUUAc/s1600/SaveMoney.jpg" imageanchor="1" style="text-decoration: none; color: rgb(204, 51, 0); clear: right; float: right; margin-bottom: 1em; margin-left: 1em; "&gt;&lt;img border="0" height="320" src="http://3.bp.blogspot.com/-WuGbY7QS1Ik/TdKVTz2AxaI/AAAAAAAAABE/2Hf3YDhUUAc/s320/SaveMoney.jpg" width="176" style="border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-width: initial; border-color: initial; position: relative; padding-top: 8px; padding-right: 8px; padding-bottom: 8px; padding-left: 8px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: rgb(255, 255, 255); -webkit-box-shadow: rgba(0, 0, 0, 0.496094) 1px 1px 5px; box-shadow: rgba(0, 0, 0, 0.496094) 1px 1px 5px; background-position: initial initial; background-repeat: initial initial; " /&gt;&lt;/a&gt;&lt;/div&gt;&lt;span class="Apple-style-span" style="font-family: Georgia, 'Times New Roman', serif; font-size: large; "&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;span class="Apple-style-span" style="font-family: Georgia, 'Times New Roman', serif; font-size: large; "&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;span class="Apple-style-span" style="font-family: Georgia, 'Times New Roman', serif; font-size: large; "&gt;No upfront 3 months in advance office monthly payment.&lt;/span&gt;&lt;br /&gt;&lt;span class="Apple-style-span" style="font-family: Georgia, 'Times New Roman', serif; font-size: large; "&gt;No utilities bill to pay monthly.&lt;/span&gt;&lt;br /&gt;&lt;span class="Apple-style-span" style="font-family: Georgia, 'Times New Roman', serif; font-size: large; "&gt;NO IWK bill to pay.&lt;/span&gt;&lt;br /&gt;&lt;span class="Apple-style-span" style="font-family: Georgia, 'Times New Roman', serif; font-size: large; "&gt;NO local assessment fees either..&lt;/span&gt;&lt;br /&gt;&lt;span class="Apple-style-span" style="font-family: Georgia, 'Times New Roman', serif; font-size: large; "&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;span class="Apple-style-span" style="font-family: Georgia, 'Times New Roman', serif; font-size: large; "&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;span class="Apple-style-span" style="font-family: Georgia, 'Times New Roman', serif; font-size: large; "&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;span class="Apple-style-span" style="font-family: Georgia, 'Times New Roman', serif; font-size: large; "&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;span class="Apple-style-span" style="font-family: Georgia, 'Times New Roman', serif; font-size: large; "&gt;Just rent the office business address folks..&lt;/span&gt;&lt;br /&gt;&lt;span class="Apple-style-span" style="font-family: Georgia, 'Times New Roman', serif; font-size: large; "&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;div class="separator" style="clear: both; text-align: center; "&gt;&lt;a href="http://1.bp.blogspot.com/-yCx0kUHNRzk/TdKThWBMt_I/AAAAAAAAAAw/EB55EPqUuLY/s1600/OfficeAddress.jpg" imageanchor="1" style="text-decoration: none; color: rgb(204, 51, 0); margin-left: 1em; margin-right: 1em; "&gt;&lt;img border="0" height="200" src="http://1.bp.blogspot.com/-yCx0kUHNRzk/TdKThWBMt_I/AAAAAAAAAAw/EB55EPqUuLY/s200/OfficeAddress.jpg" width="200" style="border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-width: initial; border-color: initial; position: relative; padding-top: 8px; padding-right: 8px; padding-bottom: 8px; padding-left: 8px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: rgb(255, 255, 255); -webkit-box-shadow: rgba(0, 0, 0, 0.496094) 1px 1px 5px; box-shadow: rgba(0, 0, 0, 0.496094) 1px 1px 5px; background-position: initial initial; background-repeat: initial initial; " /&gt;&lt;/a&gt;&lt;/div&gt;&lt;div style="text-align: center; "&gt;&lt;span class="Apple-style-span" style="font-family: Georgia, 'Times New Roman', serif; font-size: large; "&gt;&lt;b&gt;Your Company Name Sdn Bhd&lt;/b&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align: center; "&gt;&lt;span class="Apple-style-span" style="font-family: Georgia, 'Times New Roman', serif; font-size: large; "&gt;No. XX-X, Jalan Wangsa Setia X&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align: center; "&gt;&lt;span class="Apple-style-span" style="font-family: Georgia, 'Times New Roman', serif; font-size: large; "&gt;Wangsa Melawati&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align: center; "&gt;&lt;span class="Apple-style-span" style="font-family: Georgia, 'Times New Roman', serif; font-size: large; "&gt;53300 Kuala Lumpur&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align: center; "&gt;&lt;span class="Apple-style-span" style="font-family: Georgia, 'Times New Roman', serif; font-size: large; "&gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align: left; "&gt;&lt;span class="Apple-style-span" style="font-family: Georgia, 'Times New Roman', serif; font-size: large; "&gt;That's it. &lt;/span&gt;&lt;/div&gt;&lt;div style="text-align: left; "&gt;&lt;span class="Apple-style-span" style="font-family: Georgia, 'Times New Roman', serif; font-size: large; "&gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align: left; "&gt;&lt;span class="Apple-style-span" style="font-family: Georgia, 'Times New Roman', serif; font-size: large; "&gt;When you have mails, you will be notified by email. &lt;/span&gt;&lt;/div&gt;&lt;div style="text-align: left; "&gt;&lt;span class="Apple-style-span" style="font-family: Georgia, 'Times New Roman', serif; font-size: large; "&gt;You could either self collect your mails or have those mails delivered by normal postal service to your designated address.&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align: left; "&gt;&lt;span class="Apple-style-span" style="font-family: Georgia, 'Times New Roman', serif; font-size: large; "&gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align: left; "&gt;&lt;span class="Apple-style-span" style="font-family: Georgia, 'Times New Roman', serif; font-size: large; "&gt;But pleazzzzzzzz....&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align: left; "&gt;&lt;span class="Apple-style-span" style="font-family: Georgia, 'Times New Roman', serif; font-size: large; "&gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align: left; "&gt;&lt;span class="Apple-style-span" style="font-family: Georgia, 'Times New Roman', serif; font-size: large; "&gt;&lt;b&gt;NO parcels&lt;/b&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align: left; "&gt;&lt;span class="Apple-style-span" style="font-family: Georgia, 'Times New Roman', serif; font-size: large; "&gt;&lt;b&gt;NO registered mails&lt;/b&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align: left; "&gt;&lt;span class="Apple-style-span" style="font-family: Georgia, 'Times New Roman', serif; font-size: large; "&gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align: left; "&gt;&lt;span class="Apple-style-span" style="font-family: Georgia, 'Times New Roman', serif; font-size: large; "&gt;Why?&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align: left; "&gt;&lt;span class="Apple-style-span" style="font-family: Georgia, 'Times New Roman', serif; font-size: large; "&gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align: left; "&gt;&lt;span class="Apple-style-span" style="font-family: Georgia, 'Times New Roman', serif; font-size: large; "&gt;Nowadays people are getting too creative... &lt;/span&gt;&lt;/div&gt;&lt;div style="text-align: left; "&gt;&lt;span class="Apple-style-span" style="font-family: Georgia, 'Times New Roman', serif; font-size: large; "&gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align: left; "&gt;&lt;span class="Apple-style-span" style="font-family: Georgia, 'Times New Roman', serif; font-size: large; "&gt;You simply can not tell what they do have in mind.&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align: left; "&gt;&lt;span class="Apple-style-span" style="font-family: Georgia, 'Times New Roman', serif; font-size: large; "&gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align: left; "&gt;&lt;span class="Apple-style-span" style="font-family: Georgia, 'Times New Roman', serif; font-size: large; "&gt;You simply can not tell what they can do with parcels and registered mails... &lt;/span&gt;&lt;br /&gt;&lt;span class="Apple-style-span" style="font-family: Georgia, 'Times New Roman', serif; font-size: large; "&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;span class="Apple-style-span" style="font-family: Georgia, 'Times New Roman', serif; font-size: large; "&gt;Oh no... a big NO...  been through that before.. aha not anymore...&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align: left; "&gt;&lt;span class="Apple-style-span" style="font-family: Georgia, 'Times New Roman', serif; font-size: large; "&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;span class="Apple-style-span" style="font-family: Georgia, 'Times New Roman', serif; font-size: large; "&gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align: left; "&gt;&lt;span class="Apple-style-span" style="font-family: Georgia, 'Times New Roman', serif; font-size: large; "&gt;Wait..&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align: left; "&gt;&lt;div class="separator" style="clear: both; text-align: center; "&gt;&lt;a href="http://3.bp.blogspot.com/-yv0Y-WOVnc8/TdKWlsxbPII/AAAAAAAAABI/WfHlswWW8WI/s1600/fax.jpg" imageanchor="1" style="text-decoration: none; color: rgb(204, 51, 0); margin-left: 1em; margin-right: 1em; "&gt;&lt;img border="0" src="http://3.bp.blogspot.com/-yv0Y-WOVnc8/TdKWlsxbPII/AAAAAAAAABI/WfHlswWW8WI/s1600/fax.jpg" style="border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-width: initial; border-color: initial; position: relative; padding-top: 8px; padding-right: 8px; padding-bottom: 8px; padding-left: 8px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: rgb(255, 255, 255); -webkit-box-shadow: rgba(0, 0, 0, 0.496094) 1px 1px 5px; box-shadow: rgba(0, 0, 0, 0.496094) 1px 1px 5px; background-position: initial initial; background-repeat: initial initial; " /&gt;&lt;/a&gt;&lt;/div&gt;&lt;span class="Apple-style-span" style="font-family: Georgia, 'Times New Roman', serif; font-size: large; "&gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align: left; "&gt;&lt;span class="Apple-style-span" style="font-family: Georgia, 'Times New Roman', serif; font-size: large; "&gt;What if  I do require fax services?&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align: left; "&gt;&lt;span class="Apple-style-span" style="font-family: Georgia, 'Times New Roman', serif; font-size: large; "&gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align: left; "&gt;&lt;span class="Apple-style-span" style="font-family: Georgia, 'Times New Roman', serif; font-size: large; "&gt;Not a problem at all.&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align: left; "&gt;&lt;span class="Apple-style-span" style="font-family: Georgia, 'Times New Roman', serif; font-size: large; "&gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align: left; "&gt;&lt;span class="Apple-style-span" style="font-family: Georgia, 'Times New Roman', serif; font-size: large; "&gt;We have good solution for you.&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align: left; "&gt;&lt;span class="Apple-style-span" style="font-family: Georgia, 'Times New Roman', serif; font-size: large; "&gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align: left; "&gt;&lt;span class="Apple-style-span" style="font-family: Georgia, 'Times New Roman', serif; font-size: large; "&gt;It is called Virtual Fax. &lt;/span&gt;&lt;br /&gt;&lt;span class="Apple-style-span" style="font-family: Georgia, 'Times New Roman', serif; font-size: large; "&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;div class="separator" style="clear: both; text-align: center; "&gt;&lt;a href="http://3.bp.blogspot.com/-CVtv9wu4clI/TdKXYLc1tYI/AAAAAAAAABM/fM6JRJSVPq4/s1600/Efax.jpg" imageanchor="1" style="text-decoration: none; color: rgb(204, 51, 0); margin-left: 1em; margin-right: 1em; "&gt;&lt;img border="0" height="151" src="http://3.bp.blogspot.com/-CVtv9wu4clI/TdKXYLc1tYI/AAAAAAAAABM/fM6JRJSVPq4/s320/Efax.jpg" width="320" style="border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-width: initial; border-color: initial; position: relative; padding-top: 8px; padding-right: 8px; padding-bottom: 8px; padding-left: 8px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: rgb(255, 255, 255); -webkit-box-shadow: rgba(0, 0, 0, 0.496094) 1px 1px 5px; box-shadow: rgba(0, 0, 0, 0.496094) 1px 1px 5px; background-position: initial initial; background-repeat: initial initial; " /&gt;&lt;/a&gt;&lt;/div&gt;&lt;span class="Apple-style-span" style="font-family: Georgia, 'Times New Roman', serif; font-size: large; "&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;span class="Apple-style-span" style="font-family: Georgia, 'Times New Roman', serif; font-size: large; "&gt;You could only receive fax but not faxing out.&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align: left; "&gt;&lt;span class="Apple-style-span" style="font-family: Georgia, 'Times New Roman', serif; font-size: large; "&gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align: left; "&gt;&lt;span class="Apple-style-span" style="font-family: Georgia, 'Times New Roman', serif; font-size: large; "&gt;By signing up the Virtual Fax service, a local fax number based in Kuala Lumpur will be given to you.&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align: left; "&gt;&lt;span class="Apple-style-span" style="font-family: Georgia, 'Times New Roman', serif; font-size: large; "&gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align: center; "&gt;&lt;span class="Apple-style-span" style="font-family: Georgia, 'Times New Roman', serif; font-size: large; "&gt;&lt;b&gt;03 - 22XX YYYY&lt;/b&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align: left; "&gt;&lt;span class="Apple-style-span" style="font-family: Georgia, 'Times New Roman', serif; font-size: large; "&gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align: left; "&gt;&lt;div class="separator" style="clear: both; text-align: center; "&gt;&lt;a href="http://1.bp.blogspot.com/-ij5-oMMv6qk/TdKTtSKVt1I/AAAAAAAAAA4/Gik_xmRonZ0/s1600/email+address.jpg" imageanchor="1" style="text-decoration: none; color: rgb(204, 51, 0); margin-left: 1em; margin-right: 1em; "&gt;&lt;img border="0" height="200" src="http://1.bp.blogspot.com/-ij5-oMMv6qk/TdKTtSKVt1I/AAAAAAAAAA4/Gik_xmRonZ0/s200/email+address.jpg" width="200" style="border-top-style: none; border-right-style: none; border-bottom-style: none; border-left-style: none; border-width: initial; border-color: initial; position: relative; padding-top: 8px; padding-right: 8px; padding-bottom: 8px; padding-left: 8px; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: rgb(255, 255, 255); -webkit-box-shadow: rgba(0, 0, 0, 0.496094) 1px 1px 5px; box-shadow: rgba(0, 0, 0, 0.496094) 1px 1px 5px; background-position: initial initial; background-repeat: initial initial; " /&gt;&lt;/a&gt;&lt;/div&gt;&lt;span class="Apple-style-span" style="font-family: Georgia, 'Times New Roman', serif; font-size: large; "&gt;&lt;br /&gt;Your incoming faxes will be forwarded to you via your designated email address.&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align: left; "&gt;&lt;span class="Apple-style-span" style="font-family: Georgia, 'Times New Roman', serif; font-size: large; "&gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align: left; "&gt;&lt;span class="Apple-style-span" style="font-family: Georgia, 'Times New Roman', serif; font-size: large; "&gt;Basically, you could receive your incoming faxes almost from anywhere.&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align: left; "&gt;&lt;span class="Apple-style-span" style="font-family: Georgia, 'Times New Roman', serif; font-size: large; "&gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align: left; "&gt;&lt;span class="Apple-style-span" style="font-family: Georgia, 'Times New Roman', serif; font-size: large; "&gt;&lt;b&gt;What about the full address ?&lt;/b&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align: left; "&gt;&lt;span class="Apple-style-span" style="font-family: Georgia, 'Times New Roman', serif; font-size: large; "&gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align: left; "&gt;&lt;span class="Apple-style-span" style="font-family: Georgia, 'Times New Roman', serif; font-size: large; "&gt;The address is in Wangsa Melawati, Kuala Lumpur. &lt;/span&gt;&lt;/div&gt;&lt;div style="text-align: left; "&gt;&lt;span class="Apple-style-span" style="font-family: Georgia, 'Times New Roman', serif; font-size: large; "&gt;You will be given full address once you have signed up and make full payment according to your business plan.&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align: left; "&gt;&lt;span class="Apple-style-span" style="font-family: Georgia, 'Times New Roman', serif; font-size: large; "&gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align: left; "&gt;&lt;span class="Apple-style-span" style="font-family: Georgia, 'Times New Roman', serif; font-size: large; "&gt;&lt;b&gt;What about the virtual fax ?&lt;/b&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align: left; "&gt;&lt;span class="Apple-style-span" style="font-family: Georgia, 'Times New Roman', serif; font-size: large; "&gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align: left; "&gt;&lt;span class="Apple-style-span" style="font-family: Georgia, 'Times New Roman', serif; font-size: large; "&gt;You will start receiving your incoming faxes once you have signed up the virtual fax service and make payment accordingly.&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align: left; "&gt;&lt;span class="Apple-style-span" style="font-family: Georgia, 'Times New Roman', serif; font-size: large; "&gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align: left; "&gt;&lt;span class="Apple-style-span" style="font-family: Georgia, 'Times New Roman', serif; font-size: large; "&gt;&lt;b&gt;What are other supporting documents required?&lt;/b&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align: left; "&gt;&lt;span class="Apple-style-span" style="font-family: Georgia, 'Times New Roman', serif; font-size: large; "&gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align: left; "&gt;&lt;span class="Apple-style-span" style="font-family: Georgia, 'Times New Roman', serif; font-size: large; "&gt;For company registration following documents are required :-&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align: left; "&gt;&lt;span class="Apple-style-span" style="font-family: Georgia, 'Times New Roman', serif; font-size: large; "&gt;a. Copy of SSM (Suruhanjaya Syarikat Malaysia) registration.&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align: left; "&gt;&lt;span class="Apple-style-span" style="font-family: Georgia, 'Times New Roman', serif; font-size: large; "&gt;b. Copies of directors' / owner's IC / passports&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align: left; "&gt;&lt;span class="Apple-style-span" style="font-family: Georgia, 'Times New Roman', serif; font-size: large; "&gt;c. Online registration ---&amp;gt;&amp;gt; see this side&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align: left; "&gt;&lt;span class="Apple-style-span" style="font-family: Georgia, 'Times New Roman', serif; font-size: large; "&gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align: left; "&gt;&lt;span class="Apple-style-span" style="font-family: Georgia, 'Times New Roman', serif; font-size: large; "&gt;For individual registration following documets are required :-&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align: left; "&gt;&lt;span class="Apple-style-span" style="font-family: Georgia, 'Times New Roman', serif; font-size: large; "&gt;a. Copy of ICs&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align: left; "&gt;&lt;span class="Apple-style-span" style="font-family: Georgia, 'Times New Roman', serif; font-size: large; "&gt;&lt;/span&gt;&lt;span class="Apple-style-span" style="font-family: Georgia, 'Times New Roman', serif; font-size: large; "&gt;b. Online registration --&amp;gt;&amp;gt; see this side --&amp;gt;&amp;gt; --&amp;gt;&amp;gt; --&amp;gt;&amp;gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align: left; "&gt;&lt;span class="Apple-style-span" style="font-family: Georgia, 'Times New Roman', serif; font-size: large; "&gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align: left; "&gt;&lt;span class="Apple-style-span" style="font-family: Georgia, 'Times New Roman', serif; font-size: large; "&gt;&lt;b&gt;What about method of payment and payment terms?&lt;/b&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align: left; "&gt;&lt;span class="Apple-style-span" style="font-family: Georgia, 'Times New Roman', serif; font-size: large; "&gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align: left; "&gt;&lt;span class="Apple-style-span" style="font-family: Georgia, 'Times New Roman', serif; font-size: large; "&gt;a. Upon online registration, you will be notified on method of payment.&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align: left; "&gt;&lt;span class="Apple-style-span" style="font-family: Georgia, 'Times New Roman', serif; font-size: large; "&gt;b. Unfortunately, all payment is strictly 100% prepaid!!&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align: left; "&gt;&lt;span class="Apple-style-span" style="font-family: Georgia, 'Times New Roman', serif; font-size: large; "&gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align: left; "&gt;&lt;span class="Apple-style-span" style="font-family: Georgia, 'Times New Roman', serif; font-size: large; "&gt;&lt;b&gt;Fees?&lt;/b&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align: left; "&gt;&lt;span class="Apple-style-span" style="font-family: Georgia, 'Times New Roman', serif; font-size: large; "&gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align: left; "&gt;&lt;span class="Apple-style-span" style="font-family: Georgia, 'Times New Roman', serif; font-size: large; "&gt;Please refer to ONLINE registration --&amp;gt; --&amp;gt; --&amp;gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align: left; "&gt;&lt;span class="Apple-style-span" style="font-family: Georgia, 'Times New Roman', serif; font-size: large; "&gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align: left; "&gt;&lt;span class="Apple-style-span" style="font-family: Georgia, 'Times New Roman', serif; font-size: large; "&gt;&lt;b&gt;Have a question to ask?&lt;/b&gt; &lt;/span&gt;&lt;br /&gt;&lt;span class="Apple-style-span" style="font-family: Georgia, 'Times New Roman', serif; font-size: large; "&gt;&lt;br /&gt;&lt;/span&gt;&lt;br /&gt;&lt;span class="Apple-style-span" style="font-family: Georgia, 'Times New Roman', serif; font-size: large; "&gt;No problem. Please email to bayafax@gmail.com.. or alternatively you could used the ONLINE registration ---&amp;gt;&amp;gt;&amp;gt;&lt;/span&gt;&lt;/div&gt;&lt;/span&gt;&lt;/div&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/3673926143004215301-2594736031929649152?l=bayatech.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://bayatech.blogspot.com/feeds/2594736031929649152/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://bayatech.blogspot.com/2011/05/need-good-start-in-setting-up-your-own.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/3673926143004215301/posts/default/2594736031929649152'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/3673926143004215301/posts/default/2594736031929649152'/><link rel='alternate' type='text/html' href='http://bayatech.blogspot.com/2011/05/need-good-start-in-setting-up-your-own.html' title='Need a good start in setting up your own business ?'/><author><name>Intai Intai Bisnes</name><uri>http://www.blogger.com/profile/12730769021432732558</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='32' height='28' src='http://2.bp.blogspot.com/_yxxHQFkLcgU/TU0_hBju1SI/AAAAAAAAAF0/aybEy1aKDCA/s220/fibercaricature.jpg'/></author><media:thumbnail xmlns:media='http://search.yahoo.com/mrss/' url='http://4.bp.blogspot.com/-0VPkSpG7QWA/TdKU_F0N_cI/AAAAAAAAABA/OvRzead92YM/s72-c/YourOwnBusiness.jpg' height='72' width='72'/><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-3673926143004215301.post-1188867558670549592</id><published>2011-05-05T18:24:00.000-07:00</published><updated>2011-05-05T18:45:37.339-07:00</updated><title type='text'>Belajar lah Bahasa OMPUTIH</title><content type='html'>&lt;a href="http://4.bp.blogspot.com/-doxgY72n_i4/TcNRlmb4qEI/AAAAAAAAARI/TCDivPAvfzs/s1600/Mother%2BDay.gif" onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}"&gt;&lt;img style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 400px; height: 256px;" src="http://4.bp.blogspot.com/-doxgY72n_i4/TcNRlmb4qEI/AAAAAAAAARI/TCDivPAvfzs/s400/Mother%2BDay.gif" border="0" alt="" id="BLOGGER_PHOTO_ID_5603412067793545282" /&gt;&lt;/a&gt;&lt;br /&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Sekali baca iklan ni seolah-olah mengajak anak-anak agar MEMASAK ibu sendiri di Restoran Toh Lee ..  Dah kenapa pulak ni..&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Tapi dua kali baca, iklan ni agaknya sempena menyambut Hari Ibu, mengajak anak-anak agar datang ke Restoran Toh Lee yang mana anak anak boleh menjamu ibu mereka dengan masakan mereka sendiri.. Kelakar kan &amp;gt;&amp;gt;&amp;gt;&amp;gt;&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Jom lah kita belajar bahasa OMPUTIH dengan cara yang betul...&lt;/div&gt;&lt;div&gt; &lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/3673926143004215301-1188867558670549592?l=bayatech.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://bayatech.blogspot.com/feeds/1188867558670549592/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://bayatech.blogspot.com/2011/05/belajar-lah-bahasa-omputih.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/3673926143004215301/posts/default/1188867558670549592'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/3673926143004215301/posts/default/1188867558670549592'/><link rel='alternate' type='text/html' href='http://bayatech.blogspot.com/2011/05/belajar-lah-bahasa-omputih.html' title='Belajar lah Bahasa OMPUTIH'/><author><name>Intai Intai Bisnes</name><uri>http://www.blogger.com/profile/12730769021432732558</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='32' height='28' src='http://2.bp.blogspot.com/_yxxHQFkLcgU/TU0_hBju1SI/AAAAAAAAAF0/aybEy1aKDCA/s220/fibercaricature.jpg'/></author><media:thumbnail xmlns:media='http://search.yahoo.com/mrss/' url='http://4.bp.blogspot.com/-doxgY72n_i4/TcNRlmb4qEI/AAAAAAAAARI/TCDivPAvfzs/s72-c/Mother%2BDay.gif' height='72' width='72'/><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-3673926143004215301.post-5078497486861047165</id><published>2011-05-04T20:33:00.000-07:00</published><updated>2011-05-04T20:44:56.807-07:00</updated><title type='text'>ALIBABA China</title><content type='html'>&lt;a href="http://4.bp.blogspot.com/-3hin3oENC9Y/TcIcjS1ulaI/AAAAAAAAARA/9O31PJXwWJw/s1600/OwnerAlibaba.jpg" onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}"&gt;&lt;img style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 370px; height: 243px;" src="http://4.bp.blogspot.com/-3hin3oENC9Y/TcIcjS1ulaI/AAAAAAAAARA/9O31PJXwWJw/s400/OwnerAlibaba.jpg" border="0" alt="" id="BLOGGER_PHOTO_ID_5603072279080506786" /&gt;&lt;/a&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Saya hairan ya macamana founder www.alibaba.com, Mr. Jack Ma, boleh dapat ilham beri alamat web ni Alibaba?&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Rasa-rasanya mungkin Mr Jack Ma ni pernah datang ke Malaysia dan buat bisnes cara alibaba. Kalau tak mana kan mungkin nama alibaba ni muncul dalam kepada beliau.&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Ataupun beliau peminat filem Allahyarham Tan Sri P.Ramlee?&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Mungkin juga ya...&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Alibaba ni ikut cerita adalah penyamun tarbus... jadi kemungkinan besar bila tuan-tuan dan puan-puan beli barang dari www.alibaba.com anda pun mungkin di samun secara cyber.&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Jadi berhati-hati lah apabila buat bisnes deal dengan orang yang anda tidak pernah jumpa dan tidak pernah dengar suara.&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Cuma berkenalan di alam maya je...&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Dapat harga murah , terus melompat lompat&lt;/div&gt;&lt;div&gt;Tak sempat nak melompat , terus masuk duit &lt;/div&gt;&lt;div&gt;Dah masuk duit, terlompat lompat lagi sebab barang tak sampai&lt;/div&gt;&lt;div&gt;Akhirnya barang pun tiba&lt;/div&gt;&lt;div&gt;Rupaynya  payung yang di order&lt;/div&gt;&lt;div&gt;Cuma rangka besi je yang dihantar nya...&lt;/div&gt;&lt;div&gt;Alahaii...udah nasib..&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/3673926143004215301-5078497486861047165?l=bayatech.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://bayatech.blogspot.com/feeds/5078497486861047165/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://bayatech.blogspot.com/2011/05/alibaba-china.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/3673926143004215301/posts/default/5078497486861047165'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/3673926143004215301/posts/default/5078497486861047165'/><link rel='alternate' type='text/html' href='http://bayatech.blogspot.com/2011/05/alibaba-china.html' title='ALIBABA China'/><author><name>Intai Intai Bisnes</name><uri>http://www.blogger.com/profile/12730769021432732558</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='32' height='28' src='http://2.bp.blogspot.com/_yxxHQFkLcgU/TU0_hBju1SI/AAAAAAAAAF0/aybEy1aKDCA/s220/fibercaricature.jpg'/></author><media:thumbnail xmlns:media='http://search.yahoo.com/mrss/' url='http://4.bp.blogspot.com/-3hin3oENC9Y/TcIcjS1ulaI/AAAAAAAAARA/9O31PJXwWJw/s72-c/OwnerAlibaba.jpg' height='72' width='72'/><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-3673926143004215301.post-2535752078034247449</id><published>2011-04-25T04:45:00.000-07:00</published><updated>2011-05-04T05:30:59.435-07:00</updated><title type='text'>Syarikat ALIBABA</title><content type='html'>&lt;a href="http://3.bp.blogspot.com/-6L2AGbQ3JZI/TcFG7nItbRI/AAAAAAAAAQ4/HLSSHNp9r5M/s1600/Alibaba1.jpg" onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}"&gt;&lt;img style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 227px; height: 222px;" src="http://3.bp.blogspot.com/-6L2AGbQ3JZI/TcFG7nItbRI/AAAAAAAAAQ4/HLSSHNp9r5M/s400/Alibaba1.jpg" border="0" alt="" id="BLOGGER_PHOTO_ID_5602837401357348114" /&gt;&lt;/a&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Adakah ianya merujuk pada www.alibaba.com ?&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Bukan. Bukan yang itu.&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Saya rujuk pada  syarikat alibaba hasil kreatif orang-orang di Malaysia.&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Apakah yang sebenarnya syarikat alibaba ini?&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Syarikat alibaba bercambah sejak Kerajaan Malaysia memperkenalkan undang-undang yang hanya membenarkan sesetengah kontrak kerajaan hanya boleh diperolehi oleh orang-orang Melayu atau kaum Bumiputera.&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Orang-orang bukan Melayu juga tidak mahu ketinggalan dalam memperolehi kontrak yang dikhususkan khas untuk kaum Bumiputera. Jadi mereka pun memikirkan cara yang kreatif untuk tidak ketinggalan.&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Jadi apa yang mereka lakukan?&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Mereka menubuhkan sebuah syarikat bumiputera. Yang mana kesemua pemegang saham dan pengarah syarikat terdiri dari orang-orang bumiputera contohnya Mamat dan Minah. Tetapi pada hakikatnya syarikat ini adalah milik si Ah Chong. &lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Jadi macamana si Ah Chong nak pastikan yang duit keluar masuk sentiasa dalam genggaman Ah Chong?&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Tidak dinafikan  si Mamat adalah sole cheque signatory. Tetapi untuk memastikan Ah Chong sentiasa alert akan aliran wang keluar masuk, si Mamat akan disuruh  menandatangani cek-cek kosong. Iaitu chek ditandatangani dahulu oleh si Mamat tetapi amaun wang dibiarkan kosong.  Walaupun kepingan cek itu mempunyai 100 helai keping cek, si Mamat  akan tetap  menandatangani cek-cek tersebut dan menyerahkan buku cek tersebut pada simpanan si Ah Chong.&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Untuk memastikan Si Mamat dan Si Minah tidak menyeleweng pengurusan syarikat dari segi AGM atau mesyuarat tahunan atau menyediakan resolusi yang tidak sepatutnya, si Ah Chong akan terlebih dahulu memilih Company Secretary yang akan memihak sepenuhnya pada si Ah Chong. Segala resolusi syarikat adalah atas arahan si Ah Chong sahaja.&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Inilah yang dinamakan Syarikat Alibaba.  Pada dasarnya nampak macam syarikat orang Melayu tetapi pada hakikatnya segalan urusan syarikat dikawalselia sepenuhnya oleh si Ah Chong.&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Mudah bukan?&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Apakah lagi cara lain yang boleh dipanggil  bisnes Alibaba?&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Satu cara lagi lebih mudah. Mungkin si Ah Chong tidak pening kepala. Tetapi cuma perlu meletak kepercayaan sepenuhnya pada Mamat dan Minah.&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Katakan Mamat dan Minah hak milik sebuah syarikat sepenuhnya yang mana si Ah Chong tiada mempunyai apa-apa kaitan.&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Si Ah Chong akan menggunakan syarikat Mamat dan Minah dalam memasuki tender yang mana kesemua kos penyediaan tender disediakan sepenuhnya oleh si Ah Chong.&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Jika syarikat Mamat dan Minah ditakdirkan berjaya memperolehi tender ini, Si Mamat dan Minah akan menyerahkan sepenuhnya pada si Ah Chong untuk menjayakan implementasi projek tersebut. Segala kewangan dari segi penyediaan tender bon, insuran, tender deposit, pengurusan tenaga kerja dan lain-lain akan ditanggung sepenuhnya oleh si Ah Chong termasuk pembelian barang-barang dari luar negara. Diringkaskan, si Ah Chong adalah banker pada si Mamat dan Minah.&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Jadi apa Mamat dan Minah dapat? &lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Selalunya mereka akan diberi habuan mendapat  komisen dari 3% - 10% dari total harga tender tersebut. &lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Jika jumlah tender yang dimenangi oleh Mamat dan Minah berjumlah RM100 juta , maka Mamat dan Minah akan mendapat untung atas angin sebanyak RM10juta  manakala RM90 juta  lagi akan diserahkan bulat-bulat pada si Ah Chong...&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Begitulah hakikatnya.. Samada benar atau tidak cuma empunya badan yang tahu..&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/3673926143004215301-2535752078034247449?l=bayatech.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://bayatech.blogspot.com/feeds/2535752078034247449/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://bayatech.blogspot.com/2011/04/syarikat-alibaba.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/3673926143004215301/posts/default/2535752078034247449'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/3673926143004215301/posts/default/2535752078034247449'/><link rel='alternate' type='text/html' href='http://bayatech.blogspot.com/2011/04/syarikat-alibaba.html' title='Syarikat ALIBABA'/><author><name>Intai Intai Bisnes</name><uri>http://www.blogger.com/profile/12730769021432732558</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='32' height='28' src='http://2.bp.blogspot.com/_yxxHQFkLcgU/TU0_hBju1SI/AAAAAAAAAF0/aybEy1aKDCA/s220/fibercaricature.jpg'/></author><media:thumbnail xmlns:media='http://search.yahoo.com/mrss/' url='http://3.bp.blogspot.com/-6L2AGbQ3JZI/TcFG7nItbRI/AAAAAAAAAQ4/HLSSHNp9r5M/s72-c/Alibaba1.jpg' height='72' width='72'/><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-3673926143004215301.post-2561656140218784704</id><published>2011-04-13T22:02:00.000-07:00</published><updated>2011-04-13T22:24:40.672-07:00</updated><title type='text'>Law of Friendship..</title><content type='html'>&lt;a href="http://2.bp.blogspot.com/-xtfXcfow2Eo/TaaEYjPTL0I/AAAAAAAAAQw/XlG5h8s_tpQ/s1600/hellofriends.jpg" onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}"&gt;&lt;img style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 269px; height: 188px;" src="http://2.bp.blogspot.com/-xtfXcfow2Eo/TaaEYjPTL0I/AAAAAAAAAQw/XlG5h8s_tpQ/s400/hellofriends.jpg" border="0" alt="" id="BLOGGER_PHOTO_ID_5595305144365559618" /&gt;&lt;/a&gt;&lt;div style="text-align: right;"&gt;&lt;span class="Apple-style-span" &gt;&lt;u&gt;&lt;br /&gt;&lt;/u&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align: left;"&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Anda ada sahabat ?&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Soalan mudah ini akan dijawab dengan begitu mudah sekali oleh semua orang kerana ramai antara kita mempunyai kumpulan sahabat masing-masing.&lt;/div&gt;&lt;div style="text-align: center;"&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Kalau sahabat  meminta pertolongan dari  kita untuk berbuat sesuatu pasti kita tidak akan teragak-agak untuk membantu kerana anda menganggap dia adalah sahabat anda.&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Begitu juga sebaliknya, jika anda meminta bantuan dari sahabat anda sudah pasti sahabat anda akan sudi untuk membantu anda. Kenapa sahabat  anda berbuat demikian?&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Kerana anda berdua adalah sahabat baik.&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Jika ada seseorang yang anda tidak kenali muncul di depan anda dan meminta bantuan atau pertolongan sudah pasti anda tidak teragak-agak untuk tidak berbuat apa-apa.  &lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Tetapi jika jiran anda yang datang meminta bantuan sudah pasti anda akan membantu sedaya upaya anda.&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Konsep yang sama juga anda gunakan untuk mencari pelanggan ketika anda menjalankan perniagaan anda. Anggaplah pelanggan anda sebagai seorang sahabat karib anda.&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Dan bantulah pelanggan anda sebaik mungkin untuk mendapatkan kepercayaan pelanggan anda yang anda adalah sahabat mereka dan bukan sekadar  ingin menjual produk atau perkhidmatan pada mereka.&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;img src="http://1.bp.blogspot.com/-QR5GFzq_CUY/TaaEDtuCfAI/AAAAAAAAAQg/umuIbhmr1kU/s400/Law-of-Friendship.jpg" style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 400px; height: 284px;" border="0" alt="" id="BLOGGER_PHOTO_ID_5595304786401590274" /&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Bila persahabatan sudah terjalin,sudah pasti pelanggan anda akan menaruh kepercayaan pada anda tanpa sebarang syak wasangka. &lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Inilah salah satu cara mudah  untuk anda menambah pelanggan setia anda dari sehari ke sehari.  Bila persahabatan sudah terjalin, sudah pasti anda akan diberi kepercayaan untuk berjumpa atau berkenalan dengan sahabat-sahabat  mereka yang lain.&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/3673926143004215301-2561656140218784704?l=bayatech.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://bayatech.blogspot.com/feeds/2561656140218784704/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://bayatech.blogspot.com/2011/04/law-of-friendship.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/3673926143004215301/posts/default/2561656140218784704'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/3673926143004215301/posts/default/2561656140218784704'/><link rel='alternate' type='text/html' href='http://bayatech.blogspot.com/2011/04/law-of-friendship.html' title='Law of Friendship..'/><author><name>Intai Intai Bisnes</name><uri>http://www.blogger.com/profile/12730769021432732558</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='32' height='28' src='http://2.bp.blogspot.com/_yxxHQFkLcgU/TU0_hBju1SI/AAAAAAAAAF0/aybEy1aKDCA/s220/fibercaricature.jpg'/></author><media:thumbnail xmlns:media='http://search.yahoo.com/mrss/' url='http://2.bp.blogspot.com/-xtfXcfow2Eo/TaaEYjPTL0I/AAAAAAAAAQw/XlG5h8s_tpQ/s72-c/hellofriends.jpg' height='72' width='72'/><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-3673926143004215301.post-2506836956936018892</id><published>2011-04-02T07:44:00.000-07:00</published><updated>2011-04-02T08:06:56.757-07:00</updated><title type='text'>Anda Ingin Bisnes Sendiri? Buatlah Bisnes Yang Anda Berkebolehan</title><content type='html'>&lt;a href="http://3.bp.blogspot.com/-2K8TWduBEeg/TZc7YTsMSAI/AAAAAAAAAQY/0tpWqqL3Gxw/s1600/DONTKNOW.jpg" onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}"&gt;&lt;img style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 189px; height: 267px;" src="http://3.bp.blogspot.com/-2K8TWduBEeg/TZc7YTsMSAI/AAAAAAAAAQY/0tpWqqL3Gxw/s400/DONTKNOW.jpg" border="0" alt="" id="BLOGGER_PHOTO_ID_5591002751192287234" /&gt;&lt;/a&gt;&lt;div&gt;Apakah yang dimaksudkan "Buatlah Bisnes Yang Anda Berkebolehan" ?&lt;/div&gt;&lt;div style="text-align: center;"&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Maksudnya ialah ceburilah bidang perniagaan yang anda mempunyai kebolehan atau kemahiran selari dengan minat anda.&lt;/div&gt;&lt;div style="text-align: center;"&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Usah berbisnes ikut kawan.&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;img src="http://3.bp.blogspot.com/-wKGYNB7xz30/TZc6UbnEGhI/AAAAAAAAAQI/aDGFI077rQ8/s320/LEMONADE.jpg" style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 274px; height: 184px;" border="0" alt="" id="BLOGGER_PHOTO_ID_5591001585087158802" /&gt;&lt;div style="text-align: center;"&gt;&lt;div style="text-align: left;"&gt;&lt;br /&gt;&lt;/div&gt;&lt;/div&gt;&lt;div&gt;Kawan jual karipap instant, kita pun nak ikut sama. Ini kerana kita nampak kawan berniaga maju menjual karipap instant maka kita pun akan ik&lt;/div&gt;&lt;div&gt;ut sama.. tapi kita lupa - kawan kita ada kemahiran menghasilkan sendiri resipi karipap instant tapi kita cuma mengharapkan orang lain buat untuk kita.&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;img src="http://4.bp.blogspot.com/-vwVka-Vmvfw/TZc55RLFtAI/AAAAAAAAAQA/ZBtSyEUdics/s320/BILLGATES.jpg" style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 249px; height: 202px;" border="0" alt="" id="BLOGGER_PHOTO_ID_5591001118429000706" /&gt;&lt;div style="text-align: center;"&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Sebab itu Bill Gates berjaya dalam perniagaannya. Beliau mempunyai minat dalam bidang komputeran. Itulah kemahiran utama beliau.&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Andaikata Bill Gates terlibat dalam bidang manipulasi kewangan seperti George Soros, kemungkinan besar beliau akan gagal kerana Bill Gates tidak mempunyai kemahiran dalam bidang kewangan.&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;img src="http://3.bp.blogspot.com/-nsKraRAX6fg/TZc5xGZVdjI/AAAAAAAAAP4/mytDu6N2Qu0/s320/GeorgeSoros.jpg" style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 194px; height: 134px;" border="0" alt="" id="BLOGGER_PHOTO_ID_5591000978097010226" /&gt;&lt;div style="text-align: center;"&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Andaikata George Soros memulakan bidang komputeran dari bawah, beliau juga mungkin gagal kerana beliau tidak mempunyai kemahiran yang selari dengan minat beliau.&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Jadi berbisneslah selari dengan minat dan kemahiran anda.&lt;/div&gt;&lt;img src="http://2.bp.blogspot.com/-iTsihXkVKQo/TZc5m2RRx1I/AAAAAAAAAPw/R_eA_q8ZyyA/s320/skill.jpg" style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 266px; height: 190px;" border="0" alt="" id="BLOGGER_PHOTO_ID_5591000801969555282" /&gt;&lt;div&gt;Kemahiran mungkin boleh dicari dan dipelajari TETAPI minat datangnya dari dalaman seseorang.&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/3673926143004215301-2506836956936018892?l=bayatech.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://bayatech.blogspot.com/feeds/2506836956936018892/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://bayatech.blogspot.com/2011/04/anda-ingin-bisnes-sendiri-buatlah.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/3673926143004215301/posts/default/2506836956936018892'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/3673926143004215301/posts/default/2506836956936018892'/><link rel='alternate' type='text/html' href='http://bayatech.blogspot.com/2011/04/anda-ingin-bisnes-sendiri-buatlah.html' title='Anda Ingin Bisnes Sendiri? Buatlah Bisnes Yang Anda Berkebolehan'/><author><name>Intai Intai Bisnes</name><uri>http://www.blogger.com/profile/12730769021432732558</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='32' height='28' src='http://2.bp.blogspot.com/_yxxHQFkLcgU/TU0_hBju1SI/AAAAAAAAAF0/aybEy1aKDCA/s220/fibercaricature.jpg'/></author><media:thumbnail xmlns:media='http://search.yahoo.com/mrss/' url='http://3.bp.blogspot.com/-2K8TWduBEeg/TZc7YTsMSAI/AAAAAAAAAQY/0tpWqqL3Gxw/s72-c/DONTKNOW.jpg' height='72' width='72'/><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-3673926143004215301.post-1716926560087077309</id><published>2011-04-01T19:39:00.000-07:00</published><updated>2011-04-01T20:10:54.321-07:00</updated><title type='text'>Anda Ingin Bisnes Sendiri? Banyakkanlah Membaca Buku-Buku Mereka yang Berjaya</title><content type='html'>&lt;a href="http://1.bp.blogspot.com/-Ui9GXVWkrDg/TZaS_Hgk67I/AAAAAAAAAPo/LHP6VI91dEA/s1600/FACEBOOKKELAKAR.jpg" onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}"&gt;&lt;img style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 240px; height: 192px;" src="http://1.bp.blogspot.com/-Ui9GXVWkrDg/TZaS_Hgk67I/AAAAAAAAAPo/LHP6VI91dEA/s320/FACEBOOKKELAKAR.jpg" border="0" alt="" id="BLOGGER_PHOTO_ID_5590817600472148914" /&gt;&lt;/a&gt;&lt;br /&gt;&lt;div&gt;Kalau kita membaca buku-buku mengenai mereka yang berjaya dalam bidang perniagaan di persada antarabangsa,  majoriti kejayaan mereka ini  bermula dari langkah kosong.&lt;/div&gt;&lt;div style="text-align: center;"&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Mereka menaiki tangga kejayaan dengan menapak dari satu anak tangga ke satu anak tangga yang lain.&lt;/div&gt;&lt;div style="text-align: center;"&gt;&lt;img src="http://3.bp.blogspot.com/-8RPjjVWFrC0/TZaSTw3TkHI/AAAAAAAAAPg/zgzB-EYlxOY/s320/SONY.jpg" style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 225px; height: 225px;" border="0" alt="" id="BLOGGER_PHOTO_ID_5590816855659090034" /&gt;&lt;/div&gt;&lt;div&gt;Umpamanya SONY..  apabila founder SONY memulakan perniagaan beliau tidak tahu jenis apa perniagaan yang harus dimulakan tetapi beliau nekad dengan mengambil beberapa jurutera untuk merekacipta produk elektronik. &lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Kegagalan demi kegagalan beliau alami sehinggalah pada suatu hari jurutera-jurutera SONYsecara tidak sengaja ter "design" transistor yang paling kecil pada masa itu. &lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Dari situlah terciptanya WALKMAN.&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;img src="http://2.bp.blogspot.com/-Ver1WM-DGQk/TZaSG0dC1zI/AAAAAAAAAPY/yNjd_inwMn0/s200/HP.jpg" style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 200px; height: 58px;" border="0" alt="" id="BLOGGER_PHOTO_ID_5590816633284384562" /&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Begitu juga dengan dengan 2 orang jurutera yang baru habis tamat pengajian kejuruteraan yang bernama Hewlet dan Packard. &lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt; Mereka juga tidak tahu jenis perniagaan yang harus mereka mulakan tetapi mereka juga nekad tidak mahu makan gaji. Design awal mereka adalah mencipta "urinal basin" iaitu tempat orang lelaki kencing berdiri... Dari kegagalan lah mereka mencipta kejayaan.&lt;/div&gt;&lt;div style="text-align: center;"&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Kegagalan mereka untuk mencapai kejayaan harus kita jadikan satu motivasi pada kita untuk berjaya.&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Tidak semestinya mereka yang mempunyai sekeping  ijazah boleh memulakan bisnes sendiri.  Yang penting adalah bekalan kemahiran, kreativiti dan minat untuk memulakan perniagaan.&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;img src="http://3.bp.blogspot.com/-VMCmgxCtf1I/TZaRs9YbzNI/AAAAAAAAAPQ/YfrTH6jxXpg/s200/MICROSOFT.jpg" style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 200px; height: 147px;" border="0" alt="" id="BLOGGER_PHOTO_ID_5590816189004369106" /&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Perhatikan Bill Gates umpamanya. Beliau tidak habis belajar hingga ke peringkat sekolah menengah. Tetapi dengan kemahiran &amp;amp; kreativiti beliau, beliau  berjaya dalam industry yang menghasilkan berbillion dollar setahun untuk Microsoft. &lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Tetapi dinafikan juga beliau jugak menciplak design orang lain untuk menambahkan lagi kejayaan Microsoft...&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Hanya saudara saudari saja yang boleh menilai maksud yang tersirat &amp;amp; tersurat di sanubari saudara saudari sekelian..&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/3673926143004215301-1716926560087077309?l=bayatech.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://bayatech.blogspot.com/feeds/1716926560087077309/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://bayatech.blogspot.com/2011/04/anda-ingin-bisnes-sendiri-banyakkanlah.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/3673926143004215301/posts/default/1716926560087077309'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/3673926143004215301/posts/default/1716926560087077309'/><link rel='alternate' type='text/html' href='http://bayatech.blogspot.com/2011/04/anda-ingin-bisnes-sendiri-banyakkanlah.html' title='Anda Ingin Bisnes Sendiri? Banyakkanlah Membaca Buku-Buku Mereka yang Berjaya'/><author><name>Intai Intai Bisnes</name><uri>http://www.blogger.com/profile/12730769021432732558</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='32' height='28' src='http://2.bp.blogspot.com/_yxxHQFkLcgU/TU0_hBju1SI/AAAAAAAAAF0/aybEy1aKDCA/s220/fibercaricature.jpg'/></author><media:thumbnail xmlns:media='http://search.yahoo.com/mrss/' url='http://1.bp.blogspot.com/-Ui9GXVWkrDg/TZaS_Hgk67I/AAAAAAAAAPo/LHP6VI91dEA/s72-c/FACEBOOKKELAKAR.jpg' height='72' width='72'/><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-3673926143004215301.post-2954406227236484011</id><published>2011-03-21T18:37:00.000-07:00</published><updated>2011-03-21T18:53:57.981-07:00</updated><title type='text'>Anda Ingin Bisnes Sendiri? Perlu Pejabat ke tak perlu pejabat?</title><content type='html'>&lt;a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="http://4.bp.blogspot.com/-6zERv5xMiVc/TYf-1DtioxI/AAAAAAAAAPI/hJleb5J7vd4/s1600/pejabat.jpg"&gt;&lt;img style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 263px; height: 191px;" src="http://4.bp.blogspot.com/-6zERv5xMiVc/TYf-1DtioxI/AAAAAAAAAPI/hJleb5J7vd4/s320/pejabat.jpg" border="0" alt="" id="BLOGGER_PHOTO_ID_5586714050259231506" /&gt;&lt;/a&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Dalam proses memulakan bisnes mungkin anda terfikir.. &lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;" Perlu pejabat ke atau tidak perlu lagi?" &lt;/div&gt;&lt;div&gt;" Macamana dengan pendaftaran Kementerian Kewangan?"&lt;/div&gt;&lt;div&gt;" Macamana pula nak tulis alamat kat bisnes kad?"&lt;/div&gt;&lt;div&gt;" Nak meeting kat mana nih?"&lt;/div&gt;&lt;div&gt;" Macamana pula jika client nak datang meeting?"&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;dan macam-macam lagi persoalan yang terlintas didalam kepala anda..&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Walaubagaimanapun jawapannya ada pada jenis bisnes yang bakal anda jalankan..&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Umpamanya jika anda target bisnes utama anda adalah jabatan-jabatan kerajaan ( seperti Telekom Malaysia, Tenaga Nasional dll agensi kerjaaan )  memandangkan anda punyai ramai kekawan di sana, jadi anda tiada pilihan kerana kriteria utama pendaftaran denganKementerian Kewangan adalah mempunyai pejabat. Anda juga diminta menyertakan salinan surat sewa pejabat semasa pendaftaran kelak.&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Tapi perlukah anda menyewa pejabat yang sebenar pada permulaan menjalankan bisnes?&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Jawapan anda mungkin cuma perlu menyewa alamat perniagaan pada 12 bulan yang pertama.  Anda juga diminta mencari penyewa alamat perniagaan yang bersetuju menandatangai surat sewa pejabat . &lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Jika bisnes utama adalah adalah jual beli melalui internet atau secara konvensional, anda mungkin cuma perlu beroperasi dari rumah sahaja. &lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Cuma anda pastikan tempat kerja anda di rumah anda berasingan dari bilik tidur . Jika tidak anda akan bekerja sambil tidur atas katil....&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/3673926143004215301-2954406227236484011?l=bayatech.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://bayatech.blogspot.com/feeds/2954406227236484011/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://bayatech.blogspot.com/2011/03/anda-ingin-bisnes-sendiri-perlu-pejabat.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/3673926143004215301/posts/default/2954406227236484011'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/3673926143004215301/posts/default/2954406227236484011'/><link rel='alternate' type='text/html' href='http://bayatech.blogspot.com/2011/03/anda-ingin-bisnes-sendiri-perlu-pejabat.html' title='Anda Ingin Bisnes Sendiri? Perlu Pejabat ke tak perlu pejabat?'/><author><name>Intai Intai Bisnes</name><uri>http://www.blogger.com/profile/12730769021432732558</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='32' height='28' src='http://2.bp.blogspot.com/_yxxHQFkLcgU/TU0_hBju1SI/AAAAAAAAAF0/aybEy1aKDCA/s220/fibercaricature.jpg'/></author><media:thumbnail xmlns:media='http://search.yahoo.com/mrss/' url='http://4.bp.blogspot.com/-6zERv5xMiVc/TYf-1DtioxI/AAAAAAAAAPI/hJleb5J7vd4/s72-c/pejabat.jpg' height='72' width='72'/><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-3673926143004215301.post-3249044133069037606</id><published>2011-03-09T04:23:00.000-08:00</published><updated>2011-03-10T07:53:25.823-08:00</updated><title type='text'>Anda Ingin Bisnes Sendiri? Masih tertanya-tanya bisnes apa?</title><content type='html'>&lt;a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="http://4.bp.blogspot.com/-eBlB6OJclJo/TXjufGbNukI/AAAAAAAAAPA/0u1ih_sc8Qc/s1600/JustDoIt.jpg"&gt;&lt;img style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 225px; height: 225px;" src="http://4.bp.blogspot.com/-eBlB6OJclJo/TXjufGbNukI/AAAAAAAAAPA/0u1ih_sc8Qc/s320/JustDoIt.jpg" border="0" alt="" id="BLOGGER_PHOTO_ID_5582473956193843778" /&gt;&lt;/a&gt;&lt;br /&gt;&lt;div&gt;Ramai yang tertanya-tanya nak buat bisnes apa?&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Ada juga yang minta pendapat di forum-forum... alamatnya siaplah dengan berbagai-bagai jenis bisnes diutarakan dari ais krim goreng hinggalah  ke pakaian dalam wanita..&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Ceburi bisnes yang anda mempunyai skill atau kemahiran  atau "gut feeling" atau anda tahu selok belok sesuatu produk ataupun kemahiran..&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Tapi anda mungkin tertanya-tanya "Skill apa yang aku ada?"...&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Semua orang nak bisnes maju dalam sekelipan dan tiada siapa yang mahu bisnes maju ibarat si  kura-kura.. &lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Kalau boleh esok start bisnes, lusa dah pakai Mercedes..&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Dalam bisnes tiada jalan pintas.. Semua orang akan lalui zaman makmur dan zaman kemarau.. &lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Perhatikan mereka yang billionaire seperti Bill Gates..  dia kaya kerana menciplak software sekutunya..&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Jepun makmur kerana menciplak dan memperbaiki mutu produk America..&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Owner Facebook jadi kaya raya kerana menciplak idea kekawannya..&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Apakah "moral of the story" ? &lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Usah tertanya-tanya.. jawapannya ada pada ANDA..&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/3673926143004215301-3249044133069037606?l=bayatech.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://bayatech.blogspot.com/feeds/3249044133069037606/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://bayatech.blogspot.com/2011/03/anda-ingin-bisnes-sendiri-masih.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/3673926143004215301/posts/default/3249044133069037606'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/3673926143004215301/posts/default/3249044133069037606'/><link rel='alternate' type='text/html' href='http://bayatech.blogspot.com/2011/03/anda-ingin-bisnes-sendiri-masih.html' title='Anda Ingin Bisnes Sendiri? Masih tertanya-tanya bisnes apa?'/><author><name>Intai Intai Bisnes</name><uri>http://www.blogger.com/profile/12730769021432732558</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='32' height='28' src='http://2.bp.blogspot.com/_yxxHQFkLcgU/TU0_hBju1SI/AAAAAAAAAF0/aybEy1aKDCA/s220/fibercaricature.jpg'/></author><media:thumbnail xmlns:media='http://search.yahoo.com/mrss/' url='http://4.bp.blogspot.com/-eBlB6OJclJo/TXjufGbNukI/AAAAAAAAAPA/0u1ih_sc8Qc/s72-c/JustDoIt.jpg' height='72' width='72'/><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-3673926143004215301.post-8174654590655408548</id><published>2011-03-08T07:53:00.000-08:00</published><updated>2011-03-08T16:58:43.342-08:00</updated><title type='text'>Wanita...</title><content type='html'>&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;&lt;b&gt;&lt;span class="Apple-style-span"&gt;SELAMAT HARI WANITA...&lt;/span&gt;&lt;/b&gt;&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span" style="color: rgb(255, 0, 0); font-family: 'arial black', 'avant garde'; -webkit-border-horizontal-spacing: 2px; -webkit-border-vertical-spacing: 2px; font-size: xx-large; "&gt;&lt;img src="http://www.mudajelita.com/images/title.jpg" alt="CANTIK JELITA" /&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span" style="color: rgb(255, 0, 0); font-family: 'arial black', 'avant garde'; -webkit-border-horizontal-spacing: 2px; -webkit-border-vertical-spacing: 2px; font-size: xx-large; "&gt;Semuga semua wanita muslim, terutama isteri saya dan anak-anak dara saya agar sentiasa menjaga kesihatan agar sentiasa menawan dan ditawan, sihat walafiat, dipertingkatkan keimanan &amp;amp; ketaqwaan dan dilimpah ruah dengan rezeki yang halal dan baik ... AMIN..&lt;/span&gt;&lt;/div&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/3673926143004215301-8174654590655408548?l=bayatech.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://bayatech.blogspot.com/feeds/8174654590655408548/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://bayatech.blogspot.com/2011/03/selamat-hari-wanita.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/3673926143004215301/posts/default/8174654590655408548'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/3673926143004215301/posts/default/8174654590655408548'/><link rel='alternate' type='text/html' href='http://bayatech.blogspot.com/2011/03/selamat-hari-wanita.html' title='Wanita...'/><author><name>Intai Intai Bisnes</name><uri>http://www.blogger.com/profile/12730769021432732558</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='32' height='28' src='http://2.bp.blogspot.com/_yxxHQFkLcgU/TU0_hBju1SI/AAAAAAAAAF0/aybEy1aKDCA/s220/fibercaricature.jpg'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-3673926143004215301.post-5411611149285422777</id><published>2011-03-07T02:07:00.001-08:00</published><updated>2011-03-07T02:34:09.516-08:00</updated><title type='text'>Anda Ingin Bisnes Sendiri ? Bersedialah Mengumpul Musuh Bisnes!!</title><content type='html'>&lt;a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="http://4.bp.blogspot.com/-1k_1CL8hAXw/TXSz6XZouWI/AAAAAAAAAO0/1td0RCl79b0/s1600/Musuh%2BBisnes.jpg"&gt;&lt;img style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 256px; height: 320px;" src="http://4.bp.blogspot.com/-1k_1CL8hAXw/TXSz6XZouWI/AAAAAAAAAO0/1td0RCl79b0/s320/Musuh%2BBisnes.jpg" border="0" alt="" id="BLOGGER_PHOTO_ID_5581283653514213730" /&gt;&lt;/a&gt;&lt;br /&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Ya. Bukannya bisnes saingan malahan musuh bisnes. &lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Jika ianya bisnes saingan anda mungkin lagi boleh bersembang-sembang kosong tapi musuh bisnes sukar untuk dibawa berunding. &lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Malah bagi mereka dunia bisnes adalah hak mutlak kepunyaan mereka.&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Jadi kalu ada sesiapa berhajat nak mulakan bisnes kena minta permisi dari mereka terlebih dahulu.&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Itulah yang saya alami apabila saya menceburi bisnes pada awalnya.&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Mereka-mereka ini kurang faham mengenai konsep perdagangan bebas ataupun mereka ini tidak mahu diganggu "comfort zone" mereka.&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Tetapi alangkah baiknya jika mereka ini mempamirkan diweb mereka nama pelanggan-pelanggan mereka dengan amaran tertulis "Ini pelanggan saya... jangan dikacau"&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Jadi senanglah untuk kita memahami dan tak perlu lah kita berbalah-balah dan bermusuh-musuh.  &lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Dunia ini luas. Rezeki ada dimana-mana. Cuma kita perlu pohon dan berpegang pada Nya sahaja.&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Apa yang perlu anda buat jika ketemu dengan orang-orang seperti ini? &lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Perlu meminta maaf?&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Tidak perlu sebenarnya.  Cuma kita perlu yakin, berdoa dan bertawakal.&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/3673926143004215301-5411611149285422777?l=bayatech.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://bayatech.blogspot.com/feeds/5411611149285422777/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://bayatech.blogspot.com/2011/03/blog-post.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/3673926143004215301/posts/default/5411611149285422777'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/3673926143004215301/posts/default/5411611149285422777'/><link rel='alternate' type='text/html' href='http://bayatech.blogspot.com/2011/03/blog-post.html' title='Anda Ingin Bisnes Sendiri ? Bersedialah Mengumpul Musuh Bisnes!!'/><author><name>Intai Intai Bisnes</name><uri>http://www.blogger.com/profile/12730769021432732558</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='32' height='28' src='http://2.bp.blogspot.com/_yxxHQFkLcgU/TU0_hBju1SI/AAAAAAAAAF0/aybEy1aKDCA/s220/fibercaricature.jpg'/></author><media:thumbnail xmlns:media='http://search.yahoo.com/mrss/' url='http://4.bp.blogspot.com/-1k_1CL8hAXw/TXSz6XZouWI/AAAAAAAAAO0/1td0RCl79b0/s72-c/Musuh%2BBisnes.jpg' height='72' width='72'/><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-3673926143004215301.post-5303978960943474800</id><published>2011-03-02T18:10:00.000-08:00</published><updated>2011-03-02T18:54:25.603-08:00</updated><title type='text'>Anda Ingin Bisnes Sendiri ? Bersedialah Kehilangan Kekawan</title><content type='html'>&lt;div style="text-align: center;"&gt;&lt;br /&gt;&lt;/div&gt;&lt;div style="text-align: center;"&gt;&lt;img src="http://2.bp.blogspot.com/-JNxrY57Q8Qo/TW8ABCTQWvI/AAAAAAAAAOc/qaQfThGVFLs/s320/Friends1.jpg" border="0" alt="" id="BLOGGER_PHOTO_ID_5579678481132837618" style="text-align: center; display: block; margin-top: 0px; margin-right: auto; margin-bottom: 10px; margin-left: auto; cursor: pointer; width: 242px; height: 208px; " /&gt;&lt;/div&gt;&lt;div style="text-align: center;"&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Dalam memulakan bisnes sendiri, mungkin anda mengharapkan bantuan dari kawan-kawan yang anda kenali selama ini.  Anda sangka anda&lt;/div&gt;&lt;div&gt; kenal dan rapat pada mereka..&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Mungkin anda tidak mengharapkan bantuan wang ringgit dari mereka tetapi anda mungkin cuma mengharapkan sokongan moral dari mereka.&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Tetapi ramai dari mereka yang tersalah anggap.&lt;/div&gt;&lt;div style="text-align: center;"&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Apabila anda menyatakan niat untuk berbisnes sendiri akan ada kalangan kekawan yang menganggap anda memerlukan bantuan dari mereka.&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Andaikata kawan rapat anda seorang "Project Manager" di sebuah syarikat telekomunikasi yang ternama di Malaysia.&lt;/div&gt;&lt;div style="text-align: center;"&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Dan anda pula menyatakan hasrat anda menceburi dalam bidang pengkabelan, jangan terkejut jika anda call dia lagi sekali lagi mungkin panggilan anda sudah tidak dijawab atau jika dijawab umpama mahu tidak mahu bercakap.&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Kerana apa?&lt;/div&gt;&lt;div&gt;&lt;ol&gt;&lt;li&gt;Kawan anda takut anda mengecek projek dari dia..&lt;/li&gt;&lt;li&gt;Kawan anda tidak selesa mungkin anda akan  meminta bantuan darinya&lt;/li&gt;&lt;li&gt;Kawan anda tidak mahu anda mengacau susunan projek organisasinya...&lt;/li&gt;&lt;li&gt;Kawan anda tidak yakin anda boleh berjaya..&lt;/li&gt;&lt;/ol&gt;&lt;/div&gt;&lt;div&gt;Ada juga kekawan yang hendak menolong tetapi apabila melihat&lt;/div&gt;&lt;div&gt; anda memandu Proton Saga model lama, kekawan anda pun hilang dari pandangan anda. &lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Bukan apa.. persepsi orang Melayu, kalu berbisnes sekadar Proton model lama alamatnya tidak berjaya. &lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Ada juga kekawan yang secara sinis memperkecilkan kebolehan anda berniaga dari segi kewangan mahupun dari segi pengurusan anda.&lt;/div&gt;&lt;div style="text-align: center;"&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Ada juga yang bakal kata "Tak sesuai sekarang.. Ekonomi tak bagus"..&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Walau apapun jua alasan anda untuk berbisnes sendiri, pastikan anda tidak mengharapkan kekawan anda bakal sudi menolong anda.&lt;/div&gt;&lt;div style="text-align: center;"&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Ada juga yang akan mengucapkan "Tahniah".. "Semuga Berjaya" dan lepas tu pun mereka pun akan hilang jua...&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div style="text-align: center;"&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Dalam bisnes kekadang kita memerlukan rakan yang boleh berkongsi idea dan tempat meluahkan perasaan dan tidak secara langsung cuma perlu sokongan &lt;/div&gt;&lt;div&gt;moral dari seorang yang bernama RAKAN.. tetapi ramai antara mereka yang tersalah anggap....&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;&lt;img src="http://1.bp.blogspot.com/-wd9-Wzx8H3E/TW8CgayWVGI/AAAAAAAAAOs/As9FIzdQv8U/s320/FriendBisnesQuote.jpg" border="0" alt="" id="BLOGGER_PHOTO_ID_5579681219304903778" style="display: block; margin-top: 0px; margin-right: auto; margin-bottom: 10px; margin-left: auto; text-align: center; cursor: pointer; width: 316px; height: 320px; " /&gt;&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div style="text-align: center;"&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Carilah contact bisnes sendiri dan mulakanlah perniagaan anda dengan yakin &amp;amp; bertawakal..&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/3673926143004215301-5303978960943474800?l=bayatech.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://bayatech.blogspot.com/feeds/5303978960943474800/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://bayatech.blogspot.com/2011/03/anda-ingin-bisnes-sendiri-bersedialah.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/3673926143004215301/posts/default/5303978960943474800'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/3673926143004215301/posts/default/5303978960943474800'/><link rel='alternate' type='text/html' href='http://bayatech.blogspot.com/2011/03/anda-ingin-bisnes-sendiri-bersedialah.html' title='Anda Ingin Bisnes Sendiri ? Bersedialah Kehilangan Kekawan'/><author><name>Intai Intai Bisnes</name><uri>http://www.blogger.com/profile/12730769021432732558</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='32' height='28' src='http://2.bp.blogspot.com/_yxxHQFkLcgU/TU0_hBju1SI/AAAAAAAAAF0/aybEy1aKDCA/s220/fibercaricature.jpg'/></author><media:thumbnail xmlns:media='http://search.yahoo.com/mrss/' url='http://2.bp.blogspot.com/-JNxrY57Q8Qo/TW8ABCTQWvI/AAAAAAAAAOc/qaQfThGVFLs/s72-c/Friends1.jpg' height='72' width='72'/><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-3673926143004215301.post-6426273315784091204</id><published>2011-03-01T00:16:00.000-08:00</published><updated>2011-03-01T17:25:37.682-08:00</updated><title type='text'>Cermin Mata Rayban -- Rayban Glassess</title><content type='html'>&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;&lt;span class="Apple-style-span" style="color: rgb(102, 102, 102); font-size: 16px; "&gt;&lt;div&gt;&lt;span class="Apple-style-span" style="color: rgb(0, 0, 0); "&gt;&lt;div&gt;Min. order quantity - 30 pcs  ( 10 pcs for each model)&lt;/div&gt;&lt;div&gt;Price -- USD 15  per pcs or RM50 satu ex Kuala Lumpur&lt;/div&gt;&lt;div&gt;Delivery - 7 - 14 days&lt;/div&gt;&lt;div&gt;Payment Term - 100% Prepaid.&lt;/div&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;For ordering please indicate Rayban Model and email your inquiry to baya68@gmail.com&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;Untuk tempahan nyatakan Rayban Model dan email pada baya68@gmail.com..&lt;/div&gt;&lt;div&gt;Maklumat&lt;/div&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="http://3.bp.blogspot.com/-9mFlcbyGqto/TWyuB9fVlGI/AAAAAAAAAOU/D1xAgJAwF1Y/s1600/Rayban%2B8014.JPG"&gt;&lt;img style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 320px; height: 240px;" src="http://3.bp.blogspot.com/-9mFlcbyGqto/TWyuB9fVlGI/AAAAAAAAAOU/D1xAgJAwF1Y/s320/Rayban%2B8014.JPG" border="0" alt="" id="BLOGGER_PHOTO_ID_5579025387114304610" /&gt;&lt;/a&gt;&lt;div style="text-align: center;"&gt;Rayban 80140311&lt;/div&gt;&lt;div style="text-align: center;"&gt;&lt;br /&gt;&lt;/div&gt;&lt;a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="http://3.bp.blogspot.com/-SWc87N2Sfl4/TWyt28BN9OI/AAAAAAAAAOM/yAVkoPeS8eI/s1600/Rayban%2B3370.JPG"&gt;&lt;img style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 320px; height: 240px;" src="http://3.bp.blogspot.com/-SWc87N2Sfl4/TWyt28BN9OI/AAAAAAAAAOM/yAVkoPeS8eI/s320/Rayban%2B3370.JPG" border="0" alt="" id="BLOGGER_PHOTO_ID_5579025197740979426" /&gt;&lt;/a&gt;&lt;div style="text-align: center;"&gt;Rayban 33700312&lt;/div&gt;&lt;div style="text-align: center;"&gt;&lt;br /&gt;&lt;/div&gt;&lt;a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="http://1.bp.blogspot.com/-hG0fTU1i7nk/TWyttcht4OI/AAAAAAAAAOE/dc3P4kKLa00/s1600/Rayban87060.JPG"&gt;&lt;img style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 320px; height: 240px;" src="http://1.bp.blogspot.com/-hG0fTU1i7nk/TWyttcht4OI/AAAAAAAAAOE/dc3P4kKLa00/s320/Rayban87060.JPG" border="0" alt="" id="BLOGGER_PHOTO_ID_5579025034668531938" /&gt;&lt;/a&gt;&lt;div style="text-align: center;"&gt;Rayban 70600313&lt;/div&gt;&lt;div style="text-align: center;"&gt;&lt;br /&gt;&lt;/div&gt;&lt;a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="http://3.bp.blogspot.com/-MPdEMF2ZBp0/TWytYyrJnTI/AAAAAAAAAN8/ZsQAz_1E2aI/s1600/Rayban7015.JPG"&gt;&lt;img style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 320px; height: 240px;" src="http://3.bp.blogspot.com/-MPdEMF2ZBp0/TWytYyrJnTI/AAAAAAAAAN8/ZsQAz_1E2aI/s320/Rayban7015.JPG" border="0" alt="" id="BLOGGER_PHOTO_ID_5579024679836425522" /&gt;&lt;/a&gt;&lt;div style="text-align: center;"&gt;Rayban 70150314&lt;/div&gt;&lt;div style="text-align: center;"&gt;&lt;br /&gt;&lt;/div&gt;&lt;a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="http://4.bp.blogspot.com/-Tt9cW7QjVrg/TWytSHVFplI/AAAAAAAAAN0/kh1gyJE4NHc/s1600/Rayban4216.JPG"&gt;&lt;img style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 320px; height: 240px;" src="http://4.bp.blogspot.com/-Tt9cW7QjVrg/TWytSHVFplI/AAAAAAAAAN0/kh1gyJE4NHc/s320/Rayban4216.JPG" border="0" alt="" id="BLOGGER_PHOTO_ID_5579024565121951314" /&gt;&lt;/a&gt;&lt;div style="text-align: center;"&gt;Rayban 43160315&lt;br /&gt;&lt;br /&gt;&lt;/div&gt;&lt;a
